Comparison

Xoala vs Movepay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xoala

Features
Read full description

Apply in minutes – anywhere, anytime. • Get better visibility and more control over all your transaction. Open a Multi-currency & FX virtual account from your phone.

About

Movepay

This app provides a personal multicurrency IBAN account for instant Eurozone banking, multi-currency wallets, and simplified forex exchange. It's designed for students to manage everyday spending and cross-border expenses with ease and security.

Highlights
  • Instant EU IBAN account
  • Multi-currency wallets
  • Simplified forex exchange
  • Built for students
  • International transfers
  • Secure and compliant
Features
Read full description

Key Features: 1. Instant EU IBAN Account Start banking like a local. Get your personal multicurrency IBAN to send and receive payments anywhere in the Eurozone. This is perfect for receiving pocket money, paying rent, or buying online. 2. Multi-Currency Wallets Hold, convert, and transfer between major currencies (EUR, USD, GBP, and more) — instantly and at competitive rates. 3. Forex Simplified Take advantage of real-time exchange rates and avoid hidden fees. Movepay makes currency exchange transparent and efficient. 4. Built for Students We’ve simplified banking so you can focus on studying and exploring, not managing paperwork. Friendly interface, instant notifications, and full transaction history all in one place. 5. International Transfers Send money home or to friends across the globe with ease. Movepay supports fast, low-cost international transfers using your currency balances. 6. Security & Compliance Your data and money are protected. Movepay is fully licensed under European financial regulations and uses top-tier security to keep your account safe. Whether in Dublin, Barcelona, Berlin, or Paris, Movepay helps you feel at home in Europe — financially and securely. From everyday spending to managing cross-border expenses, you need everything in a student bank account, without the hassle. Join thousands of students already using Movepay and take control of your international experience

Screenshots

Xoala4 screens
Movepay4 screens

Verdict

The call

The clearest difference is update cadence: Movepay at every 9 days against Xoala's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Xoala ships an update monthly, Movepay every 9 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 8 level
Xoala versus Movepay: the parameters behind the verdict, then further details
ParameterXoalaMovepay
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyMonthlyEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.6
Further details — not scored
Size81 MB52 MB
Age rating4+4+
DeveloperSteven ABEquals Money PLC

In-app purchases

None

Xoala

No in-app purchases

None

Movepay

No in-app purchases

Questions

Is Xoala free?
Xoala is free to download, with no in-app purchases.
Is Movepay free?
Movepay is free to download, with no in-app purchases.
Do Xoala or Movepay have ads?
Neither Xoala nor Movepay shows ads.
Which is updated more often, Xoala or Movepay?
Xoala ships an update monthly, and Movepay every 9 days. Most recently, Xoala was updated on October 24, 2026 and Movepay on October 25, 2026.

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