ChipInPool vs TipFly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ChipInPool
Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.
- Pool funds for trips, events, and gifts
- Virtual Visa card for spending
- Pay Me Back links for easy collection
- Spend Now Marketplace with discounts
- Wallet and bank transfers
- Smart auto-contributions
- Real-time notifications
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ChipInPool helps you organize money for shared plans, from trips and events to gifts and group purchases. CREATE A POOL Set a goal and deadline, invite your group, and share a pool link. TRACK CONTRIBUTIONS See your pool's progress and use organizer tools to track invitations and contributions. SHARE AND REMIND Copy a pool link or a reminder to share with your group when you choose. CLEAR FEE INFORMATION Review fee information in the app and payment details before contributing. ACCOUNT SECURITY Manage your profile and account security, including two-factor authentication. ChipInPay is our merchant group-checkout pilot. It lets multiple people contribute toward one merchant order through a shared checkout link. Merchant availability depends on onboarding and integration testing. Learn more at https://chipinpool.com.
TipFly
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TipTap is a cashless tipping platform built for restaurants in Azerbaijan. FOR GUESTS — NO APP NEEDED. Scan the waiter's QR code with your phone camera, choose a tip amount, and pay by card in seconds. You can also leave a rating and comment about the service. FOR WAITERS - See every tip arrive instantly, with today's and this week's totals - Show your personal QR code right from your phone - Collect ratings and comments from guests - Withdraw your earnings to your bank card - Interface in Azerbaijani, English, and Russian FOR RESTAURANTS - Dashboard with tip and rating analytics for the whole team - Add and manage waiters in seconds - QR codes on tables, receipts, or waiters' phones - POS integration: tips printed on receipts are automatically attributed to the right waiter HOW IT WORKS Tipping is fully legal and transparent — payments are processed by a licensed payment provider. The waiter always receives their tip; the guest always chooses the amount. This app is for restaurant staff. Waiter accounts are created by the restaurant — ask your manager for an invite.
Screenshots
Verdict
The clearest difference is update cadence: ChipInPool at weekly against TipFly's every 3 weeks. TipFly's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ChipInPool ships an update weekly, TipFly every 3 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | ChipInPool | TipFly |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 44 MB | 20 MB |
| Age rating | 17+ | 4+ |
| Developer | Jordan Pollard | vagif safarov |
In-app purchases
ChipInPool
No in-app purchases
TipFly
No in-app purchases








