Zenith Bank eaZymoney vs FirstToken
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zenith Bank eaZymoney
Manage your finances on the go with this mobile banking app. Perform card settlements, transfer funds, and make payments using QR codes. The app offers a comprehensive overview of all your accounts and various banking services.
- Account overview and history
- Fund transfers (own, Zenith, other banks, foreign)
- Bill payments and airtime recharge
- QR code payments
- Card management (settlement, activation/deactivation)
- Cheque management
- View bank statements
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Make your life experiences simpler and stay in control with Zenith Mobile Banking app. Manage your finances; make card settlements, transfer funds and make payments using QR (Quick Response codes). How do I Register? To register, simply download the app and select any of the three (3) registration options 1. With Hardware Token a) Enter Account number and Continue b) Click Hardware Token c) Enter the Token from the device and Token PIN • Create and confirm Password (six digits) • Create and confirm Mobile PIN (four digits) • Click on Submit (Operation Successful) d) The user is required to enter Account Number and Password to log on. 2. With Card a) Enters Account Number and Continue b) Select Card c) Enter the Last Six Digits of the Card and Card Pin • Create and Confirm Password (six digits) • Create and Confirm Mobile PIN (four digits) • Clicks on Submit (Operation Successful) d) The user is required to enter Account Number and Password to log on to the App. 3. Branch Activation Note: • Registration is one time • To Add New Device, user should simply login with Account Number and Password, System will prompt for Device Registration. • Customer can authorize with Token or Card Details. • Users can add up to 3 Devices. Some features of Zenith Mobile Banking are: a) Overview: view all accounts (current, savings, fixed deposit, Domiciliary etc.) • Account balance • Account History • Search b) Transfers • Transfer History • Own Account Transfer • Zenith account Transfer • Other Banks Transfer • Foreign Transfer • Open Account for Beneficiary c) Data Bundles d) Airtime Recharge e) Bills payment • Zenith Billers • Quickteller Merchants f) QR Payments g) Scheduled Payments • Transfers • Airtime Payment • Bills Payment h) Cards • Card Settlement • Activate / Deactivate Card • Card Dispense Manager i) Cheques • Request Cheque Book • Confirm Cheque • Stop Cheque • Verify Cheque Status • Bank Draft j) Travel and Leisure • Travelstart • Dubai Visa k) Bank Services • My Bank Statement l) Message *These are messages sent to the customer by the bank* m) Settings • Manage Beneficiaries • Customize eaZylinks • Change Authorization • Change Password • Change PIN • Reset PIN • Transfer Limits • Hide Account • Show Account • My Devices • My BVN • Update KYC n) Zenith Near Me o) Sign Out
FirstToken
Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.
- Generate one-time passcodes
- Secure online transaction authentication
- Eliminates need for hardware token
- Mobile authentication for FirstBank accounts
- Apple device compatibility
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Generate one time passcodes on the go using the FirstToken application. FirstToken app is an innovative mobile application that enables FirstBank account holders authenticate online transactions on their Apple device. It eliminates the need to constantly carry your hardware token with you.
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Verdict
The clearest difference is rating: Zenith Bank eaZymoney at 3.2 against FirstToken's 2.3. Zenith Bank eaZymoney also leads on update cadence (every 2 months vs every 21 months). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zenith Bank eaZymoney holds the better App Store score, 3.2 against 2.3. Both are backed by a comparable volume of ratings — 188 and 81 respectively. Written reviews complicate that: 11% of Zenith Bank eaZymoney's written reviews are positive against 13% of FirstToken's, so the app with the better star average is not the one people write more warmly about.
Zenith Bank eaZymoney ships an update every 2 months, FirstToken every 21 months. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.
| Parameter | Zenith Bank eaZymoney | FirstToken |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (188 ratings) — better | 2.3 (81 ratings) |
| Positive reviews | 11.3% of reviews | 13.2% of reviews — better |
| Number of ratings | 188 — better | 81 |
| Update frequency | Every 2 months — better | Every 21 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 92 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Zenith Bank PLC | First Bank of Nigeria Limited |
Customer experience
Zenith Bank eaZymoney
FirstToken
Bugs and requests
Zenith Bank eaZymoney
Reported bugs
3 issues- Login issues after app update
- Transfer limits not working as expected
- Balance not refreshing correctly
Requested features
3 requests- Dark mode option
- Transaction history export
- Improved customer support
FirstToken
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Zenith Bank eaZymoney
No in-app purchases
FirstToken
No in-app purchases
Questions
Is Zenith Bank eaZymoney free?
Is FirstToken free?
Which has better reviews, Zenith Bank eaZymoney or FirstToken?
Do Zenith Bank eaZymoney or FirstToken have ads?
Which is updated more often, Zenith Bank eaZymoney or FirstToken?
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