Comparison

FIRE记账 vs Folio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FIRE记账

This app helps you manage your assets, debts, and monthly income and expenses. It offers in-depth tracking of investments like stocks and funds, and manages various loan types with repayment reminders. It also automates income and expense entries from payment apps.

Highlights
  • Stock and fund tracking with real-time price updates
  • Automated dividend and interest crediting
  • Comprehensive debt management with repayment plans
  • Automatic transaction recording from payment apps
  • Credit card statement tracking
  • Automated salary entry
  • Loan calculation and analysis
Features
Read full description

FIRE记账是一款专注于资产、负债以及每月收支管理的记账软件,相比于其他记账软件,FIRE记账能更深度的记录您的资产和负债,而不是只是记录一个数字。其中资产可以添加中港美所有的股票和基金,并实时为您更新最新价格。负债支持市面上所有借贷的添加,包括微粒贷、借呗、房贷、公积金贷等,并自动生成每月还款计划和更新剩余金额,还款日前提醒,再也不怕忘记还贷款。 【特色功能】 1.支持中港美所有的股票和基金的记录,并能自动更新资产的最新价格 2.资产自动除息分红。攒股吃息党的福音,打通资产与现金的壁垒,股票分红日自动入账 3.负债管理,支持市面上所有借贷的添加,能生成还款计划,并自动更新剩余欠款。还款日前提醒,再也不怕忘记还款 4.自动记账,微信支付宝支付后自动记账,告别繁琐手记 5.信用卡管理,支持信用卡记账,自动生成账单 6.工资助手,只需一次配置,未来每月自动计入工资,告别手记 7.定期收入、支出管理,适用于租金、物业费、伙食费等固定现金收支 8.贷款试算,填入金额,期数,利率。一键生成总利息、真实利率、还款计划,再也不怕商家玩数字游戏 作者说: 我自己本来也不是一个喜欢记账的人,我之前觉得,现在市面上已经有这么多支付产品、银行软件,为什么我还要另外再用一款记账软件,而且还需要我手记。 直到后来,我发现那些支付产品和银行软件确实有些地方无法满足我的需求。比如,我是一个既买股票,又买基金的人。但是卖基金的软件和卖股票的软件,往往不是同一个软件,如果我想看到我所有投资产品(股票和基金)的总值,我还要切换不同的软件,并自己去计算总值。 即使有在同一个软件上的,但是投资类的软件又跟我的日常收支流水没有打通,我觉得不管是现金流,还是我的资产,这些都是我钱的一部分,那我能不能做一款软件,帮我把这些所有的钱都管理起来呢? 如果您也有类似的需求,不妨可以试试这款软件。 隐私协议:https://firebook.tech/privacy-policy/ 用户协议:https://firebook.tech/user-agreement/ 服务条款:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Folio

Track stocks, funds, gold, cash, and crypto all in one place. Automatically updates prices and imports data from screenshots, simplifying portfolio management. Focuses on privacy by keeping all data on your device.

Highlights
  • Automatic price updates
  • Screenshot import for holdings and trades
  • Multi-asset tracking (stocks, funds, gold, crypto, cash)
  • Auto-invest purchase recording
  • Automatic dividend fetching
  • Multi-currency support
Features
Read full description

