Nook Earn App vs Axal

Nook empowers you to earn more by connecting you to high-yield money markets. With Nook, you can earn up to 7.6% APY - significantly higher CDs and Bank Savings Rates. Key Features: • High Returns: Earn up to 7.6% APY on your idle funds. • Immediate Payouts: Receive rewards directly to your account every 16 seconds. • Easy onramp: Use your bank and connect through Plaid, Coinbase, or deposit USDC directly. • Privacy: We do not store personal and private information for KYC like big banks do. • Full Control: Deposit or withdraw any amount at any time, with no lockups using USDC. • Transparency: Track your funds and earnings in real-time on the blockchain. • Earn the highest rate: Automatically rebalance your portfolio overnight to the highest earning protocol • Security: Your funds are collateralized through our trusted partners Morpho and Aave, that have collectively over $70 billion earning on their platforms.

Axal puts your money to work. Earn 7.6% APY on dollars, yield on your Bitcoin, and yield on secure, physical gold — all automated, all in one app. WHY PEOPLE TRUST AXAL • 10,000+ people already earning with Axal • Backed by a16z and developed at Harvard Innovation Labs • Self-custodial infrastructure means you are always in control • Security audit conducted by Sherlock; see the report at docs.axal.com/security/audits • Real-time transparency: track your balance and yield 24/7, no lockups, no downtime. WHAT YOU EARN • 6 - 10% APY on U.S. dollars, held in fully-backed stablecoins (Circle’s USDC, a publicly traded and regulated company). • Yield on your Bitcoin without giving up custody. • Yield on secure, physical, allocated gold bars. HOW IT WORKS 1. Fund in seconds with Apple Pay, debit card, bank transfer, or existing USDC. 2. Choose your asset mix — or let Axal allocate for you. 3. Axal's rebalancer automatically moves your money toward the best available yield. 4. Watch your balance grow. Withdraw anytime. Learn more at axal.com Disclaimer: Rates are variable and subject to change. Past performance is not indicative of future results. Stablecoin yields are not FDIC insured, not bank guaranteed, and may lose value. Please carefully review all risks before investing. © 2026 Lockbox Technologies, Inc. All rights reserved.