WishMoney vs Budgetree

More than an expense tracker — it's your dream savings jar. Set savings wishes — a trip to Tokyo, a new MacBook, a home down payment — and watch the progress bar fill up as you save. Wish&Money turns budgeting from a chore into a rewarding journey. === Key Features === 【Wish Savings Goals】 Set target amounts and deadlines for each wish. Link income records to auto-calculate progress. Multi-currency support — save in USD, EUR, JPY or any of 150+ currencies with automatic exchange rate conversion. Track every milestone as your dreams get closer. 【Multi-Currency & Assets】 150+ supported currencies with real-time exchange rates. Perfect for travelers, cross-border shoppers, and global citizens. Manage cash, debit cards, credit cards all in one place. 【Budget Planning】 Set monthly budgets by category with overspend alerts. Visual progress bars keep your spending in check at a glance. 【Recurring Transactions】 Automate recurring income and expenses — rent, salary, subscriptions, loan payments. Set it once and never miss a record. 【Data & Reports】 Monthly and yearly statistics with category breakdowns. Calendar view for daily transaction overview. Export support for external analysis. 【Bill Sharing】 Turn any transaction into a shareable card. Choose a style, control what appears, then share it or save it as an image. 【iCloud Sync】 Automatic sync across iPhone and iPad. Switch devices without losing data. 【More Highlights】 - Passcode protection for privacy - Multiple themes to personalize your experience - Quick entry with Siri Shortcuts support - Import/Export for full data control === Premium Membership === Free tier includes essential bookkeeping features. Upgrade to Premium for unlimited wishes, unlimited asset accounts, full multi-currency support, category budgets, recurring transactions, and all premium themes. === Contact Us === Feedback: feedback@vincents.cn Privacy Policy: https://app.vincents.cn/privacypolicy.html Terms of Use: https://app.vincents.cn/termsofuse.html

Budgetree — simple, clean, no-nonsense expense tracking. 【Log in 3 seconds】 Type it, say it, or scan a receipt — amount and category are recognized for you. 【Switch without re-typing】 Import official bank, WeChat or Alipay CSV, zip or xlsx statements and bring your history with you. CSV export is free. 【See where your money goes】 Spending breakdown, income vs. expense trends and category rankings by month, quarter or year, plus an AI review with one-line advice. 【Stay on budget】 Total and per-category budgets with gentle alerts at 80% and over-budget. 【Track together】 Invite members to share one ledger for couples, families or roommates. Turn on "everyone must confirm" so each entry counts only after all members approve. 【Recurring entries, automatic】 Salary, rent, utilities and subscriptions are logged on schedule — daily, weekly, monthly or yearly. 【Your data stays yours】 Local-first storage, one-tap local backup, CSV export, and optional cloud sync across devices. 【Clean by design】 No ads, no marketing push notifications. App lock and privacy blur keep your ledger private. All built-in categories, voice entry, receipt scanning, reports, budgets, recurring entries, import/export and backups are free. Membership unlocks multiple ledgers, shared ledgers, cloud sync and custom categories. New users can try Pro free for 7 days, with no automatic charge.