Simple Checkbook. vs WhatPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Checkbook.
Manage your personal finances with this straightforward checkbook application. Track multiple accounts, log detailed transactions, and visualize your spending habits with insightful charts. Sync your data seamlessly across devices via iCloud.
- Multiple account management
- Detailed transaction logging
- Transaction clearing status
- Balance tracking
- Transaction filtering
- Expense/income charts
- iCloud sync
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A simple checkbook to help organize your finances. Features: - Keep track of any number of accounts. - For each transaction, track the date, name, type, amount, check number, category, and notes. - Mark transactions as cleared. - Displays cleared, outstanding, and current balance. - Ability to filter transactions displayed. - Display charts for expenses or income by category. - Syncs to iCloud
WhatPay
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WhatPay helps you track subscriptions, EMIs, and recurring bills in one clean place. Stay on top of what you pay every month with a simple card-based layout, quick insights, and reminders that help you avoid surprises. What you can do: - Track subscriptions, EMIs, trials, and recurring payments - View Monthly, Yearly, and Yet to Pay totals - Organize payments by category - Expand any card for detailed breakdowns - Edit and delete entries quickly - Set payment reminders - Use the home screen widget for at-a-glance tracking - Sync data with iCloud Built for clarity and speed: - Fast add flow with cleaner form layout - Better use of screen space while entering data - Improved interaction animations and smoother card actions - Simple, focused UI for everyday use Premium: - Free for up to 6 subscriptions - One-time upgrade to unlock unlimited tracking
Screenshots
Verdict
The clearest difference is price: WhatPay at Free against Simple Checkbook.'s $3.99. Simple Checkbook.'s advantage is in-app purchases (none vs 1) and update cadence (fortnightly vs every 5 months). On ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
WhatPay is free to download; Simple Checkbook. costs $3.99 up front. WhatPay sells 1 one-off in-app purchase. Simple Checkbook. asks for nothing beyond the download.
Simple Checkbook. ships an update fortnightly, WhatPay every 5 months. The most recent releases landed on October 10, 2026 and October 8, 2026 respectively.
| Parameter | Simple Checkbook. | WhatPay |
|---|---|---|
| Price | $3.99 | Free — better |
| Rating | 4.0 (4 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Fortnightly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.0 | 18.0 |
| Further details — not scored | ||
| Size | 3 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Matthew Hiles | PRABAKARAN RAVICHANDRAN |
In-app purchases
Simple Checkbook.
No in-app purchases
WhatPay
- WhatPay Pro$1.99
Questions
Is Simple Checkbook. free?
Is WhatPay free?
Do Simple Checkbook. or WhatPay have ads?
Which is updated more often, Simple Checkbook. or WhatPay?
Other comparisons
