Splits vs PyCashFlow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splits
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Track your shared household budget with fairness and clarity. Splits helps you and your household stay on top of shared expenses by organizing them into monthly, weekly, or custom periods — so you always know who paid what and who owes whom. Whether you're living with roommates, a partner, or family, Splits makes it simple to split bills, stay on budget, and settle up fairly over time. Key Features: Shared Budget Periods Organize expenses by month, week, quarter, or year. Reset and start fresh every period — automatically. Track Together Add expenses collaboratively and see everyone's contributions. Fair Splits Instantly calculate who owes whom based on how much each person paid. Recurring Expenses Set up repeat items like rent, groceries, or utilities and never miss a bill. One-Tap Settle Up See who needs to pay and mark expenses as settled with a single tap. Multiple Currencies Choose your preferred currency, we support most currencies. Beautiful Analytics View contribution splits, spending trends, and how your expenses change over time. Why Splits? Because fairness matters when you share expenses. Splits brings transparency and structure to shared living costs — no more spreadsheets, awkward reminders, or forgotten IOUs. Start your first budget in under a minute. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
PyCashFlow
Forecast your future bank balance to avoid shortfalls and plan spending. Test 'what if' financial scenarios with AI-powered insights. Access securely via cloud or self-host for full control.
- Cash flow forecasting
- Scenario planning
- AI-powered insights
- Secure bank syncing
- Self-hosted or cloud deployment
- Ad-free experience
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See whether upcoming bills, paychecks, and planned spending will leave you short before it happens. PyCashFlow forecasts your future balance so you can plan ahead, avoid surprises, and test “what if?” decisions before money leaves your account. Add recurring income, bills, holds, and one-time scenarios to see how your balance may change over the next 90 days. Use PyCashFlow Cloud for managed access across devices, or connect to your own self-hosted PyCashFlow server. KEY FEATURES • Cash Flow Forecasting Model your future balance day by day based on income, expenses, bills, and scheduled transactions. • Scenario Planning Test planned purchases, extra payments, delayed bills, holds, or other financial decisions before you make them. • AI-Powered Cash Flow Insights Identify possible future balance risks and spending patterns before they become problems. • Secure Bank Balance Syncing Through Plaid Set it up anytime from Settings > More Settings to help keep your starting balance up to date. • Flexible Deployment Use PyCashFlow in two ways: – Local Mode: build and manage your own forecasts entirely on-device, with schedules, scenarios, holds, skips, and a full dashboard—no cloud account required – Self-Hosted: run your own server and maintain full control – PyCashFlow Cloud: managed hosting, secure access, and no server setup required • Secure Data Handling Your financial data is handled securely. PyCashFlow Cloud is hosted in the United States with secure managed access. Self-hosted users retain control of their own server and data. • Mobile Access View and manage your financial projections from anywhere using a clean, intuitive interface. • Ad-Free Experience No ads, distractions, or clutter — just your financial forecast. PYCASHFLOW CLOUD PyCashFlow Cloud provides a fully managed hosted experience: • No server setup required • Automatic updates and maintenance • Secure access from your device • 7-day free trial for new subscribers Cloud access requires a subscription purchased through the App Store. Self-hosted usage remains free for users who run their own PyCashFlow server. IMPORTANT INFORMATION • Subscriptions renew automatically unless canceled • Manage or cancel your subscription in your Apple ID settings • Pricing may vary by region DISCLAIMER PyCashFlow is a financial planning tool. It does not provide financial, investment, tax, or legal advice. All projections are estimates and should be evaluated independently before making financial decisions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.pycashflow.com/privacy
Screenshots
Verdict
The clearest difference is update cadence: Splits at every 2 days against PyCashFlow's every 5 days. Splits also leads on iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splits sells 1 in-app purchase, starting at $2.99 per month and PyCashFlow sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.
Splits ships an update every 2 days, PyCashFlow every 5 days. The most recent releases landed on September 8, 2026 and October 2, 2026 respectively.
| Parameter | Splits | PyCashFlow |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 3 — better |
| Update frequency | Every 2 days — better | Every 5 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 46 MB | 4 MB |
| Age rating | 4+ | 12+ |
| Developer | MICHAEL MEHLUM WILHELMSEN | H3 Consulting Partners LLC |
In-app purchases
Splits
- Splits Premium – Monthly$2.991 Month
PyCashFlow
- PyCashFlow Cloud Monthly7 Days trial$9.991 Month
- PyCashFlow Cloud Annual$59.991 Year









