Comparison

FIRE记账 vs 我资道

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FIRE记账

This app helps you manage your assets, liabilities, and monthly income/expenses. It goes beyond simple number tracking to provide in-depth insights into your financial situation, including real-time stock and fund price updates and automated loan repayment plans.

Highlights
  • Asset and liability management
  • Real-time stock and fund price updates
  • Automated loan repayment plans
  • Automatic transaction recording
  • Credit card management
  • Recurring income/expense tracking
  • Loan calculation tool
Features
Read full description

FIRE记账是一款专注于资产、负债以及每月收支管理的记账软件,相比于其他记账软件,FIRE记账能更深度的记录您的资产和负债,而不是只是记录一个数字。其中资产可以添加中港美所有的股票和基金,并实时为您更新最新价格。负债支持市面上所有借贷的添加,包括微粒贷、借呗、房贷、公积金贷等,并自动生成每月还款计划和更新剩余金额,还款日前提醒,再也不怕忘记还贷款。 【特色功能】 1.支持中港美所有的股票和基金的记录,并能自动更新资产的最新价格 2.资产自动除息分红。攒股吃息党的福音,打通资产与现金的壁垒,股票分红日自动入账 3.负债管理,支持市面上所有借贷的添加,能生成还款计划,并自动更新剩余欠款。还款日前提醒,再也不怕忘记还款 4.自动记账,微信支付宝支付后自动记账,告别繁琐手记 5.信用卡管理,支持信用卡记账,自动生成账单 6.工资助手,只需一次配置,未来每月自动计入工资,告别手记 7.定期收入、支出管理,适用于租金、物业费、伙食费等固定现金收支 8.贷款试算,填入金额,期数,利率。一键生成总利息、真实利率、还款计划,再也不怕商家玩数字游戏 作者说: 我自己本来也不是一个喜欢记账的人,我之前觉得,现在市面上已经有这么多支付产品、银行软件,为什么我还要另外再用一款记账软件,而且还需要我手记。 直到后来,我发现那些支付产品和银行软件确实有些地方无法满足我的需求。比如,我是一个既买股票,又买基金的人。但是卖基金的软件和卖股票的软件,往往不是同一个软件,如果我想看到我所有投资产品(股票和基金)的总值,我还要切换不同的软件,并自己去计算总值。 即使有在同一个软件上的,但是投资类的软件又跟我的日常收支流水没有打通,我觉得不管是现金流,还是我的资产,这些都是我钱的一部分,那我能不能做一款软件,帮我把这些所有的钱都管理起来呢? 如果您也有类似的需求,不妨可以试试这款软件。 隐私协议:https://firebook.tech/privacy-policy/ 用户协议:https://firebook.tech/user-agreement/ 服务条款:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

我资道

Features
Read full description

这是一款专为现代人打造的资产负债管理工具,帮你用最简洁的方式看清财富全貌。与传统记账 App 不同,我资道不要求你记录每一笔吃饭打车的支出,而是专注于大额变动与整体资产走势。 只需录入账户余额、工资收入、投资与还贷等关键事件,就能即时生成清晰的资产结构与净资产趋势图。 我资道融合了AI 智能识别与自然语言录入能力——你可以直接输入“帮我创建一个基金账户”或“加一笔股票投资”,系统会自动完成分类与建账。所有数据支持跨设备云同步,同时严格保护隐私,不上传无关信息,确保你的财务数据安全可靠。 适合那些不想被日常记账束缚,却希望轻松了解自己“到底有多少钱”的你。 我资道,让你真正“资”道自己的财富。

Screenshots

FIRE记账4 screens
我资道4 screens

Verdict

The call

The clearest difference is review sentiment: 我资道 at 100% against FIRE记账's 67%. 我资道 also leads on iOS requirement (12.0 vs 17.2). FIRE记账's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FIRE记账 sells 8 in-app purchases, starting at $0.99 per year and 我资道 sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

FIRE记账 ships an update every 5 days, 我资道 every 2 weeks. The most recent releases landed on October 30, 2026 and October 13, 2026 respectively.

Scorecard3 real differences · 7 level
FIRE记账 versus 我资道: the parameters behind the verdict, then further details
ParameterFIRE记账我资道
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings1 — better—
Update frequencyEvery 5 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.212.0 — better
Further details — not scored
Size83 MB81 MB
Age rating17+4+
Developer学明 庞楼上(深圳)科技有限公司

Customer experience

FIRE记账

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive66.7%
Neutral8.3%
Negative25.0%

我资道

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

8 purchases

FIRE记账

Subscriptions1
  • 连续包年$0.991 Year
One-time7
  • 月度会员$1.99
  • 小额捐赠$2.99
  • 中额捐赠$7.99
Show 4 more
  • 年度会员$9.99
  • 三年会员$22.99
  • 大额捐赠$29.99
  • 永久会员$34.99
4 purchases

我资道

Subscriptions1
  • 月度会员$0.991 Month
One-time3
  • 月度会员$0.99
  • 早期支持者$14.99
  • 终身会员$29.99

Questions

Is FIRE记账 free?
FIRE记账 is free to download, with in-app purchases available.
Is 我资道 free?
我资道 is free to download, with in-app purchases available.
Do FIRE记账 or 我资道 have ads?
Neither FIRE记账 nor 我资道 shows ads.
Which is updated more often, FIRE记账 or 我资道?
FIRE记账 ships an update every 5 days, and 我资道 every 2 weeks. Most recently, FIRE记账 was updated on October 30, 2026 and 我资道 on October 13, 2026.

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