Expenses vs Xplit
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Expenses
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Track your own expenses and your group's in one app. In Β«My expensesΒ» you keep yours apart, and only you see them. And when you share with friends, your partner, roommates or family, the app splits the bills, runs the money pool and tells you who owes who, without doing the math by hand. YOURS ALONE OR SHARED β’ My expenses: your own spending, apart from your groups. Only you see it, and it doesn't count toward the group limit. β’ Quick add: type Β«lunch 25000Β» in one line and it's logged. Works in Β«My expensesΒ», with your account. β’ Quick split: split a one-off bill among several people, tip included if you want, without creating a group. SPLIT IT YOUR WAY β’ Equally or by percentage. β’ A different amount for each person, with Pro. β’ Expenses that repeat, like rent or internet: one per group free, unlimited with Pro. β’ Categories to see where the money goes: up to 5 free, unlimited with Pro. β’ A photo of the receipt on each expense, with Pro. β’ If an expense looks like a repeat, the app warns you before saving it. THE MONEY POOL β’ Chip in for something together βa gift, a trip, the partyβ and see how much is left to go. Money pool, kitty, collection: call it what you like. WHO OWES WHO β’ Balances update on their own every time someone adds an expense. β’ When someone records that they paid you, you confirm it. β’ Pay each debt on its own, or settle everything at once with Pro. β’ A small debt left over? Forgive it with one tap. β’ Remind someone what they owe: one reminder a day free, unlimited with Pro. β’ Your payment details show next to your balances, so people can pay you without asking. β’ Share the balances on WhatsApp. β’ Loans between members, apart from expenses, with Pro. β’ For couples, a bar shows who has put in more this month. YOUR MONTH AT A GLANCE β’ What you've spent from the 1st to today, next to where you were last month on the same date. β’ Β«Where's the money going?Β», with the month's categories in a mosaic, and the Β«How the month is goingΒ» chart. β’ A monthly budget, free. Budgets per category and their alerts, with Pro. β’ Alerts when a debt grows too much; with Pro, also unusual expenses and budgets gone over. β’ Compare the last 15 days with the 15 before, with Pro. β’ Close a period and start fresh without losing balances, with Pro. β’ Activity history: last month's expenses and payments, day by day and who made them. TRAVELING β’ Travel mode, with Pro: log in the currency of the country you're visiting and the app converts it to the group's. SUMMARIES AND NOTES β’ The monthly summary as a PDF, with Pro. β’ Export your expenses to Excel. β’ Group notes for the agreements and details everyone needs. INVITE IN SECONDS β’ With a QR code or a link you send on WhatsApp. β’ Someone doesn't have the app? Add them by name and their expenses count all the same. SAFE AND HANDY β’ Lock the app with Face ID or Touch ID. β’ A home screen widget. β’ A nightly reminder to log your expenses, if you want one. β’ Light or dark mode. β’ 7 languages: English, Spanish, Portuguese (Brazil and Portugal), French, Italian and German. FREE OR PRO β’ Free: 3 shared groups of up to 8 people, with ads. Β«My expensesΒ» doesn't count toward the 3. β’ Pro: up to 50 groups of 30 people, no ads, and everything marked above. Monthly or yearly. Questions or ideas? Write to us at support@lehreer.com Expenses Pro is a monthly or yearly auto-renewing subscription. Payment is charged to your Apple ID when you confirm the purchase. It renews automatically unless you cancel at least 24 hours before the end of the current period, from Settings > your name > Subscriptions. Terms of Use (EULA): https://lehreer.com/eula.html Privacy Policy: https://lehreer.com/policy.html
Xplit
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Split shared expenses with your group β no accounts, no signup, no subscription. Create a group, share a link, and everyone is in with one tap. Xplit does the math; you just add who paid for what. A weekend trip, a shared flat, dinner with friends, a holiday with the family β Xplit keeps track of every expense and tells everyone exactly who owes whom. Built around one idea: the person who organizes shouldn't have to make anyone sign up. Send a link any way you like β messaging, email, however β and whoever has the link is in. WHAT XPLIT DOES β Join with a link β no account, no email, no password; one tap and your friends are in the group β Add expenses β amount, currency, who paid, and how to split: evenly, by exact amounts, or by shares β Multiple currencies β each currency is settled on its own, no surprise conversions β Who owes whom β balances update the moment an expense comes in β Simplify debts β Xplit minimizes the number of transfers so everyone settles with the fewest payments β Settle up β record a payment and the balances rebalance β History β a clear timeline of every expense and settlement β Web view β friends without the app open the link in a browser and see the full split FOR A SHARED FLAT β Recurring expenses β rent, internet and energy repeat every month and are added as soon as you open the app on the due day or later β Monthly settle-up β on the last day of the month everyone gets a reminder with their own balance, and a "This month" view shows just the current month β Fair shares, real dates β set the flat's default shares (the bigger room pays more); when someone moves in or out on a date, the split follows from that day, with a quick settle-up for whoever leaves β Lock the group β freeze the member list so a forwarded link lets no one else in NO ACCOUNT, NO SUBSCRIPTION There is nothing to sign up for. No email, no password, no profile. Your groups live on your device and behind a private link β share it with the people you split with, no one else. No ads, no tracking, no selling your data. PAY ONCE, KEEP FOREVER Joining groups is free forever, and your first group is on us. Unlock unlimited groups with a single one-time purchase β no subscription, ever. Buy it once and it's yours. The same purchase unlocks the flat tools: recurring expenses, default shares and the monthly reminder. PRIVACY FIRST β No account, no email, no personal data collected β A group is reachable only through its private link β No ads, no tracking, no personal analytics Privacy Policy: https://1tnt.link/xplit/privacy.html Terms of Use (EULA): https://1tnt.link/xplit/eula.html
Screenshots
Verdict
The clearest difference is ads: Xplit at none against Expenses's shown. Expenses's advantage is update cadence (every 10 days vs every 6 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Expenses sells 2 in-app purchases, starting at $4.99 per month and Xplit sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Expenses ships an update every 10 days, Xplit every 6 weeks. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.
| Parameter | Expenses | Xplit |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days β better | Every 6 weeks |
| Ads | Yes | No β better |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPod β better |
| Requires iOS | 16.0 | 15.0 β better |
| Further details β not scored | ||
| Size | 101 MB | 61 MB |
| Age rating | 4+ | +4 |
| Developer | Lehreer SAS | BROKEN MATRIX TECHNOLOGY, LLC |
In-app purchases
Expenses
- Pro Plan$4.991 Month
- Pro yearly$39.991 Year
Xplit
- Split Unlock$2.99









