Comparison

Budgi vs Finvygo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgi

Manage your money effortlessly with this intuitive finance app. Track expenses and income, categorize spending, and gain insights into your financial habits. Offers premium features like receipt scanning and Apple Wallet integration for enhanced control.

Highlights
  • Easy ledger management
  • Customizable spending categories
  • Detailed transaction tracking
  • AI-powered receipt scanning
  • Apple Wallet integration
  • CSV data import/export
Features
Read full description

Budgi makes budgeting simple, friendly, and private. Track every expense, see exactly where your money goes, and stay in sync across devices with iCloud and Sign in with Apple. KEY FEATURES • Simple Ledger — Add expenses and income in seconds, organized into custom categories with limits and emoji. • Trends — Charts for income vs. spending and category breakdowns, so you always know where you stand. • Grocery Price Tracker — Log prices as you shop and see which store actually has the better deal over time. • iCloud Sync — Your budget follows you across every device, secured with Sign in with Apple. BUDGI PLUS • Ask Budgi — An on-device AI coach, powered by Apple Intelligence, that answers questions about your spending. Fully private — nothing ever leaves your device. • Household Sharing — Share one budget with a partner or family member, synced in real time. (Joining a shared budget is always free.) • Unlimited Receipt Scanning — On-device OCR auto-fills merchant, total, and date. • Apple Wallet Import — Pull in transactions from your linked cards (iOS 18+). • CSV Import/Export — Bulk import your history or export your data anytime. • Extended Trends & Forecast — Longer history and a forward-looking budget forecast. Whether you're saving for something big, paying down debt, or just want a clearer picture of your money, Budgi makes it easy. Download free today. Terms of Use: http://www.apple.com/legal/itunes/appstore/dev/stdeula

About

Finvygo

Track your entire net worth in one place, anonymously and securely. Visualize your assets like stocks, crypto, real estate, and savings with live market data and performance tracking.

Highlights
  • All assets in one view
  • Live market data
  • Anonymous and private
  • Multi-currency support
  • Passive income tracking
  • Financial calculators
Features
Read full description

Finvygo is a free net worth tracking app. You enter what you own. Finvygo brings it all into a single view, keeps prices and rates up to date, and works out your true net worth, with debts deducted. No bank connection, no aggregator, no broker credentials: you enter your holdings yourself. Anonymous: with a private key, your account is created with no name and no email address. Web and mobile Finvygo comes as a mobile app and as a web app at finvygo.com. Same account, synced data: add a holding from your computer and find it in your pocket. Your dashboard - Total net worth, daily change and a trend line, with intraday detail over the last 24 hours - True portfolio performance, with your contributions factored in - Breakdown by asset class, by currency, by account and by broker - Estimated passive income: dividends, coupons, rent and interest - Upcoming dividends, best and worst performers, favorites - Widgets you can reorder on your dashboard Everything you own, in one place - Stocks and ETFs, with live prices and cost basis, in the account of your choice - Mutual funds and index funds, with their latest net asset value - Cryptocurrencies, with wallet import from a public address - Physical property, including short-term rentals, and listed real estate: REITs and property funds - Savings accounts and term deposits - Life insurance and retirement: capital-guaranteed funds, unit-linked funds, managed portfolios - Bonds, peer-to-peer lending, precious metals, cash and custom assets - Loans and debts, with an editable repayment schedule: deferred start, stepped payments, variable rate, interest-only Import instead of typing Import a CSV of holdings exported from your broker. Finvygo detects the columns on its own and shows you a summary before writing anything. The file is read on your device and is never uploaded as is. Your AI assistants From the web app, connect Claude or ChatGPT to Finvygo. Your assistant reads your net worth, your allocation and your passive income. You grant access, and you can withdraw it whenever you want. Tools - Compound interest calculator - Loan simulator, with a comparison of offers - Rental yield calculator - A “what if I had invested” simulator All tools are provided for information only and give estimates, not advice. Private and secure PIN or biometric lock, two-factor authentication from the web app, instant amount masking, permanent account deletion. Your data is never sold. Built for every country You enter your holdings yourself: no bank logins, no aggregators, no broker credentials. Nothing depends on bank coverage where you live, so Finvygo works in any country. Market prices and daily exchange rates keep your net worth current, in your choice of 75 currencies. One catalog everywhere: stocks, ETFs, crypto, real estate, savings, bonds, precious metals, and loans. Tax-advantaged accounts are detailed for France, Germany, Spain, and Italy; elsewhere, the universal catalog applies. Available in 12 languages: Français, English, Deutsch, Español, Português, Italiano, Nederlands, Polski, Svenska, Dansk, Čeština, Română. If yours isn't listed, the app runs in English. At a glance Price: free, no subscription or premium tier Bank connections: none, so it works anywhere Platforms: mobile and web apps, one synced account Languages: 12 (Français, English, Deutsch, Español, Português, Italiano, Nederlands, Polski, Svenska, Dansk, Čeština, Română), English otherwise Currencies: 75, your choice Catalog: universal, tax-advantaged accounts detailed for France, Germany, Spain, and Italy AI assistants: Claude and ChatGPT, from the web app Private key sign-in: an account with no name or email Finvygo is a tracking and information tool. It does not execute any transaction, does not hold your funds or your crypto, and does not provide any investment, tax or financial advice. The prices shown are indicative.

Screenshots

Budgi4 screens
Finvygo4 screens

Verdict

The call

The clearest difference is in-app purchases: Finvygo at none against Budgi's 1. Finvygo also leads on update cadence (weekly vs every 3 weeks) and iOS requirement (15.1 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgi sells 1 in-app purchase, starting at $4.99 per month. Finvygo asks for nothing beyond the download.

UpkeepUpdate frequency

Budgi ships an update every 3 weeks, Finvygo weekly. The most recent releases landed on October 4, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Budgi versus Finvygo: the parameters behind the verdict, then further details
ParameterBudgiFinvygo
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews—100.0% of reviews
Number of ratings4 — better—
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS26.015.1 — better
Further details — not scored
Size9 MB55 MB
Age rating4+4+
DeveloperJordan WattExocore Group

Customer experience

Budgi

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Finvygo

Written reviews12 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Budgi

Subscriptions1
  • Budgi Premium (1 Month3 Days trial$4.991 Month
None

Finvygo

No in-app purchases

Questions

Is Budgi free?
Budgi is free to download, with in-app purchases available.
Is Finvygo free?
Finvygo is free to download, with no in-app purchases.
Do Budgi or Finvygo have ads?
Neither Budgi nor Finvygo shows ads.
Which is updated more often, Budgi or Finvygo?
Budgi ships an update every 3 weeks, and Finvygo weekly. Most recently, Budgi was updated on October 4, 2026 and Finvygo on October 24, 2026.

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