Billpoint vs ZenithBankToken
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Billpoint
Manage all your bills and transactions in one convenient app. Pay for utilities, airtime, data, and even book flights. Enjoy secure, fast payments with rewards and 24/7 customer support.
- Seamless bill payments
- Instant gift card purchases
- eSIM activation & top-ups
- Virtual accounts for funding
- Fast & secure transactions
- Exclusive rewards & bonuses
- 24/7 dedicated support
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SABIBILL DESCRIPTION Power your Bills with SabiBill—your all-in-one repository solution for effortless bill management. With a seamless interface, advanced features, and robust security, handling your transactions has never been easier. Pay bills, top up airtime, purchase data, book flights, activate, and more—all in one place, with speed and reliability you can trust. Why Choose SabiBill? * 24/7 dedicated customer support to assist you anytime, anywhere. * Exciting welcome bonuses and rewards through our referral and earning program. * Affordable services for bill payments, airtime, data, eSIMs, and more. Powerful Feature * Seamless Bill Payments – Effortlessly pay for airtime, data, electricity, cable TV (DStv, GOtv, Showmax, StarTimes), and more in seconds. * Fast & Secure Transactions – Experience top-notch security and real-time processing, ensuring your payments are always safe and instant. * Exclusive Rewards & Bonuses – Earn cashback, referral bonuses, and special incentives while using SabiBill. * 24/7 Dedicated Support – Our customer support team is available round the clock to assist you anytime, anywhere.
ZenithBankToken
This app generates one-time passwords (OTPs) for secure electronic transaction authentication. It serves as a digital alternative to hardware tokens, offering various activation methods for both individual and corporate users.
- One-time password (OTP) generation
- Electronic transaction authentication
- Alternative to hardware tokens
- Multiple activation methods
- Individual and corporate registration
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ZenithBankToken App is a mobile application that generates One Time Passwords (OTPs) used in the authentication of electronic transactions. A one-time password (OTP) is a series of characters that automatically authenticates the user for a single transaction or session. It is also an alternative to the Hardware Token. Activate the App using the activation details stated below Register as an Individual Select Activation Method Hardware Token: Account Number + 4-digit Server PIN and Hardware Token Code Image Verification: Account Number + Date of Birth Quick Access: Visit Bank branch and generate activation code required for enabling access on the E-token App OTP: Account Number + Date of Birth A one-time password (OTP) will be sent to your registered phone number Register as a Corporate Select Activation Method Quick Access: Visit Bank branch and generate activation code required for enabling access on the Zenithbanktoken App
Screenshots
Verdict
The clearest difference is rating: Billpoint at 4.6 against ZenithBankToken's 4.1. Billpoint also leads on ratings volume (1.1K vs 9) and iOS requirement (13.0 vs 16.6). ZenithBankToken's advantage is update cadence (every 2 days vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Billpoint holds the better App Store score, 4.6 against 4.1. That said, the two scores are not equally well evidenced: Billpoint has 1.1K ratings behind it against 9, so its average is the more settled of the two.
Billpoint ships an update every 6 weeks, ZenithBankToken every 2 days. The most recent releases landed on October 28, 2026 and October 23, 2026 respectively.
| Parameter | Billpoint | ZenithBankToken |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (1.1K ratings) — better | 4.1 (9 ratings) |
| Positive reviews | 57.1% of reviews | — |
| Number of ratings | 1.1K — better | 9 |
| Update frequency | Every 6 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 43 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Flexgreen Concept Ltd | Zenith Bank PLC |
Customer experience
Billpoint
ZenithBankToken
Bugs and requests
Billpoint
Reported bugs
7 issues- iTunes not received via email
- Money not reflecting after hours
- Account blocked after sending money
- Money disappeared without trace
- App crashes more often than it works
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- Cannot deposit or buy anything
- Cannot use most functions
Requested features
3 requests- Notify customers of downtime
- Add withdrawal features
- Improve security (PIN required)
ZenithBankToken
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Billpoint
No in-app purchases
ZenithBankToken
No in-app purchases
