Comparison

FIRE记账 vs 持仓手记

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FIRE记账

This app helps you manage your assets, debts, and monthly income and expenses. It offers in-depth tracking of investments like stocks and funds, and manages various loan types with repayment reminders. It also automates income and expense entries from payment apps.

Highlights
  • Stock and fund tracking with real-time price updates
  • Automated dividend and interest crediting
  • Comprehensive debt management with repayment plans
  • Automatic transaction recording from payment apps
  • Credit card statement tracking
  • Automated salary entry
  • Loan calculation and analysis
Features
Read full description

FIRE记账是一款专注于资产、负债以及每月收支管理的记账软件,相比于其他记账软件,FIRE记账能更深度的记录您的资产和负债,而不是只是记录一个数字。其中资产可以添加中港美所有的股票和基金,并实时为您更新最新价格。负债支持市面上所有借贷的添加,包括微粒贷、借呗、房贷、公积金贷等,并自动生成每月还款计划和更新剩余金额,还款日前提醒,再也不怕忘记还贷款。 【特色功能】 1.支持中港美所有的股票和基金的记录,并能自动更新资产的最新价格 2.资产自动除息分红。攒股吃息党的福音,打通资产与现金的壁垒,股票分红日自动入账 3.负债管理,支持市面上所有借贷的添加,能生成还款计划,并自动更新剩余欠款。还款日前提醒,再也不怕忘记还款 4.自动记账,微信支付宝支付后自动记账,告别繁琐手记 5.信用卡管理,支持信用卡记账,自动生成账单 6.工资助手,只需一次配置,未来每月自动计入工资,告别手记 7.定期收入、支出管理,适用于租金、物业费、伙食费等固定现金收支 8.贷款试算,填入金额,期数,利率。一键生成总利息、真实利率、还款计划,再也不怕商家玩数字游戏 作者说: 我自己本来也不是一个喜欢记账的人,我之前觉得,现在市面上已经有这么多支付产品、银行软件,为什么我还要另外再用一款记账软件,而且还需要我手记。 直到后来,我发现那些支付产品和银行软件确实有些地方无法满足我的需求。比如,我是一个既买股票,又买基金的人。但是卖基金的软件和卖股票的软件,往往不是同一个软件,如果我想看到我所有投资产品(股票和基金)的总值,我还要切换不同的软件,并自己去计算总值。 即使有在同一个软件上的,但是投资类的软件又跟我的日常收支流水没有打通,我觉得不管是现金流,还是我的资产,这些都是我钱的一部分,那我能不能做一款软件,帮我把这些所有的钱都管理起来呢? 如果您也有类似的需求,不妨可以试试这款软件。 隐私协议:https://firebook.tech/privacy-policy/ 用户协议:https://firebook.tech/user-agreement/ 服务条款:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

