;blackcat vs Solid

;blackcat is your companion for effortless everyday payments! Experience an all-in-one app with a European IBAN, travel-ready cards*, integrated crypto wallets, and an enhanced rewards program. Access all your funds with just one click! With ;blackcat, you can manage your money anytime, anywhere. Get started in minutes: download the blackcat.app, register with your personal details and documents, verify your ID with a selfie – and you’re ready to go! Instantly access your crypto, IBAN, and virtual payment card. Order a matching plastic card – it will be produced in just 24 hours and shipped to you, wherever you are in the world! And of course, you can also add your card to Apple Pay! Why choose ;blackcat? – Free plan**. Standard rate (accounts with 1 card) is € 0 / month — no hidden fees. – Flexible money management. All your funds are available in one mobile interface. Create an unlimited number of additional wallets – both for euros and crypto. Each wallet and card is fully customizable with individual spending limits. You can also issue as many payment cards as you want. – Powerful rewards. Choose a bonus program that fits you — 4% per annum reward as part of the loyalty program (not an interest-bearing product), 2% cashback on Amazon, or 0.5% cashback on all card purchases (excluding ATM withdrawals, transfers, and crypto purchases). – Fast and convenient money transfers. SEPA payments, crypto wallet transfers, and transfers between blackcat accounts. – Secure payments. Benefit from 3D Secure protection — every transaction is confirmed with in-app authentication. – Dedicated support, 24/7. Our expert team is always here for you via chat or email. We don’t force you to talk to robots – you can always chat with a real person! How to Open an Account Download the blackcat.app from App Store. Fill out your personal info and upload proof of address. Take a selfie + scan your ID and/or residence permit — that’s it! Black cat is your lucky sign! We take care of the security and protection of your data. Blackcat is collecting, using, and processing your personal data in accordance with European General Data Protection Regulations. We use advanced measures to keep information secure. Disclaimers: *Travel-ready cards are ;blackcat’s payment cards. Those cards are accepted at car rentals, hotels, and other services, both online and offline. **Standard service and transaction fees may apply according to the tariff schedule. ;blackcat is issued by Papaya, Ltd. Papaya Ltd. is an Electronic Money Institution authorised and regulated by the Malta Financial Services Authority. Client funds are safeguarded in accordance with applicable legislation. Funds held in e-money accounts are not covered by the Depositor Compensation Scheme. The bonus payment is a part of the loyalty program provided by Baltic Technology Solutions OU. Detailed terms and conditions can be found here: https://baltictechsolutions.com/ An integrated crypto exchange and custodial crypto wallets are provided by MANERIO Sp. z o.o. You can find more information at maner.io

Solid is the stablecoin savings app that puts your money to work. Deposit USDC, earn up to 8% yield on your stablecoins automatically, and spend your earnings anywhere with the Solid card. EARN ON YOUR STABLECOINS • Deposit USDC and earn competitive stablecoin yield, compounding daily • No lock-ups, no staking, no maintenance — your savings grow 24/7 • Institutional-grade, risk-adjusted DeFi yield strategies • Track deposits, earnings, and P&L in real time A SMARTER SAVINGS ACCOUNT Traditional savings accounts pay close to 0%. Solid turns your dollars into digital dollars (USDC stablecoins), so your savings earn real yield around the clock — like a high-yield savings account where the money stays in your control. SPEND WHILE YOU EARN — THE SOLID CARD • Use the Solid crypto card at 200M+ merchants worldwide • 3% cashback on every card purchase • Apple Pay and Google Pay supported • Freeze your card anytime, set limits, get instant payment alerts SELF-CUSTODY WALLET, BANK-GRADE SECURITY • Non-custodial smart wallet — your keys, your crypto • Passkey sign-in: no passwords, no seed phrases • Two-factor protection and real-time fraud monitoring • Simple, secure recovery if you lose your device CRYPTO WITHOUT THE COMPLEXITY • Send and receive crypto with zero fees, gasless • Earn rewards when friends join and start saving Whether you want a stablecoin wallet that earns while you sleep, a crypto savings account that beats the bank, or a crypto card that gives cashback on every purchase — Solid is one app for earning, saving, and spending your money. Download Solid and put your USDC to work today.