FIRE记账 vs 财记Folio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FIRE记账
This app helps you manage your assets, liabilities, and monthly income/expenses. It goes beyond simple number tracking to provide in-depth insights into your financial situation, including real-time stock and fund price updates and automated loan repayment plans.
- Asset and liability management
- Real-time stock and fund price updates
- Automated loan repayment plans
- Automatic transaction recording
- Credit card management
- Recurring income/expense tracking
- Loan calculation tool
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FIRE记账是一款专注于资产、负债以及每月收支管理的记账软件,相比于其他记账软件,FIRE记账能更深度的记录您的资产和负债,而不是只是记录一个数字。其中资产可以添加中港美所有的股票和基金,并实时为您更新最新价格。负债支持市面上所有借贷的添加,包括微粒贷、借呗、房贷、公积金贷等,并自动生成每月还款计划和更新剩余金额,还款日前提醒,再也不怕忘记还贷款。 【特色功能】 1.支持中港美所有的股票和基金的记录,并能自动更新资产的最新价格 2.资产自动除息分红。攒股吃息党的福音,打通资产与现金的壁垒,股票分红日自动入账 3.负债管理,支持市面上所有借贷的添加,能生成还款计划,并自动更新剩余欠款。还款日前提醒,再也不怕忘记还款 4.自动记账,微信支付宝支付后自动记账,告别繁琐手记 5.信用卡管理,支持信用卡记账,自动生成账单 6.工资助手,只需一次配置,未来每月自动计入工资,告别手记 7.定期收入、支出管理,适用于租金、物业费、伙食费等固定现金收支 8.贷款试算,填入金额,期数,利率。一键生成总利息、真实利率、还款计划,再也不怕商家玩数字游戏 作者说: 我自己本来也不是一个喜欢记账的人,我之前觉得,现在市面上已经有这么多支付产品、银行软件,为什么我还要另外再用一款记账软件,而且还需要我手记。 直到后来,我发现那些支付产品和银行软件确实有些地方无法满足我的需求。比如,我是一个既买股票,又买基金的人。但是卖基金的软件和卖股票的软件,往往不是同一个软件,如果我想看到我所有投资产品(股票和基金)的总值,我还要切换不同的软件,并自己去计算总值。 即使有在同一个软件上的,但是投资类的软件又跟我的日常收支流水没有打通,我觉得不管是现金流,还是我的资产,这些都是我钱的一部分,那我能不能做一款软件,帮我把这些所有的钱都管理起来呢? 如果您也有类似的需求,不妨可以试试这款软件。 隐私协议:https://firebook.tech/privacy-policy/ 用户协议:https://firebook.tech/user-agreement/ 服务条款:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
财记Folio
Manage diverse assets like stocks, funds, and crypto in one place. Automates price updates and imports holdings via screenshots, simplifying tracking and investment analysis.
- Automatic price updates
- Screenshot import for holdings
- Multi-asset dashboard
- Dollar-cost averaging tracking
- Dividend record display
- Multi-currency support
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【为什么选择财记】 ◎ 价格自动更新:打开即是最新行情与净值,市值一眼看清,不用一个个去查价。 ◎ 截图导入,告别手抄:把券商、基金 App 的持仓页截图拖进来,自动识别代码、名称、数量、成本;交易记录也支持截图导入,自动识别买卖方向、价格与日期。 ◎ 多资产一屏看完:A股、港股、美股、德股、英股、基金、黄金、现金、资产统一管理。 ◎ 定投记账:自己设定频率与金额,到期自动提醒并记账,不再漏单,成本曲线一目了然。 ◎ 分红记录:A股 / 美股 / 基金分红自动拉取与展示。 ◎ 多币种支持:选择主币种,汇率自动换算。 【适合谁用】 - 同时持有股票、基金、黄金等多类资产,想用一个 App 看全的人 - 受够了复杂记账软件、只想记录重要资产的人 - 习惯定投、希望把每一笔都记清楚的人 - 在意隐私、不愿把资产数据交给云端的人 【关于隐私】 不上传你的资产数据,一切只在你的设备与你的 iCloud 之间。 个人资产记账工具,不提供任何投资建议、交易撮合或收益预测。 使用条款(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
FIRE记账 and 财记Folio both sit at 5.0 stars, but that hides the real split: 88% of 财记Folio's written reviews are positive against 64% of FIRE记账's. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FIRE记账 sells 8 in-app purchases, starting at $0.99 per year and 财记Folio sells 3 in-app purchases, starting at $1.99 per 3 months. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for FIRE记账 against 5.0 for 财记Folio. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews are what separate them: 64% of FIRE记账's written reviews are positive against 88% of 财记Folio's.
FIRE记账 ships an update every 5 days, 财记Folio every 6 days. The most recent releases landed on September 22, 2026 and September 9, 2026 respectively.
| Parameter | FIRE记账 | 财记Folio |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Positive reviews | 63.6% of reviews | 87.5% of reviews — better |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 5 days — better | Every 6 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.2 | 17.0 — better |
| Further details — not scored | ||
| Size | 56 MB | 14 MB |
| Age rating | 17+ | 4+ |
| Developer | 学明 庞 | 沥翔 柳 |
Customer experience
FIRE记账
财记Folio
In-app purchases
FIRE记账
- 连续包年$0.991 Year
- 月度会员$1.99
- 小额捐赠$2.99
- 中额捐赠$7.99
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- 年度会员$7.99
- 三年会员$19.99
- 大额捐赠$29.99
- 永久会员$29.99
财记Folio
- 财记Folio 季度$1.993 Months
- 财记Folio 年付7 Days trial$4.991 Year
- 财记Folio · 永久买断$19.99









