Wayflyer vs PyCashFlow

One account to manage your working capital from.

 Built for businesses, Wayflyer gives you accounts, cards, payments, and access to financing in one app. Open an account with no fees and manage everything from your existing Wayflyer login. Send payments easily • Pay suppliers at the click of a button via free same-day ACH payments, $10 domestic wire transfers or international wires at a flat 1%. • Set up virtual and physical debit cards with spend limits. Earn 2.68% APY on all deposits¹ • Our interest is paid on all checking deposits, with no minimum balance requirements or tiering. Currently only available for businesses in the United States.

 Wayflyer is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

¹ Your account interest rate is 2.64% with an annual percentage yield (APY) of 2.68%. Both are variable and may change based on the Federal Funds Rate target range. Fees may affect your earnings. What you can do • Keep separate accounts for inventory, marketing, and payroll, all in one view • Make payments and move money • Issue virtual or physical cards, set spending limits, and freeze a card in a tap • Deposit checks, schedule payments, and manage recipients • Track your cashflow across every account Activate banking from your existing Wayflyer login. Questions or feedback? Reach us any time at support@wayflyer.com

See whether upcoming bills, paychecks, and planned spending will leave you short before it happens. PyCashFlow forecasts your future balance so you can plan ahead, avoid surprises, and test “what if?” decisions before money leaves your account. Add recurring income, bills, holds, and one-time scenarios to see how your balance may change over the next 90 days. Use PyCashFlow Cloud for managed access across devices, or connect to your own self-hosted PyCashFlow server. KEY FEATURES • Cash Flow Forecasting Model your future balance day by day based on income, expenses, bills, and scheduled transactions. • Scenario Planning Test planned purchases, extra payments, delayed bills, holds, or other financial decisions before you make them. • AI-Powered Cash Flow Insights Identify possible future balance risks and spending patterns before they become problems. • Secure Bank Balance Syncing Through Plaid Set it up anytime from Settings > More Settings to help keep your starting balance up to date. • Flexible Deployment Use PyCashFlow in two ways: – Local Mode: build and manage your own forecasts entirely on-device, with schedules, scenarios, holds, skips, and a full dashboard—no cloud account required – Self-Hosted: run your own server and maintain full control – PyCashFlow Cloud: managed hosting, secure access, and no server setup required • Secure Data Handling Your financial data is handled securely. PyCashFlow Cloud is hosted in the United States with secure managed access. Self-hosted users retain control of their own server and data. • Mobile Access View and manage your financial projections from anywhere using a clean, intuitive interface. • Ad-Free Experience No ads, distractions, or clutter — just your financial forecast. PYCASHFLOW CLOUD PyCashFlow Cloud provides a fully managed hosted experience: • No server setup required • Automatic updates and maintenance • Secure access from your device • 7-day free trial for new subscribers Cloud access requires a subscription purchased through the App Store. Self-hosted usage remains free for users who run their own PyCashFlow server. IMPORTANT INFORMATION • Subscriptions renew automatically unless canceled • Manage or cancel your subscription in your Apple ID settings • Pricing may vary by region DISCLAIMER PyCashFlow is a financial planning tool. It does not provide financial, investment, tax, or legal advice. All projections are estimates and should be evaluated independently before making financial decisions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.pycashflow.com/privacy