Comparison

Net Worth Tracker vs Finvygo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

Track your net worth privately with this local-first finance app. Monitor all your assets and liabilities, including crypto and investments, and visualize your financial growth over time. Plan for the future with projections and scenario planning.

Highlights
  • Unlimited free accounts for cash, crypto, and debt
  • Net-worth trend visualization
  • Live crypto and exchange rate updates
  • Asset allocation overview
  • What-if scenarios and retirement planner
  • Data export to CSV/JSON
  • Private, local-first data storage
Features
Read full description

Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE • Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards • Multi-currency with live exchange rates, shown in your home currency • A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY • Net worth trend and asset allocation at a glance • A full activity ledger with search, so every deposit, transfer and payment is on record • Savings goals with progress you can see PLAN AHEAD • FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers • Snapshot reminders so the trend never has gaps YOURS, ALWAYS • CSV import with a column mapping step, so your spreadsheet comes with you • Export to CSV, JSON or Markdown at any time. Backup and restore are free • Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy

About

Finvygo

Track your entire net worth in one place, anonymously and securely. Visualize your assets like stocks, crypto, real estate, and savings with live market data and performance tracking.

Highlights
  • All assets in one view
  • Live market data
  • Anonymous and private
  • Multi-currency support
  • Passive income tracking
  • Financial calculators
Features
Read full description

Finvygo is a net worth tracking app. You enter what you own. Finvygo brings it all into a single view, keeps prices and rates up to date, and works out your true net worth, with debts deducted. Tracking is free, with no limit on assets. No bank connection, no aggregator, no broker credentials: you enter your holdings yourself. Anonymous: with a private key, your account is created with no name and no email address. Web and mobile Finvygo comes as a mobile app and as a web app at finvygo.com. Same account, synced data: add a holding from your computer and find it in your pocket. Your dashboard - Total net worth, daily change and a trend line - True portfolio performance, with your contributions factored in - Breakdown by asset class, by currency, by account and by broker - Estimated passive income: dividends, coupons, rent and interest - Upcoming dividends, best and worst performers, favorites - Widgets you can reorder on your dashboard Everything you own, in one place - Stocks and ETFs, with cost basis and prices updated after each market close, in the account of your choice - Mutual funds and index funds, with their latest net asset value - Cryptocurrencies, with wallet import from a public address - Physical property, including short-term rentals, and listed real estate: REITs and property funds - Savings accounts and term deposits - Life insurance and retirement: capital-guaranteed funds, unit-linked funds, managed portfolios - Bonds, peer-to-peer lending, precious metals, cash and custom assets - Loans and debts, with an editable repayment schedule Import instead of typing Import a CSV of holdings exported from your broker. Finvygo detects the columns on its own and shows you a summary before writing anything. Premium, optional - Intraday prices during market hours, slightly delayed - A point-by-point chart of your net worth over 24 hours - Price alerts, checked every hour during market hours - Recaps every day, every week and every month - An AI assistant that answers about your wealth - Your wealth in Claude or ChatGPT, through a connector you authorize and can remove at any time 15 days of Premium free when you create your account, no card required. Tools - Compound interest calculator - Loan simulator, with a comparison of offers - Rental yield calculator - A “what if I had invested” simulator All tools are provided for information only and give estimates, not advice. Private and secure PIN or biometric lock, two-factor authentication from the web app, instant amount masking, permanent account deletion. Your data is never sold. Built for every country You enter your holdings yourself: no bank logins, no aggregators, no broker credentials. Nothing depends on bank coverage where you live, so Finvygo works in any country. Market prices and daily exchange rates keep your net worth current, in your choice of 75 currencies. Available in 13 languages: Français, English, Deutsch, Español, Português (Portugal), Português (Brasil), Italiano, Nederlands, Polski, Svenska, Dansk, Čeština, Română. If yours isn't listed, the app runs in English. At a glance Price: free tracking; optional Premium, with a 15-day trial Bank connections: none, so it works anywhere Platforms: mobile and web apps, one synced account Languages: 13 (Français, English, Deutsch, Español, Português (Portugal), Português (Brasil), Italiano, Nederlands, Polski, Svenska, Dansk, Čeština, Română), English otherwise Currencies: 75, your choice Catalog: universal, tax-advantaged accounts detailed for several countries AI: built-in assistant and Claude or ChatGPT connector, with Premium Private key sign-in: an account with no name or email Finvygo is a tracking and information tool. It does not execute any transaction, does not hold your funds or your crypto, and does not provide any investment, tax or financial advice. The prices shown are indicative. Terms of Use: https://finvygo.com/en/terms

Screenshots

Net Worth Tracker4 screens
Finvygo4 screens

Verdict

The call

The clearest difference is monetization model: Finvygo at free against Net Worth Tracker's freemium. Finvygo also leads on iOS requirement (15.1 vs 18.0). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $9.99 per year and Finvygo sells 4 in-app purchases, starting at $29.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Net Worth Tracker ships an update every 10 days, Finvygo weekly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 6 level
Net Worth Tracker versus Finvygo: the parameters behind the verdict, then further details
ParameterNet Worth TrackerFinvygo
PriceFreeFree
Positive reviews100.0% of reviews100.0% of reviews
Update frequencyEvery 10 daysWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree — better
DevicesiPhone, iPad, Mac — betteriPhone, iPod
Requires iOS18.015.1 — better
Further details — not scored
Size67 MB64 MB
Age rating4+4+
DeveloperJawahar NatarajanExocore Group

Customer experience

Net Worth Tracker

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Finvygo

Written reviews12 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Net Worth Tracker

Subscriptions1
  • Worthtally Pro - Yearly$9.991 Year
One-time1
  • Worthtally Pro$29.99
4 purchases

Finvygo

Subscriptions1
  • Premium Annual$29.991 Year
One-time3
  • Finvygo Donation$8.99
  • Lifetime, founder price$49.00
  • Premium Lifetime$99.00

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Finvygo free?
Finvygo is free to download, with in-app purchases available.
Do Net Worth Tracker or Finvygo have ads?
Neither Net Worth Tracker nor Finvygo shows ads.
Which is updated more often, Net Worth Tracker or Finvygo?
Net Worth Tracker ships an update every 10 days, and Finvygo weekly. Most recently, Net Worth Tracker was updated on November 5, 2026 and Finvygo on October 31, 2026.

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