持仓手记

Features
Read full description

持仓手记,一本认真记账的持仓手账。 钱放在越来越多的地方:基金、股票、ETF、黄金、货币基金,还有银行里的理财和存款。每个平台各说各话,唯独没有人替你把全部持仓放在一起,好好算一算。持仓手记做的就是这件朴素的事——把分散各处的持有记成一条清楚的线,让每一笔买入卖出、每一天的涨跌,都有迹可循。 不追行情,不荐标的,只帮你看清自己。 【记录】 - 记录自有持仓、交易流水与现金流,覆盖 A 股、港股、美股、场内外基金、ETF、黄金、货币基金、可转债等常见场景 - 截图导入持仓与交易:识别到成交列表自动转交易流水,识别到存单自动预填存款,少打字,少出错 - 定投计划自动记账:按周期和扣款日生成买入记录,支持历史补录,扣款金额与净值一目了然 - 分红自动核对:依据公开数据核对 A 股、港股、港股 ETF、美股的分红记录,现金分红与红利再投分开记 - 银行理财、存款等手动记账资产也能纳入,估值自己掌握 - 用账本、标签、组合三种方式组织持仓,按你的思路分类查看 【看清】 - 持仓页汇总多账本、多币种持仓,收益每日更新;列表指标十选三,点列头即可切换 - 「同期表现」:把你的持仓收益与沪深、标普、恒生指数、国债ETF、黄金ETF 等基准做同区间对比,支持按组合、按单只持仓分别查看,还能自选对照基准 - 区间收益与收益日历:按日、周、月、年回看涨跌,长按曲线同时看当日与区间累计 - 组合诊断为持仓做体检:收益归因、集中度、回撤与波动、操作复盘 - 每周一份持仓周报,回看这一周的变化与买卖 【资产】 - 新增「资产」页:投资理财之外,流动资金、固定资产、应收款和负债也能记进来,自动汇总总资产、总负债与净资产 - 负债只记你输入的余额,不推断借款、还款或利息;净资产月度趋势与资产负债结构图随时回看 【陪伴】 - 资产提醒:按单日涨跌幅或到价提醒,只在你需要时通知 - 桌面小组件:资产概况放在桌面,一瞥即知 - 多套配色皮肤、红涨绿跌可切换,支持中英文界面 - 示例数据账户,不注册也能先逛一逛 重要说明 App 中展示的公开行情、指数、估值、历史统计、对比分析与提醒均基于日终公开数据,仅用于个人记录与参考。历史表现不代表未来表现。资产、负债与净资产均为用户手动录入的余额事实和算术汇总,App 不连接任何银行、券商或支付账户,不提供借贷、信用、支付或转账功能。持仓手记不提供账户开立、真实交易、投资建议、标的推荐、收益预测或代客管理服务;所有对比与统计均为客观数据展示,不构成任何投资决策依据。用户应根据自身情况独立判断,并自行承担相关风险。

Screenshots

FIRE记账4 screens
持仓手记4 screens

Verdict

The call

The clearest difference is in-app purchases: 持仓手记 at none against FIRE记账's 8. 持仓手记 also leads on ratings volume (5 vs 1). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FIRE记账 sells 8 in-app purchases, starting at $0.99 per year. 持仓手记 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for FIRE记账 against 5.0 for 持仓手记. That said, the two scores are not equally well evidenced: 持仓手记 has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

FIRE记账 ships an update every 5 days, 持仓手记 every 3 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
FIRE记账 versus 持仓手记: the parameters behind the verdict, then further details
ParameterFIRE记账持仓手记
PriceFreeFree
Rating5.0 (1 ratings)5.0 (5 ratings)
Positive reviews66.7% of reviews—
Number of ratings15 — better
Update frequencyEvery 5 daysEvery 3 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.217.0 — better
Further details — not scored
Size83 MB56 MB
Age rating17+4+
Developer学明 庞博 井

Customer experience

FIRE记账

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive66.7%
Neutral8.3%
Negative25.0%

持仓手记

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

8 purchases

FIRE记账

Subscriptions1
  • 连续包年$0.991 Year
One-time7
  • 月度会员$1.99
  • 小额捐赠$2.99
  • 中额捐赠$7.99
Show 4 more
  • 年度会员$9.99
  • 三年会员$22.99
  • 大额捐赠$29.99
  • 永久会员$34.99
None

持仓手记

No in-app purchases

Questions

Is FIRE记账 free?
FIRE记账 is free to download, with in-app purchases available.
Is 持仓手记 free?
持仓手记 is free to download, with no in-app purchases.
Which has better reviews, FIRE记账 or 持仓手记?
FIRE记账 and 持仓手记 are both rated 5.0 out of 5 on the App Store, from 1 and 5 ratings respectively.
Do FIRE记账 or 持仓手记 have ads?
Neither FIRE记账 nor 持仓手记 shows ads.
Which is updated more often, FIRE记账 or 持仓手记?
FIRE记账 ships an update every 5 days, and 持仓手记 every 3 days. Most recently, FIRE记账 was updated on November 4, 2026 and 持仓手记 on October 31, 2026.

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