MME Pay vs LEAP Digital Banking

• Send Money Instantly Transfer funds to other MMEPay users within seconds—anytime, anywhere. Enjoy lightning-fast, secure transactions without any delays or hidden fees. • Pay with QR Code Ditch the hassle of cash and cards. Simply scan QR codes at stores, restaurants, and service providers to pay quickly and effortlessly. • Pay via MoneyGram Easily send and receive money worldwide through our MoneyGram integration. Enjoy seamless international transactions with just a few taps. • Get a Virtual or Physical USD Card Shop securely online or in person. Instantly create a virtual USD card for online purchases or request a physical card for everyday spending and international payments. • Manage Lebanese Pound and Dollar Accounts Keep your finances streamlined by managing both Lebanese Pound (LBP) and US Dollar (USD) accounts in one app. Seamlessly switch between currencies without juggling multiple bank accounts. • Exchange LBP and USD Anytime Convert currencies on the go with real-time rates. Whether you need to change LBP to USD or vice versa, complete the exchange directly within the app—no extra trips required. • Top Up with Cash Agents Easily add money to your MMEPay wallet by visiting one of our partnered cash agents. No bank account needed—just deposit cash and get started. • Withdraw Cash from Agents and ATMs Access physical cash when you need it. Withdraw money from MMEPay agents or use your card at ATMs for added convenience. • Purchase Vouchers and Pay Bills Buy multiple vouchers and pay your bills directly from the app. Enjoy a hassle-free way to manage your payments in one place.

LEAP into a fully digital banking experience, backed by the credibility and financial strength of SGBL Bank. Experience a modern banking journey like no other with an instant digital onboarding, a complete range of banking services, and a user experience built for speed and control. LEAP Digital Banking app has been built with the highest standards of compliance and security and multifactor authentication and verification mechanisms. Download LEAP app and use it for your day-to-day essentials, and enjoy its features: - Open an account in minutes and choose your LEAP package at competitive fees - Access your accounts anytime and check their balances - Share your IBAN and receive transfers from other banks in Lebanon and abroad - Domiciliate your Salary to receive the payment in your account - Top up your account from any local or international card - Make a cash withdrawal or deposit on any SGBL Smart ATM using the Cardless ATM Transaction on the app - Spend online using your virtual card - Settle bills or schedule payments - Transfer money to other LEAP holders, to family or friends in Lebanon or abroad - Send money to any local or international card via the Send Money to Card service - Add your card to Google Wallet and enjoy using Google Pay - Request a physical card and enjoy spending instore in Lebanon and abroad - Change your card’s limits at your convenience - Stop, replace, lock or unlock your card when needed - Check your notifications and transactions - Download and print the list of transactions - Exchange money - Request a certified account statement, and a bank certificate - Update your KYC Earn LEAP Points with every purchase, check them on the go and redeem them straight from the app Benefit from discounts from our partners all year long Locate the nearest SGBL ATM SGBL’s large network across Lebanon for your cash transactions. LEAP into your banking journey through an app without the need to visit the branch. Our LEAP call center dedicated team will provide you full support for all your inquiries and will assist you with your onboarding.