Comparison

Debt Guide vs Make Real Progress

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Guide

Manage and track multiple debts with a personalized repayment plan. Utilize proven strategies like Snowball and Avalanche to pay off loans and credit cards faster. Visualize your progress with charts and receive payment reminders to stay on track.

Highlights
  • Personalized debt repayment plans
  • Snowball and Avalanche payoff methods
  • Track multiple loans and credit cards
  • Payment reminders and alerts
  • Interactive progress charts and graphs
  • Ad-free experience
Features
Read full description

Take Control of Your Finances with Debt Guide – The Ultimate Debt Payoff Planner & Tracker Are you struggling with multiple debts and looking for a way to become debt-free faster? Debt Guide is your all-in-one solution to manage, track, and pay off debts efficiently. Whether it’s credit cards, student loans, car loans, or personal loans, Debt Guide helps you create a customized debt repayment plan using proven payoff strategies like the Snowball and Avalanche methods. Debt can feel overwhelming, but with the right plan and tools, financial freedom is within your reach. Debt Guide simplifies debt management by providing easy-to-use features, insightful analytics, and structured repayment strategies tailored to your financial situation. With its intuitive interface, you can track progress, visualize payments, and stay motivated on your journey to becoming debt-free. Key Features: Debt Payoff Planner: Create a personalized repayment plan that suits your financial situation. Choose from Debt Snowball (smallest balance first) or Debt Avalanche (highest interest first) methods to pay off debts efficiently. Track Multiple Debts: Manage all your loans, credit cards, and other debts in one place. Add details like balances, interest rates, and due dates for a clear financial overview. Payment Reminders: Never miss a due date! Get timely alerts so you can avoid late fees and keep your credit score healthy. Smart Payment Insights: Understand how much interest you’re paying and identify ways to save money with smarter repayment decisions. Customizable Payment Plans: Adjust your monthly payments to see how different strategies impact your debt-free timeline. Experiment with extra payments and see how much faster you can eliminate your debt. Interactive Charts & Graphs: Visualize your progress with insightful graphs that show your total debt reduction over time. Stay motivated as you see your debt shrinking! Debt Payoff Calculator: Use the built-in calculator to determine how long it will take to become debt-free based on your current payments. Ad-Free Experience: Enjoy a seamless, distraction-free app experience with no annoying ads. How Debt Guide Helps You Achieve Financial Freedom Step 1: Add Your DebtsInput details for each debt, including balance, interest rate, and minimum payment. Step 2: Choose a Payoff StrategySelect the Snowball or Avalanche method based on your preference. Step 3: Track Your ProgressMonitor your repayment journey with detailed charts and reports. Step 4: Stay Consistent with RemindersReceive payment alerts to avoid missed deadlines and late fees. Step 5: Adjust Your Plan as NeededExperiment with different payment amounts to optimize your debt payoff timeline. Don’t let debt control your life. Download Debt Guide now and take the first step towards financial freedom. With our powerful tools and simple interface, you’ll be on the fast track to eliminating debt and achieving peace of mind. Privacy Policy: https://hussainmustafa.com/privacy-policy-debt-guide/ Support: https://hussainmustafa.com/debt-guide-support/ Terms Of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Make Real Progress

