FirstToken vs GT e
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstToken
Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.
- Generate one-time passcodes
- Secure online transaction authentication
- Eliminates need for hardware token
- Mobile authentication for FirstBank accounts
- Apple device compatibility
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Generate one time passcodes on the go using the FirstToken application. FirstToken app is an innovative mobile application that enables FirstBank account holders authenticate online transactions on their Apple device. It eliminates the need to constantly carry your hardware token with you.
GT e
This app generates secure one-time passwords (OTPs) for authenticating electronic transactions like online and mobile banking. It offers a convenient alternative to hardware tokens, providing 24/7 access to banking services after a simple activation process.
- Generates One-Time Passwords (OTPs)
- Authenticates electronic transactions
- Alternative to hardware tokens
- Supports web, internet, and mobile banking
- Secure 6-digit passcode login
- 24/7 banking access
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GT e-Token Plus Application Description (About this app) The "GT e-Token Plus" is a mobile application for generating One Time Passwords (OTPs) used in authenticating electronic transactions. A one-time password (OTP) is a secure and automatically generated string of characters that authenticates the user for login and/or electronic transaction completion. Electronic transactions include (but may not be limited to) web, internet banking and mobile banking transactions, where you are required to enter a 6-digit token-generated code. A one-time password (OTP) generated from your "GT e-Token Plus" App can be used as an alternative to or alongside the GTBank hardware token device. Activating Your "GT e-Token Plus" app To activate your "GT e-Token Plus", select your customer type and choose your preferred activation method, which can be the use of your Bank card, Hardware Token or by calling contact center to get an authorization code. Your data ID will be verified to complete the activation. Using Your "GT e-Token Plus" app: Once your app is activated, you can create a unique 6-digit Passcode that will be used for subsequent log in to the application and enjoy 24/7 banking. You can find more information about "GT e-Token Plus" on www.gtbank.com or contact GTCONNECT contact center on 080 2900 2900 or 080 3900 3900. Note: To avoid your OTP being used by anyone, you absolutely DO NOT DISCLOSE OTP code for anyone.
Screenshots
Verdict
The clearest difference is rating: GT e at 4.8 against FirstToken's 2.3. GT e also leads on review sentiment (53% vs 13%) and update cadence (fortnightly vs every 14 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GT e holds the better App Store score, 4.8 against 2.3. That said, the two scores are not equally well evidenced: GT e has 587 ratings behind it against 84, so its average is the more settled of the two. Written reviews point the same way: 13% of FirstToken's written reviews are positive against 53% of GT e's.
FirstToken ships an update every 14 months, GT e fortnightly. The most recent releases landed on October 6, 2026 and October 9, 2026 respectively.
| Parameter | FirstToken | GT e |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (84 ratings) | 4.8 (587 ratings) — better |
| Positive reviews | 12.5% of reviews | 53.1% of reviews — better |
| Number of ratings | 84 | 587 — better |
| Update frequency | Every 14 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 11 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | First Bank of Nigeria Limited | Guaranty Trust Bank PLC |
Customer experience
FirstToken
GT e
In-app purchases
FirstToken
No in-app purchases
GT e
No in-app purchases
