Lüt Reserve vs Splitly

Take your business to the next level with Lüt, the ultimate digital payment and loyalty solution designed to help merchants increase revenue, reduce risk, and enhance customer engagement. Whether you run a high-risk business or a traditional retail store, Lüt provides a secure way to accept payments while rewarding loyal customers. Why Merchants Choose Lüt: IN-APP SECURE WALLET – Lüt is a built-in digital wallet, allowing customers to make fast, secure transactions without the need for cash or physical cards. 100% DIGITAL PAYMENTS – Accept secure, cashless transactions in-store and for delivery—no cash handling, fewer hassles. SECURE & COMPLIANT – Every transaction is backed by cutting-edge security, protecting your business while ensuring a seamless customer experience. ATTRACT & RETAIN MORE CUSTOMERS – Customers receive rewards on every purchase--increase repeat visits and boost spending at your business. DESIGNED FOR ALL BUSINESSES, INCLUDING HIGH-RISK – Lüt provides a reliable payment solution for merchants who may not have access to traditional payment networks. GOOD FUNDS MODEL FOR GUARANTEED PAYMENTS – Lüt relies on a Good Funds model to helps ensure payments are fully funded before processing--significantly reducing the risk of NSF transactions. Boost sales, eliminate cash risks, and keep customers coming back—all with Lüt. Download now and start transforming your business today!

Splitting rent, bills and trip costs with flatmates or friends? Splitly tracks who paid, works out who owes who, and settles the whole group up in the fewest payments. Free. No ads. No account. Splitly works completely offline and keeps every group on your phone. HOW IT WORKS Make a group for your flat, your trip or a night out. Add each expense as it happens and pick who paid. Splitly keeps every cent adding up and shows the balances instantly. SPLIT IT ANY WAY - Equally, by exact amounts, by percentage or by shares - Leave someone out of a split when they were not there - Every split reconciles to the cent, no rounding drift SETTLE UP THE SMART WAY - See each person's balance at a glance - Clear everything with the smallest set of transfers, not a tangle of IOUs - Record payments as people pay you back - Share a clean settle-up summary by text or image STAY ON TOP OF IT - Organise expenses by category - Search and filter your whole history - Set the group currency once and forget it PRIVATE BY DESIGN There is no account and nothing to sign up for. Your groups never leave your device. No ads, no tracking, no subscriptions. PERFECT FOR Flatmates sharing rent and bills, friends on a trip, group dinners, couples, housemates, events and shared projects. Add your first group in seconds and never chase a "you owe me" again.