Comparison

ChipInPool vs Vsekart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ChipInPool

Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.

Highlights
  • Pool funds for trips, events, and gifts
  • Virtual Visa card for spending
  • Pay Me Back links for easy collection
  • Spend Now Marketplace with discounts
  • Wallet and bank transfers
  • Smart auto-contributions
  • Real-time notifications
Features
Read full description

ChipIn makes group money simple. Whether you're splitting a trip, collecting for a gift, or pooling funds with friends for a big purchase — ChipIn handles it all in one app. Create a pool, invite your crew, and watch contributions roll in. When you're ready to spend, use your virtual Visa card linked directly to your pool — online or in-store. KEY FEATURES Pool Funds Together Set up pools for trips, events, gifts, or anything else. Share a link, and anyone can chip in. Track progress with real-time updates and hit your goal faster. Virtual Visa Cards (Coming Soon) Get a virtual debit card tied to your pool. Use it anywhere Visa is accepted — online shopping, subscriptions, or tap-to-pay in stores. Pay Me Back Links Send a simple link to collect money from anyone — no sign-up required for them. Spend Now Marketplace Browse curated partner stores and shop directly with your pool funds. Exclusive discounts from partnered businesses. Wallet & Bank Transfers Deposit funds, track your balance, and withdraw to your bank account whenever you want. Smart Auto-Contributions Set up recurring contributions so you never forget to chip in. Weekly, biweekly, or monthly — you choose. Secure by Design Identity verification (KYC), two-factor authentication, and encrypted transactions keep your money safe. Real-Time Notifications Get instant alerts when someone contributes, when your pool hits a milestone, or when your card is used. Rewards & Badges Earn points and unlock badges as you contribute and create pools. Climb the leaderboard and show off your ChipIn status. Download ChipIn today and take the hassle out of group money.

About

Vsekart

Features
Read full description

Vsekart is an app for issuing cards to pay for foreign services and purchases. Issue virtual cards right in the app and pay online and offline in 150+ countries. WHY VSEKART Vsekart makes cross-border payments simple: issue a virtual card in the app and pay for services, purchases and travel abroad across 150+ countries. Your account is funded via USDT. HOW IT WORKS • Sign up with email • Top up your account via USDT • Pass quick verification • Issue a virtual card — ready to pay FEATURES • Card issuing in-app — virtual card in 2 minutes • Multiple cards — issue and manage your cards in one app • Pay abroad — services, subscriptions and purchases across 150+ countries • Top up via USDT — multiple networks, credited within minutes • 3D Secure — confirm payments directly in the app, no SMS • Instant transfers — between account and card within the platform • Card freeze — lock and unlock your card instantly • Biometrics & MFA — face recognition, fingerprint • Customer support available SECURITY • Multi-layer protection: biometrics + two-factor authentication • 3D Secure push confirmation in-app • Instant card freeze • Partnership with licensed financial institutions IMPORTANT Vsekart is a technology platform providing card issuance services in partnership with licensed financial institutions. We are not a bank. Terms of Service: https://vsekart.com/en/terms Privacy Policy: https://vsekart.com/en/privacy

Screenshots

ChipInPool4 screens
Vsekart3 screens

Verdict

The call

The clearest difference is update cadence: ChipInPool at every 5 days against Vsekart's every 3 weeks. ChipInPool also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ChipInPool ships an update every 5 days, Vsekart every 3 weeks. The most recent releases landed on September 28, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 8 level
ChipInPool versus Vsekart: the parameters behind the verdict, then further details
ParameterChipInPoolVsekart
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 5 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better16.0
Further details — not scored
Size40 MB50 MB
Age rating12+17+
DeveloperJordan PollardPAYTICLE TECHNOLOGY LIMITED

In-app purchases

None

ChipInPool

No in-app purchases

None

Vsekart

No in-app purchases

Questions

Is ChipInPool free?
ChipInPool is free to download, with no in-app purchases.
Is Vsekart free?
Vsekart is free to download, with no in-app purchases.
Do ChipInPool or Vsekart have ads?
Neither ChipInPool nor Vsekart shows ads.
Which is updated more often, ChipInPool or Vsekart?
ChipInPool ships an update every 5 days, and Vsekart every 3 weeks. Most recently, ChipInPool was updated on September 28, 2026 and Vsekart on October 16, 2026.

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