Comparison

SpendBalance vs Expense Aware

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SpendBalance

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SpendBalance shows you where your money goes, without the setup. Add a purchase in two taps. Set rent, subscriptions and allowances once and they track themselves โ€” daily, weekly or monthly โ€” so you only log what you actually choose to spend. Everything stays on your iPhone. No account, no sign-up, nothing collected. WHAT YOU GET - Two-tap entry โ€” log a purchase in seconds - Recurring transactions โ€” set repeating income and expenses once and let them run daily, weekly or monthly - Four dashboard widgets โ€” month's overview, balance trend, budget situation and spending split - 38 categories in groups like Campus Life, Food & Social and Personal Wellbeing โ€” pick the 7 that matter to you - Day, week, month and year views - 66 currencies - Custom colours and a dashboard you arrange yourself - Dark mode, following your system setting HOW IT WORKS SpendBalance doesn't connect to your bank. You enter what you spend, which takes a couple of seconds โ€” and means the app works with any bank in any country, and that your financial data never leaves your device. Recurring items handle the predictable spending on their own. Start in under a minute. No sign-up screen, nothing to connect.

About

Expense Aware

Features
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Expense Aware โ€” Shared Household Bill Tracker Stay on top of every bill, payment, and due date โ€” together. Expense Aware is the simple, shared expense tracker designed for households. Whether you live with a partner, housemates, or family, Expense Aware gives everyone in your home a clear picture of what's coming up, what's been paid, and what still needs attention โ€” all in one place. TRACK EVERY BILL, NEVER MISS A DUE DATE Add all your household expenses โ€” rent, utilities, subscriptions, insurance, and more. Set the due date and frequency, and Expense Aware automatically keeps your upcoming bills front and centre. A configurable look-ahead window lets you see what's due in the next week, month, or even the next year. BUILT FOR HOUSEHOLDS, NOT JUST INDIVIDUALS Create a household and invite everyone who lives with you using a simple invite code. Every member sees the same shared view of expenses, so there's no more confusion about who's paid what, or chasing each other for updates. FLEXIBLE PAYMENT TRACKING Mark bills as paid in full, or record partial payments as you go. Expense Aware tracks how much has been paid against each bill and automatically marks it complete when the total is reached. Support for manual payments, direct debits, and credit cards means every payment type is covered. RECURRING EXPENSES MADE EASY Set any expense to repeat weekly, fortnightly, monthly, quarterly, or annually. Expense Aware automatically rolls recurring bills forward so your upcoming list always reflects what's actually due โ€” no manual updates needed. REMINDERS THAT KEEP YOU ON TRACK Enable push notifications and get reminded before bills are due. Never be caught off guard by an expense you forgot about. SECURE AND PRIVATE BY DESIGN Your data is protected by Firebase Authentication, with support for Face ID and fingerprint login for fast, secure access. All data is encrypted in transit and at rest. You're always in control โ€” delete your account and all associated data at any time, directly from the app. CUSTOMISE TO SUIT YOUR HOUSEHOLD Choose your preferred currency (USD, GBP, EUR), set how far ahead you want to see upcoming expenses, and tailor the app to the way your household manages money. KEY FEATURES โ€ข Shared household expense tracking with real-time sync โ€ข Recurring bill scheduling (weekly, fortnightly, monthly, quarterly, annually) โ€ข Partial payment recording and full payment tracking โ€ข Configurable look-ahead period (7 days to 1 year) โ€ข Household invite system โ€” share access with a simple code โ€ข Push notification reminders for upcoming bills โ€ข Face ID and fingerprint login โ€ข Multi-currency support (USD, GBP, EUR) โ€ข Full account and data deletion, anytime โ€ข Clean, intuitive design built for everyday use Expense Aware is perfect for couples managing shared finances, housemates splitting household costs, or any group that wants a simple, transparent way to stay on top of the bills. Download Expense Aware today and take the stress out of shared household expenses. Privacy Policy: https://martymarran.github.io/MarranApps/privacy/privacy-policy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SpendBalance4 screens
Expense Aware4 screens

Verdict

The call

The clearest difference is in-app purchases: SpendBalance at none against Expense Aware's 1. Expense Aware's advantage is update cadence (every 10 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Expense Aware sells 1 in-app purchase, starting at $1.99 per month. SpendBalance asks for nothing beyond the download.

UpkeepUpdate frequency

SpendBalance ships an update every 3 weeks, Expense Aware every 10 days. The most recent releases landed on October 3, 2026 and October 12, 2026 respectively.

Scorecard2 real differences ยท 4 level
SpendBalance versus Expense Aware: the parameters behind the verdict, then further details
ParameterSpendBalanceExpense Aware
PriceFreeFree
Update frequencyEvery 3 weeksEvery 10 days โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.415.1 โ€” better
Further details โ€” not scored
Size46 MB46 MB
Age rating4++4
DeveloperSteven SbarbaroMartin Marran

In-app purchases

None

SpendBalance

No in-app purchases

1 purchases

Expense Aware

Subscriptions1
  • Expense Aware Premium7 Days trial$1.991 Month

Questions

Is SpendBalance free?
SpendBalance is free to download, with no in-app purchases.
Is Expense Aware free?
Expense Aware is free to download, with in-app purchases available.
Do SpendBalance or Expense Aware have ads?
Neither SpendBalance nor Expense Aware shows ads.
Which is updated more often, SpendBalance or Expense Aware?
SpendBalance ships an update every 3 weeks, and Expense Aware every 10 days. Most recently, SpendBalance was updated on October 3, 2026 and Expense Aware on October 12, 2026.

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