Comparison

Subwise vs Budget Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subwise

Effortlessly manage all your recurring expenses in one place. Get alerts for upcoming renewals, visualize your spending habits with insightful charts, and easily cancel unwanted subscriptions. Take control of your finances and stop wasting money on forgotten services.

Highlights
  • Track 120+ services instantly
  • Swipe to cancel subscriptions
  • Customizable renewal alerts
  • Visual spending charts
  • Offline functionality
  • Dark mode support
Features
Read full description

Stop losing money on forgotten subscriptions. Subwise shows you exactly what you're paying for and helps you take control. Track every subscription in one place. Swipe to cancel. Get alerts before renewals. See where your money really goes. What You Can Do Manage Everything in One Dashboard - Add 130+ popular services instantly or create custom subscriptions - Swipe any subscription to quickly mark it active or canceled - Switch between monthly and yearly views with one tap - Track subscriptions across multiple currencies Never Miss a Renewal Again - Get customizable notifications before charges hit your account - Set your preferred reminder timing (1 day, 3 days, or 1 week ahead) - See upcoming renewals at a glance Understand Your Spending - Visual charts break down spending by category - Compare monthly vs. yearly costs instantly - Identify your most expensive subscriptions - Track trends over time to spot savings opportunities Your Data Stays Private - Everything stored locally on your device — no cloud uploads - No ads, no tracking, no data collection - Works completely offline - Dark mode for comfortable viewing Built for Real Life - Organize by category: Streaming, Music, Fitness, Productivity, and more - Add notes to any subscription - Support for international currencies - Clean, intuitive interface that gets out of your way Perfect for tracking Netflix, Spotify, Adobe Creative Cloud, Microsoft 365, gym memberships, meal kits, cloud storage, and any other recurring expense. Take back control of your subscription spending. Download Subwise now.

About

Budget Tracker

Features
Read full description

MonBloom helps you organize your home finances with calm clarity. No spreadsheets. No cloud. No judgment. Just a gentle, organized view of where your money goes — so it can naturally go further. ◆ YOUR MONEY, AT A GLANCE A clean dashboard with daily and monthly charts, category breakdowns, and balance summaries. Everything you need to feel in control — nothing you don't. ◆ CALENDAR-FIRST DESIGN Scroll through your financial timeline on a 10-year calendar. Tap any day to see what came in and what went out. Simple, visual, clear. ◆ SNAP A RECEIPT Point your camera at a receipt or PDF invoice. On-device AI reads the merchant, amount, date, and currency for you.* ◆ RECURRING TRANSACTIONS Weekly rent, monthly subscriptions, every-other-Friday allowance. Set it up once with smart reminders, and let MonBloom keep track. ◆ MULTI-CURRENCY Dollars, euros, reais, pounds, yen, pesos — each with its own dashboard card and automatic detection. ◆ SIRI SHORTCUTS "Siri, add transaction to MonBloom" then "lunch $12." Add, update, or remove transactions hands-free. ◆ IMPORT & EXPORT Bring existing data via CSV with smart categorization. Export anytime for backup or review. ◆ PRIVATE BY DESIGN All intelligence runs entirely on your device. No accounts. No servers. No data collection. Your finances stay yours — that's not a feature, it's a promise. *On-device AI accuracy may vary. MonBloom always shows a preview so you can review before saving. End user license agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Subwise4 screens
Budget Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Budget Tracker at every 9 days against Subwise's monthly. Subwise's advantage is iOS requirement (18.2 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subwise sells 3 one-off in-app purchases and Budget Tracker sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subwise ships an update monthly, Budget Tracker every 9 days. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 8 level
Subwise versus Budget Tracker: the parameters behind the verdict, then further details
ParameterSubwiseBudget Tracker
PriceFreeFree
Rating5.0 (5 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings5 — better—
Update frequencyMonthlyEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.2 — better26.0
Further details — not scored
Size5 MB9 MB
Age rating4+4+
DeveloperAlejandro HernandezGilmar Quinelato

In-app purchases

3 purchases

Subwise

One-time3
  • Small Tip$0.99
  • Medium Tip$1.99
  • Large Tip$3.99
1 purchases

Budget Tracker

Subscriptions1
  • Monthly1 Month trial$2.991 Month

Questions

Is Subwise free?
Subwise is free to download, with in-app purchases available.
Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Do Subwise or Budget Tracker have ads?
Neither Subwise nor Budget Tracker shows ads.
Which is updated more often, Subwise or Budget Tracker?
Subwise ships an update monthly, and Budget Tracker every 9 days. Most recently, Subwise was updated on October 13, 2026 and Budget Tracker on October 8, 2026.

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