ChipInPool vs Hearth

ChipInPool helps you organize money for shared plans, from trips and events to gifts and group purchases. CREATE A POOL Set a goal and deadline, invite your group, and share a pool link. TRACK CONTRIBUTIONS See your pool's progress and use organizer tools to track invitations and contributions. SHARE AND REMIND Copy a pool link or a reminder to share with your group when you choose. CLEAR FEE INFORMATION Review fee information in the app and payment details before contributing. ACCOUNT SECURITY Manage your profile and account security, including two-factor authentication. ChipInPay is our merchant group-checkout pilot. It lets multiple people contribute toward one merchant order through a shared checkout link. Merchant availability depends on onboarding and integration testing. Learn more at https://chipinpool.com.

Hearth is the simplest way to stay on top of your bills. Track rent, utilities, subscriptions, and loans in one place, get reminded before anything's due, and always know what's coming up. TRACK EVERY BILL • Categories, due dates, and notes • See what's due soon and what you owe at a glance • Recurring bills reset themselves. Set up rent once, done forever NEVER MISS A DUE DATE • Reminders on your schedule: day-of, day before, or a week ahead • Home Screen and Lock Screen widgets with your real total • A calendar of every due date, plus Apple Calendar sync SEE WHERE YOUR MONEY GOES • Insights by category and by bill, with a 6-month trend • Payment history for everything you've logged SHARE A BILL WHEN YOU NEED TO • Split any bill with roommates or family, evenly or custom • Everyone sees what they owe and who's paid, live • Settle up with Venmo, Cash App, Zelle, or Apple Cash BUILT TO STAY OUT OF YOUR WAY • Fast, private, and simple • Sign in with Apple, Google, or continue as a guest • Your data is encrypted and never sold Hearth Free includes 5 bills and one shared space. Hearth Pro unlocks unlimited bills and sharing, insights, iCloud backup, widgets, and app icons.