FirstToken vs ZenithBankToken
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstToken
Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.
- Generate one-time passcodes
- Secure online transaction authentication
- Eliminates need for hardware token
- Mobile authentication for FirstBank accounts
- Apple device compatibility
Read full descriptionHide full description
Generate one time passcodes on the go using the FirstToken application. FirstToken app is an innovative mobile application that enables FirstBank account holders authenticate online transactions on their Apple device. It eliminates the need to constantly carry your hardware token with you.
ZenithBankToken
This app generates one-time passwords (OTPs) for secure electronic transaction authentication. It serves as a digital alternative to hardware tokens, offering various activation methods for both individual and corporate users.
- One-time password (OTP) generation
- Electronic transaction authentication
- Alternative to hardware tokens
- Multiple activation methods
- Individual and corporate registration
Read full descriptionHide full description
ZenithBankToken App is a mobile application that generates One Time Passwords (OTPs) used in the authentication of electronic transactions. A one-time password (OTP) is a series of characters that automatically authenticates the user for a single transaction or session. It is also an alternative to the Hardware Token. Activate the App using the activation details stated below Register as an Individual Select Activation Method Hardware Token: Account Number + 4-digit Server PIN and Hardware Token Code Image Verification: Account Number + Date of Birth Quick Access: Visit Bank branch and generate activation code required for enabling access on the E-token App OTP: Account Number + Date of Birth A one-time password (OTP) will be sent to your registered phone number Register as a Corporate Select Activation Method Quick Access: Visit Bank branch and generate activation code required for enabling access on the Zenithbanktoken App
Screenshots
Verdict
The clearest difference is rating: ZenithBankToken at 4.1 against FirstToken's 2.3. ZenithBankToken also leads on update cadence (every 2 days vs every 14 months). FirstToken's advantage is ratings volume (84 vs 9). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ZenithBankToken holds the better App Store score, 4.1 against 2.3. That said, the two scores are not equally well evidenced: FirstToken has 84 ratings behind it against 9, so its average is the more settled of the two.
FirstToken ships an update every 14 months, ZenithBankToken every 2 days. The most recent releases landed on October 11, 2026 and October 8, 2026 respectively.
| Parameter | FirstToken | ZenithBankToken |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (84 ratings) | 4.1 (9 ratings) — better |
| Positive reviews | 12.5% of reviews | — |
| Number of ratings | 84 — better | 9 |
| Update frequency | Every 14 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.6 — better | 16.6 |
| Further details — not scored | ||
| Size | 11 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | First Bank of Nigeria Limited | Zenith Bank PLC |
Customer experience
FirstToken
ZenithBankToken
In-app purchases
FirstToken
No in-app purchases
ZenithBankToken
No in-app purchases
