Comparison

ChipInPool vs Tiply

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ChipInPool

Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.

Highlights
  • Pool funds for trips, events, and gifts
  • Virtual Visa card for spending
  • Pay Me Back links for easy collection
  • Spend Now Marketplace with discounts
  • Wallet and bank transfers
  • Smart auto-contributions
  • Real-time notifications
Features
Read full description

ChipIn makes group money simple. Whether you're splitting a trip, collecting for a gift, or pooling funds with friends for a big purchase — ChipIn handles it all in one app. Create a pool, invite your crew, and watch contributions roll in. When you're ready to spend, use your virtual Visa card linked directly to your pool — online or in-store. KEY FEATURES Pool Funds Together Set up pools for trips, events, gifts, or anything else. Share a link, and anyone can chip in. Track progress with real-time updates and hit your goal faster. Virtual Visa Cards (Coming Soon) Get a virtual debit card tied to your pool. Use it anywhere Visa is accepted — online shopping, subscriptions, or tap-to-pay in stores. Pay Me Back Links Send a simple link to collect money from anyone — no sign-up required for them. Spend Now Marketplace Browse curated partner stores and shop directly with your pool funds. Exclusive discounts from partnered businesses. Wallet & Bank Transfers Deposit funds, track your balance, and withdraw to your bank account whenever you want. Smart Auto-Contributions Set up recurring contributions so you never forget to chip in. Weekly, biweekly, or monthly — you choose. Secure by Design Identity verification (KYC), two-factor authentication, and encrypted transactions keep your money safe. Real-Time Notifications Get instant alerts when someone contributes, when your pool hits a milestone, or when your card is used. Rewards & Badges Earn points and unlock badges as you contribute and create pools. Climb the leaderboard and show off your ChipIn status. Download ChipIn today and take the hassle out of group money.

About

Tiply

Features
Read full description

Tiply is the ultimate digital tipping solution designed to empower service professionals and simplify the way customers show appreciation. Whether you are at a restaurant, cafe, or receiving a home service, Tiply makes the tipping process seamless, secure, and completely cashless. Why Tiply? Fast & Secure: Send tips instantly using your preferred payment methods. Cashless Convenience: No need to carry small change anymore. Transparency: Service providers can easily track their earnings and feedback. Support Your Favorites: Empower hardworking professionals with just a few taps. Join the digital tipping revolution today and make someone’s day easier with Tiply

Screenshots

ChipInPool4 screens
Tiply3 screens

Verdict

The call

The clearest difference is update cadence: ChipInPool at every 5 days against Tiply's every 2 months. ChipInPool also leads on iOS requirement (15.1 vs 18.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ChipInPool ships an update every 5 days, Tiply every 2 months. The most recent releases landed on September 28, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
ChipInPool versus Tiply: the parameters behind the verdict, then further details
ParameterChipInPoolTiply
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 5 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better18.2
Further details — not scored
Size40 MB68 MB
Age rating12+4+
DeveloperJordan PollardCrete Software Solutions

In-app purchases

None

ChipInPool

No in-app purchases

None

Tiply

No in-app purchases

Questions

Is ChipInPool free?
ChipInPool is free to download, with no in-app purchases.
Is Tiply free?
Tiply is free to download, with no in-app purchases.
Do ChipInPool or Tiply have ads?
Neither ChipInPool nor Tiply shows ads.
Which is updated more often, ChipInPool or Tiply?
ChipInPool ships an update every 5 days, and Tiply every 2 months. Most recently, ChipInPool was updated on September 28, 2026 and Tiply on October 7, 2026.

Other comparisons