Comparison

SpendBalance vs SplitX

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SpendBalance

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SpendBalance shows you where your money goes, without the setup. Add a purchase in two taps. Set rent, subscriptions and allowances once and they track themselves โ€” daily, weekly or monthly โ€” so you only log what you actually choose to spend. Everything stays on your iPhone. No account, no sign-up, nothing collected. WHAT YOU GET - Two-tap entry โ€” log a purchase in seconds - Recurring transactions โ€” set repeating income and expenses once and let them run daily, weekly or monthly - Four dashboard widgets โ€” month's overview, balance trend, budget situation and spending split - 38 categories in groups like Campus Life, Food & Social and Personal Wellbeing โ€” pick the 7 that matter to you - Day, week, month and year views - 66 currencies - Custom colours and a dashboard you arrange yourself - Dark mode, following your system setting HOW IT WORKS SpendBalance doesn't connect to your bank. You enter what you spend, which takes a couple of seconds โ€” and means the app works with any bank in any country, and that your financial data never leaves your device. Recurring items handle the predictable spending on their own. Start in under a minute. No sign-up screen, nothing to connect.

About

SplitX

Features
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SplitX is the smartest and easiest way to split bills, share expenses, and track costs with your friends, family, or roommates. Say goodbye to the math and the awkward "who owes who" conversations! Whether you are planning a group trip, splitting the dinner check, or managing household expenses with roommates, splitX keeps all your shared costs perfectly organized in one beautiful app. Why you'll love splitX: Effortless Bill Splitting: Add expenses in seconds and let splitX calculate exactly who owes what. Beautiful New Design: Enjoy a completely redesigned, user-friendly interface that makes managing money a breeze. Flexible Splitting Options: Split costs evenly, by exact amounts, or by percentages. Settle Up Easily: Keep a clear record of balances so everyone knows when it's time to pay up. Perfect for Any Occasion: Ideal for travel, dining out, shared apartments, couples, and more. Stop stressing over shared expenses. Download splitX today and keep your friendships focused on fun, not finances!

Screenshots

SpendBalance4 screens
SplitX4 screens

Verdict

The call

SpendBalance and SplitX are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SpendBalance ships an update every 3 weeks, SplitX monthly. The most recent releases landed on September 16, 2026 and September 14, 2026 respectively.

ScorecardNo meaningful differences
SpendBalance versus SplitX: the parameters behind the verdict, then further details
ParameterSpendBalanceSplitX
PriceFreeFree
Update frequencyEvery 3 weeks โ€” betterMonthly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS16.415.6 โ€” better
Further details โ€” not scored
Size46 MB83 MB
Age rating4+4+
DeveloperSteven SbarbaroVaibhav Vishal

In-app purchases

None

SpendBalance

No in-app purchases

None

SplitX

No in-app purchases

Questions

Is SpendBalance free?
SpendBalance is free to download, with no in-app purchases.
Is SplitX free?
SplitX is free to download, with no in-app purchases.
Do SpendBalance or SplitX have ads?
Neither SpendBalance nor SplitX shows ads.
Which is updated more often, SpendBalance or SplitX?
SpendBalance ships an update every 3 weeks, and SplitX monthly. Most recently, SpendBalance was updated on September 16, 2026 and SplitX on September 14, 2026.

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