WHY FOLIO ◎ Prices update automatically: open the app to the latest quotes and fund NAVs, and see your market value at a glance without looking anything up. ◎ Import from screenshots, no more copying by hand: add a screenshot of the holdings page in your brokerage or fund app, and Folio reads the symbol, name, quantity and cost. Trade history works too, with buy or sell, price and date recognized automatically. ◎ Every asset on one screen: China A-shares, Hong Kong, US, German and UK stocks, funds, gold, cash and crypto, all in one place. ◎ Auto-invest records: set your own frequency and amount, and each purchase is recorded when it's due, so none are missed and your cost stays clear. ◎ Dividends: dividends for A-shares, US stocks and funds are fetched and shown automatically. ◎ Multi-currency: choose a base currency and exchange rates are converted automatically. WHO IT'S FOR • People holding stocks, funds, gold and more who want to see it all in one app • Anyone tired of complicated budgeting apps who only wants to track what really matters • Regular investors who want every auto-invest purchase on record • Privacy-minded people who would rather not hand their asset data to someone else's cloud PRIVACY Your asset records stay only on your device and in your own iCloud. Screenshots you import are used just for recognition and are never kept. Folio is a personal asset tracker. It does not provide investment advice, trade execution or return forecasts. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 【为什么选择财记】 ◎ 价格自动更新:打开即是最新行情与净值,市值一眼看清,不用一个个去查价。 ◎ 截图导入,告别手抄:把券商、基金 App 的持仓页截图拖进来,自动识别代码、名称、数量、成本;交易记录也支持截图导入,自动识别买卖方向、价格与日期。 ◎ 多资产一屏看完:A股、港股、美股、德股、英股、基金、黄金、现金、资产统一管理。 ◎ 定投记账:自己设定频率与金额,到期自动提醒并记账,不再漏单,成本曲线一目了然。 ◎ 分红记录:A股 / 美股 / 基金分红自动拉取与展示。 ◎ 多币种支持:选择主币种,汇率自动换算。 【适合谁用】 - 同时持有股票、基金、黄金等多类资产,想用一个 App 看全的人 - 受够了复杂记账软件、只想记录重要资产的人 - 习惯定投、希望把每一笔都记清楚的人 - 在意隐私、不愿把资产数据交给云端的人 【关于隐私】 不上传你的资产数据,一切只在你的设备与你的 iCloud 之间。 个人资产记账工具,不提供任何投资建议、交易撮合或收益预测。 使用条款(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

FIRE记账4 screens
Folio4 screens

Verdict

The call

The clearest difference is monetization model: FIRE记账 at free against Folio's free with in-app purchases. Folio's advantage is review sentiment (80% vs 67%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FIRE记账 sells 8 in-app purchases, starting at $0.99 per year and Folio sells 3 in-app purchases, starting at $3.99 per 3 months. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for FIRE记账 against 5.0 for Folio. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews are what separate them: 67% of FIRE记账's written reviews are positive against 80% of Folio's.

UpkeepUpdate frequency

FIRE记账 ships an update weekly, Folio every 8 days. The most recent releases landed on November 12, 2026 and November 13, 2026 respectively.

Scorecard2 real differences · 8 level
FIRE记账 versus Folio: the parameters behind the verdict, then further details
ParameterFIRE记账Folio
PriceFreeFree
Rating5.0 (1 ratings)5.0 (2 ratings)
Positive reviews66.7% of reviews80.0% of reviews — better
Number of ratings12 — better
Update frequencyWeekly — betterEvery 8 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS17.217.0 — better
Further details — not scored
Size83 MB27 MB
Age rating17+4+
Developer学明 庞沥翔 柳

Customer experience

FIRE记账

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive66.7%
Neutral8.3%
Negative25.0%

Folio

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

In-app purchases

8 purchases

FIRE记账

Subscriptions1
  • 连续包年$0.991 Year
One-time7
  • 月度会员$1.99
  • 小额捐赠$2.99
  • 中额捐赠$7.99
Show 4 more
  • 年度会员$9.99
  • 三年会员$22.99
  • 大额捐赠$29.99
  • 永久会员$34.99
3 purchases

Folio

Subscriptions2
  • 财记Folio 季度$3.993 Months
  • 财记Folio 年付7 Days trial$7.991 Year
One-time1
  • 财记Folio · 永久买断$39.99

Questions

Is FIRE记账 free?
FIRE记账 is free to download, with in-app purchases available.
Is Folio free?
Folio is free to download, with in-app purchases available.
Which has better reviews, FIRE记账 or Folio?
FIRE记账 and Folio are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do FIRE记账 or Folio have ads?
Neither FIRE记账 nor Folio shows ads.
Which is updated more often, FIRE记账 or Folio?
FIRE记账 ships an update weekly, and Folio every 8 days. Most recently, FIRE记账 was updated on November 12, 2026 and Folio on November 13, 2026.

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