FirstToken vs UBA Secure Pass
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstToken
Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.
- Generate one-time passcodes
- Secure online transaction authentication
- Eliminates need for hardware token
- Mobile authentication for FirstBank accounts
- Apple device compatibility
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Generate one time passcodes on the go using the FirstToken application. FirstToken app is an innovative mobile application that enables FirstBank account holders authenticate online transactions on their Apple device. It eliminates the need to constantly carry your hardware token with you.
UBA Secure Pass
This app provides a secure mobile token for authorizing transactions and managing your identity across various banking platforms. It allows for self-activation, eliminating the need to visit a bank branch for setup.
- Transaction authorization
- Identity management
- Mobile token
- Self-activation
- Virtual channel access
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The Secure Pass (formerly known as U-Token) is UBA's customized version of the mobile token, for use in authorizing transactions and identity management on all of UBA's virtual channels, from the Internet Banking solution (previously known as U-Direct), to the Mobile Banking solution (previously known as U-Mobile), and eventually all other channels which require authorization of transactions of higher limits using the token. It was also developed in line with the do it yourself model, which enables an existing user of the bank's Internet banking solution, to self activate the token without having to walk into a UBA banking hall.
Screenshots
Verdict
The clearest difference is rating: FirstToken at 2.3 against UBA Secure Pass's 1.9. FirstToken also leads on update cadence (every 14 months vs every 52 months). UBA Secure Pass's advantage is ratings volume (275 vs 84) and iOS requirement (12.0 vs 15.6). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FirstToken holds the better App Store score, 2.3 against 1.9. Both are backed by a comparable volume of ratings — 84 and 275 respectively. Written reviews point the same way: 13% of FirstToken's written reviews are positive against 5% of UBA Secure Pass's.
FirstToken ships an update every 14 months, UBA Secure Pass every 52 months. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.
| Parameter | FirstToken | UBA Secure Pass |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (84 ratings) — better | 1.9 (275 ratings) |
| Positive reviews | 12.5% of reviews — better | 5.5% of reviews |
| Number of ratings | 84 | 275 — better |
| Update frequency | Every 14 months — better | Every 52 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 11 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | First Bank of Nigeria Limited | United Bank For Africa Plc |
Customer experience
FirstToken
UBA Secure Pass
Bugs and requests
FirstToken
Not enough reviews yet to summarise bugs or requests.
UBA Secure Pass
Reported bugs
11 issues- Red screen freeze on app launch
- App crashes immediately after download
- User eligibility validation failing incorrectly
- OTP/SMS delivery system non-functional
- Save button hidden under swipe line on iPhone
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- App shows blank/frozen interface
- Registration process incomplete
- Invalid secure pass errors despite correct input
- App incompatible with newer iPhone models
- Safari connection errors
- App unresponsive and hangs frequently
Requested features
5 requests- Replace secure pass with simple SMS OTP option
- Implement dark mode
- Add offline functionality
- Improve error message clarity and solutions
- Enable bulk transfer capability
In-app purchases
FirstToken
No in-app purchases
UBA Secure Pass
No in-app purchases
