Comparison

FIRE记账 vs iRich

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FIRE记账

This app helps you manage your assets, liabilities, and monthly income/expenses. It goes beyond simple number tracking to provide in-depth insights into your financial situation, including real-time stock and fund price updates and automated loan repayment plans.

Highlights
  • Asset and liability management
  • Real-time stock and fund price updates
  • Automated loan repayment plans
  • Automatic transaction recording
  • Credit card management
  • Recurring income/expense tracking
  • Loan calculation tool
Features
Read full description

FIRE记账是一款专注于资产、负债以及每月收支管理的记账软件,相比于其他记账软件,FIRE记账能更深度的记录您的资产和负债,而不是只是记录一个数字。其中资产可以添加中港美所有的股票和基金,并实时为您更新最新价格。负债支持市面上所有借贷的添加,包括微粒贷、借呗、房贷、公积金贷等,并自动生成每月还款计划和更新剩余金额,还款日前提醒,再也不怕忘记还贷款。 【特色功能】 1.支持中港美所有的股票和基金的记录,并能自动更新资产的最新价格 2.资产自动除息分红。攒股吃息党的福音,打通资产与现金的壁垒,股票分红日自动入账 3.负债管理,支持市面上所有借贷的添加,能生成还款计划,并自动更新剩余欠款。还款日前提醒,再也不怕忘记还款 4.自动记账,微信支付宝支付后自动记账,告别繁琐手记 5.信用卡管理,支持信用卡记账,自动生成账单 6.工资助手,只需一次配置,未来每月自动计入工资,告别手记 7.定期收入、支出管理,适用于租金、物业费、伙食费等固定现金收支 8.贷款试算,填入金额,期数,利率。一键生成总利息、真实利率、还款计划,再也不怕商家玩数字游戏 作者说: 我自己本来也不是一个喜欢记账的人,我之前觉得,现在市面上已经有这么多支付产品、银行软件,为什么我还要另外再用一款记账软件,而且还需要我手记。 直到后来,我发现那些支付产品和银行软件确实有些地方无法满足我的需求。比如,我是一个既买股票,又买基金的人。但是卖基金的软件和卖股票的软件,往往不是同一个软件,如果我想看到我所有投资产品(股票和基金)的总值,我还要切换不同的软件,并自己去计算总值。 即使有在同一个软件上的,但是投资类的软件又跟我的日常收支流水没有打通,我觉得不管是现金流,还是我的资产,这些都是我钱的一部分,那我能不能做一款软件,帮我把这些所有的钱都管理起来呢? 如果您也有类似的需求,不妨可以试试这款软件。 隐私协议:https://firebook.tech/privacy-policy/ 用户协议:https://firebook.tech/user-agreement/ 服务条款:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

iRich

Manage your finances by calibrating balances instead of logging every transaction. Track assets, liabilities, and net worth with multi-account and multi-currency support. Get visual insights and smart reminders for a clear financial picture.

Highlights
  • Calibration-based tracking
  • Multi-account view
  • Multi-currency support
  • Visual insights
  • Smart reminders
  • iCloud sync and backup
  • Privacy-first local storage
Features
Read full description

Tired of the grind of daily expense logging? iRich offers a lighter way to manage money: skip line-by-line bookkeeping and calibrate your balances instead. Our philosophy is simple: spend less time recording, and more time seeing your real financial position. Instead of obsessing over every past purchase, focus on what matters now: your assets, liabilities, and whether your overall picture is on track. 【Why iRich】 - Calibration-based tracking: update balances instead of logging every transaction - Multi-account view: wallets, bank cards, credit cards, and investments in one place - Multi-currency support: automatic FX conversion for global assets - Visual insights: net worth, allocation, and trend at a glance - Smart reminders: customizable bill and repayment alerts - iCloud sync and backup: smooth restore when switching devices - Privacy first: local-first storage with offline access 【Great For】 - Professionals who want financial clarity without bookkeeping fatigue - People who gave up on complex finance apps - Users managing multiple accounts and currencies - Frequent travelers or anyone with overseas assets - Efficiency-minded users who want full visibility with less effort 【What You Get】 - A live snapshot of your net worth - A clear trend line you can follow over time - A sustainable, low-maintenance way to manage personal finances Use iRich to do less manual work and stay in control of the bigger picture.

Screenshots

FIRE记账4 screens
iRich4 screens

Verdict

The call

FIRE记账 and iRich both sit at 5.0 stars, but that hides the real split: 100% of iRich's written reviews are positive against 67% of FIRE记账's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FIRE记账 sells 8 in-app purchases, starting at $0.99 per year and iRich sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for FIRE记账 against 5.0 for iRich. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews are what separate them: 67% of FIRE记账's written reviews are positive against 100% of iRich's.

UpkeepUpdate frequency

FIRE记账 ships an update every 5 days, iRich every 9 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
FIRE记账 versus iRich: the parameters behind the verdict, then further details
ParameterFIRE记账iRich
PriceFreeFree
Rating5.0 (1 ratings)5.0 (2 ratings)
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings12 — better
Update frequencyEvery 5 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS17.2 — better18.0
Further details — not scored
Size81 MB9 MB
Age rating17+4+
Developer学明 庞庆贤 曾

Customer experience

FIRE记账

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive66.7%
Neutral8.3%
Negative25.0%

iRich

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews23 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

8 purchases

FIRE记账

Subscriptions1
  • 连续包年$0.991 Year
One-time7
  • 月度会员$1.99
  • 小额捐赠$2.99
  • 中额捐赠$7.99
Show 4 more
  • 年度会员$9.99
  • 三年会员$22.99
  • 大额捐赠$29.99
  • 永久会员$34.99
3 purchases

iRich

Subscriptions2
  • Monthly Plan$1.991 Month
  • Annual Plan7 Days trial$15.991 Year
One-time1
  • Lifetime Purchase$15.99

Questions

Is FIRE记账 free?
FIRE记账 is free to download, with in-app purchases available.
Is iRich free?
iRich is free to download, with in-app purchases available.
Which has better reviews, FIRE记账 or iRich?
FIRE记账 and iRich are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do FIRE记账 or iRich have ads?
Neither FIRE记账 nor iRich shows ads.
Which is updated more often, FIRE记账 or iRich?
FIRE记账 ships an update every 5 days, and iRich every 9 days. Most recently, FIRE记账 was updated on October 28, 2026 and iRich on October 25, 2026.

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