
Free
In-App Purchases
Rating summary
About
The future of your money is that way.
Nobody wants to do their budget every single day. PL4TO holds it for you: you enter what you earn and what you spend once, and you see where it takes you.
WHAT YOU SEE
→ Your money over time
Every income, every expense, carried day by day across your accounts. Not a report on last month: what's coming.
→ No bank connection
PL4TO never connects to your bank. No account numbers, no banking passwords. You enter what you want, and your figures stay yours.
→ An artificial intelligence that reads YOUR budget
Chaylo looks at your accounts, your spending and your goals, and tells you what it sees. It will never tell you what to do.
→ In your language and your currency
French, English, Spanish, Portuguese. Amounts appear in the currency of your accounts.
WHAT YOU CAN DO
• Track all your accounts in one place — chequing, savings, credit, mortgage, loan, investment
• Set your budget once, with the real frequencies of your pay
• See your balance day by day, months ahead
• Set goals and know when you will reach them
• Ask "can I afford this?" before you buy
• Plan a change and see its effect before you live it
PLANS
Free: all your accounts, all your budget, your goals — no limit on how many. Forecasts over 90 days.
Essential — $5.99/month (launch offer, then $9.99): the Chaylo artificial intelligence, forecasts over 5 years, unlimited simulations, export, sync across your devices.
No credit card is required to use the free plan.
PL4TO is not a financial advisor. The app, and the artificial intelligence that serves it, show observations and projections, never advice.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.pl4to.com/privacy
Terms of Service: https://www.pl4to.com/terms
Support: support@pl4to.com
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What's New in PL4TO
1.9.5
October 7, 2026
Artificial intelligence is included with Essential: Chaylo reads YOUR budget and tells you what it sees — never what to do. Plan — trip, home, purchase: PL4TO drafts it from YOUR accounts and calls it. GO, TIGHT or RISKY, with the exact day it breaks. Your debts have an end date: "Free on March 12 — your budget gets $800/month back". Four languages, your currency. Screens redrawn to read at a glance.
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Subscriptions & In-App Purchases
PL4TO Essential
Accounts, budget, projections, alerts, badges.
$3.991 Month







