Comparison

SpendBalance vs TapSheet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendBalance

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SpendBalance shows you where your money goes, without the setup. Add a purchase in two taps. Set rent, subscriptions and allowances once and they track themselves — daily, weekly or monthly — so you only log what you actually choose to spend. Everything stays on your iPhone. No account, no sign-up, nothing collected. WHAT YOU GET - Two-tap entry — log a purchase in seconds - Recurring transactions — set repeating income and expenses once and let them run daily, weekly or monthly - Four dashboard widgets — month's overview, balance trend, budget situation and spending split - 38 categories in groups like Campus Life, Food & Social and Personal Wellbeing — pick the 7 that matter to you - Day, week, month and year views - 66 currencies - Custom colours and a dashboard you arrange yourself - Dark mode, following your system setting HOW IT WORKS SpendBalance doesn't connect to your bank. You enter what you spend, which takes a couple of seconds — and means the app works with any bank in any country, and that your financial data never leaves your device. Recurring items handle the predictable spending on their own. Start in under a minute. No sign-up screen, nothing to connect.

About

TapSheet

This app helps you create a personalized savings plan by answering a questionnaire. It then allows you to input your income and fixed expenses to clearly see how much you have left to spend, enabling you to spend freely while still building savings.

Highlights
  • Personalized savings plan creation
  • Income input
  • Fixed expense tracking
  • Remaining to spend calculation
  • Spend freely while saving
Features
Currently charting
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HOW TO USE TAPSHEET: 1) Answer questionnaire to build your savings plan 2) Input income 2) Input fixed expenses 3) View your remaining to spend TapSheet is the easiest budgeting method. Who even knows how much you spend a month on food & drinks anyways. If you're getting into budgeting for the first time common methods are overwhelming. TapSheet operates on a simple principle. Income - expenses - savings = how much you can spend. If you often find yourself making purchases without knowing if you can afford it TapSheet will help you spend freely while building up savings. *ADDING TRANSACTIONS REQUIRE A SUBSCRIPTION TERMS: https://tapsheet.app/terms

Screenshots

SpendBalance4 screens
TapSheet4 screens

Verdict

The call

The clearest difference is in-app purchases: SpendBalance at none against TapSheet's 4. TapSheet's advantage is update cadence (every 9 days vs every 3 weeks) and chart position (#122 vs unranked). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TapSheet sells 4 in-app purchases, starting at $5.99 per 7 days. SpendBalance asks for nothing beyond the download.

UpkeepUpdate frequency

SpendBalance ships an update every 3 weeks, TapSheet every 9 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 7 level
SpendBalance versus TapSheet: the parameters behind the verdict, then further details
ParameterSpendBalanceTapSheet
PriceFreeFree
Rating—4.6 (261 ratings) — better
Positive reviews—38.9% of reviews
Number of ratings—261 — better
Update frequencyEvery 3 weeksEvery 9 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
Best chart rank—#122 — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.413.4 — better
Further details — not scored
Size46 MB45 MB
Age rating4+4+
DeveloperSteven SbarbaroAVIAN JONAS LEUNG

In-app purchases

None

SpendBalance

No in-app purchases

4 purchases

TapSheet

Subscriptions4
  • Weekly$5.997 Days
  • Monthly$9.991 Month
  • Yearly7 Days trial$29.991 Year
Show 1 more
  • Yearly3 Days trial$29.991 Year

Questions

Is SpendBalance free?
SpendBalance is free to download, with no in-app purchases.
Is TapSheet free?
TapSheet is free to download, with in-app purchases available.
Do SpendBalance or TapSheet have ads?
Neither SpendBalance nor TapSheet shows ads.
Which is updated more often, SpendBalance or TapSheet?
SpendBalance ships an update every 3 weeks, and TapSheet every 9 days. Most recently, SpendBalance was updated on October 30, 2026 and TapSheet on October 31, 2026.

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