BeHack vs PL4TO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BeHack
This app helps you manage personal finances by splitting income into category limits and logging expenses quickly. It offers a home screen widget for at-a-glance budget tracking and an assistant to answer financial questions using your data.
- Category-based income splitting
- Quick expense logging via voice or text
- Home screen widget for budget overview
- Personal finance assistant
- Shared budget functionality
- No bank connection required
Read full descriptionHide full description
BeHack: know what you have left. BeHack is a personal budgeting app. Split your income into a limit for each category, log expenses in seconds, and always know how much you have left to spend. A BUDGET THAT MATCHES YOUR PAYDAY • Monthly or twice a month. • A limit for every category: groceries, gas, restaurants, whatever you use. • Each bar fills up as you spend. LOGGING AN EXPENSE TAKES SECONDS • Say it: "groceries thirty-two thousand". BeHack picks out the amount and category, and you confirm before it's saved. • Or type it the way you'd say it: "lunch 7500". • On iPhone, with Apple Pay: your purchases wait for review and you confirm them with one tap. • Every expense shows how much you have left in that category. ASK BEHACK The assistant answers with your own numbers: what you spent the most on this month, or how much is left in a category. Personal finance only, and only your data. Educational guidance, not certified financial advice. YOUR BUDGET AT A GLANCE • Home screen widget: what you have left, plus a shortcut to log without opening the app. • On iPhone, purchases to review also show on the Lock Screen and in the Dynamic Island. • Habits: your streak of days in a row logging. ALSO ON YOUR COMPUTER Sign in at behack.com and see the same budget: limits, transactions, habits and the assistant. SHARE YOUR BUDGET Invite your partner or family to a shared budget. Everyone logs their own expenses and everyone sees the same numbers. NO BANK CONNECTION NEEDED BeHack doesn't ask for access to your bank accounts or passwords. You log it, BeHack organizes it. TRY IT WITHOUT AN ACCOUNT Start in guest mode and set up your budget before you sign up. BEHACK SUBSCRIPTION BeHack is free to download and try. Full access requires an auto-renewable subscription: • BeHack Annual • BeHack Monthly Payment will be charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.behack.com/en/policies
PL4TO
Read full descriptionHide full description
The future of your money is that way. Nobody wants to do their budget every single day. PL4TO holds it for you: you enter what you earn and what you spend once, and you see where it takes you. WHAT YOU SEE → Your money over time Every income, every expense, carried day by day across your accounts. Not a report on last month: what's coming. → No bank connection PL4TO never connects to your bank. No account numbers, no banking passwords. You enter what you want, and your figures stay yours. → An artificial intelligence that reads YOUR budget Chaylo looks at your accounts, your spending and your goals, and tells you what it sees. It will never tell you what to do. → In your language and your currency French, English, Spanish, Portuguese. Amounts appear in the currency of your accounts. WHAT YOU CAN DO • Track all your accounts in one place — chequing, savings, credit, mortgage, loan, investment • Set your budget once, with the real frequencies of your pay • See your balance day by day, months ahead • Set goals and know when you will reach them • Ask "can I afford this?" before you buy • Plan a change and see its effect before you live it PLANS Free: all your accounts, all your budget, your goals — no limit on how many. Forecasts over 90 days. Essential — $5.99/month (launch offer, then $9.99): the Chaylo artificial intelligence, forecasts over 5 years, unlimited simulations, export, sync across your devices. No credit card is required to use the free plan. PL4TO is not a financial advisor. The app, and the artificial intelligence that serves it, show observations and projections, never advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.pl4to.com/privacy Terms of Service: https://www.pl4to.com/terms Support: support@pl4to.com
Screenshots
Verdict
The clearest difference is ads: PL4TO at none against BeHack's shown. PL4TO also leads on update cadence (every 4 days vs every 2 weeks) and device support (3 vs 1). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BeHack sells 2 in-app purchases, starting at $2.99 per month and PL4TO sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
BeHack ships an update every 2 weeks, PL4TO every 4 days. The most recent releases landed on November 12, 2026 and November 13, 2026 respectively.
| Parameter | BeHack | PL4TO |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 weeks | Every 4 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 43 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | Yule FinTech | 9558-7168 Quebec inc. |
In-app purchases
BeHack
- BeHack Monthly Subscription7 Days trial$2.991 Month
- BeHack Annual Subscription7 Days trial$24.991 Year
PL4TO
- PL4TO Essential$3.991 Month
- Essential — Yearly$69.991 Year