Features
Read full description

Paying isn't the same as progressing. Make Real Progress is the judgment-free debt tracker designed to help you see the big picture, stay motivated, and finally build your financial freedom. Whether you're tackling credit cards, student loans, medical bills, or personal loans, we help you turn overwhelming numbers into a clear, achievable payoff plan one payment at a time. Unlike other finance apps that focus on strict budgeting and making you feel guilty about your spending, Make Real Progress is built on a simple philosophy: consistency and awareness are your superpowers. We celebrate every payment, track every milestone, and help you reflect on your journey year after year. Because progress, not perfection is what gets you free. SEE THE BIG PICTURE Connect all your debts in one place. Instantly see your total balance, your overall progress percentage, and exactly how much you've paid off since day one. No more logging into five different accounts just to know where you stand. With Make Real Progress, your entire debt picture is always one tap away. TRACK EVERY STEP Log your payments and watch your debt go down in real time. Our beautiful payoff chart shows your journey over time, proving that your hard work is paying off. SMART PAYOFF STRATEGIES Choose the strategy that works for you. Use the Snowball method (lowest balance first) for quick psychological wins, or the Avalanche method (highest interest first) to save the most money. We'll show you exactly which debt to target next to maximize your momentum. GAIN POWERFUL INSIGHTS Understand your progress and make smarter moves. Your proprietary Real Progress Score breaks down your debt health into actionable metrics: Principal Paid, Utilization, Consistency, Elimination, and Momentum. REFLECT AND STAY MOTIVATED Look back on your journey and celebrate your progress year after year. Our unique Reflections feature acts as a journal for your debt-free journey. Write personal notes about your wins and struggles, and see exactly how much you've achieved each year. Your own story will remind you why you started. BUILT FOR REAL PEOPLE Make Real Progress was designed for people who are tired of feeling overwhelmed, judged, or confused by their finances. There are no lectures here. No shame. Just a clean, beautiful, honest tool that meets you where you are and helps you move forward. Features include: - Clean, intuitive dashboard showing all your debts at a glance - Payment logging with running balance tracking - Snowball and Avalanche payoff strategy recommendations - Real Progress Score with detailed breakdown - Personal Reflections journal with year-by-year summaries - Beautiful payoff progress charts - Free to use — no subscriptions, no paywalls - Your data stays private — we never ask for bank login credentials WHO IS THIS FOR? If you have debt and you want a clear, motivating, and judgment-free way to track your progress toward paying it off, this app is for you. It's the perfect companion to the Make Real Progress book by Wanda Gaines, but it works beautifully as a completely standalone tool. You don't need to be a financial expert. You don't need a perfect budget. You just need to start and Make Real Progress will help you see every step forward. Your journey to debt freedom starts here. Download Make Real Progress today.

Screenshots

Debt Guide4 screens
Make Real Progress4 screens

Verdict

The call

The clearest difference is in-app purchases: Make Real Progress at none against Debt Guide's 4. Make Real Progress also leads on update cadence (fortnightly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Guide sells 4 in-app purchases, starting at $9.99 per month. Make Real Progress asks for nothing beyond the download.

UpkeepUpdate frequency

Debt Guide ships an update every 3 months, Make Real Progress fortnightly. The most recent releases landed on September 21, 2026 and September 17, 2026 respectively.

Scorecard2 real differences · 8 level
Debt Guide versus Make Real Progress: the parameters behind the verdict, then further details
ParameterDebt GuideMake Real Progress
PriceFreeFree
Rating4.8 (49 ratings) — better
Positive reviews58.3% of reviews
Number of ratings49 — better
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size98 MB66 MB
Age rating+44+
DeveloperHussain MustafaAlynsia Incorporated

In-app purchases

4 purchases

Debt Guide

Subscriptions3
  • Premium Monthly$9.991 Month
  • Premium Yearly7 Days trial$39.991 Year
  • Premium Yearly$39.991 Year
One-time1
  • Premium Lifetime$79.99
None

Make Real Progress

No in-app purchases

Questions

Is Debt Guide free?
Debt Guide is free to download, with in-app purchases available.
Is Make Real Progress free?
Make Real Progress is free to download, with no in-app purchases.
Do Debt Guide or Make Real Progress have ads?
Neither Debt Guide nor Make Real Progress shows ads.
Which is updated more often, Debt Guide or Make Real Progress?
Debt Guide ships an update every 3 months, and Make Real Progress fortnightly. Most recently, Debt Guide was updated on September 21, 2026 and Make Real Progress on September 17, 2026.

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