Comparison

ChipInPool vs CashComPay User

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ChipInPool

Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.

Highlights
  • Pool funds for trips, events, and gifts
  • Virtual Visa card for spending
  • Pay Me Back links for easy collection
  • Spend Now Marketplace with discounts
  • Wallet and bank transfers
  • Smart auto-contributions
  • Real-time notifications
Features
Read full description

ChipIn makes group money simple. Whether you're splitting a trip, collecting for a gift, or pooling funds with friends for a big purchase — ChipIn handles it all in one app. Create a pool, invite your crew, and watch contributions roll in. When you're ready to spend, use your virtual Visa card linked directly to your pool — online or in-store. KEY FEATURES Pool Funds Together Set up pools for trips, events, gifts, or anything else. Share a link, and anyone can chip in. Track progress with real-time updates and hit your goal faster. Virtual Visa Cards (Coming Soon) Get a virtual debit card tied to your pool. Use it anywhere Visa is accepted — online shopping, subscriptions, or tap-to-pay in stores. Pay Me Back Links Send a simple link to collect money from anyone — no sign-up required for them. Spend Now Marketplace Browse curated partner stores and shop directly with your pool funds. Exclusive discounts from partnered businesses. Wallet & Bank Transfers Deposit funds, track your balance, and withdraw to your bank account whenever you want. Smart Auto-Contributions Set up recurring contributions so you never forget to chip in. Weekly, biweekly, or monthly — you choose. Secure by Design Identity verification (KYC), two-factor authentication, and encrypted transactions keep your money safe. Real-Time Notifications Get instant alerts when someone contributes, when your pool hits a milestone, or when your card is used. Rewards & Badges Earn points and unlock badges as you contribute and create pools. Climb the leaderboard and show off your ChipIn status. Download ChipIn today and take the hassle out of group money.

About

CashComPay User

Features
Read full description

At CashCom, we specialize in providing cutting-edge digital payment solutions for both merchants and buyers. Our comprehensive suite of services includes payment gateways, invoice issuance, payment links, card issuance, and tailored accounts designed specifically for e-commerce businesses. Our goal is to deliver a seamless, reliable, and efficient payment experience for all our clients, while ensuring smooth integration with our e-commerce platform to facilitate easy and secure online transactions.

Screenshots

ChipInPool4 screens
CashComPay User4 screens

Verdict

The call

The clearest difference is update cadence: ChipInPool at every 5 days against CashComPay User's every 16 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ChipInPool ships an update every 5 days, CashComPay User every 16 months. The most recent releases landed on September 28, 2026 and October 2, 2026 respectively.

Scorecard1 real difference · 9 level
ChipInPool versus CashComPay User: the parameters behind the verdict, then further details
ParameterChipInPoolCashComPay User
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 5 days — betterEvery 16 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size40 MB89 MB
Age rating12+4+
DeveloperJordan PollardCASHCOM PAYMENT SERVICES PROVIDER L.L.C

In-app purchases

None

ChipInPool

No in-app purchases

None

CashComPay User

No in-app purchases

Questions

Is ChipInPool free?
ChipInPool is free to download, with no in-app purchases.
Is CashComPay User free?
CashComPay User is free to download, with no in-app purchases.
Do ChipInPool or CashComPay User have ads?
Neither ChipInPool nor CashComPay User shows ads.
Which is updated more often, ChipInPool or CashComPay User?
ChipInPool ships an update every 5 days, and CashComPay User every 16 months. Most recently, ChipInPool was updated on September 28, 2026 and CashComPay User on October 2, 2026.

Other comparisons