ALTA mBank vs Arca
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ALTA mBank
This mobile banking app offers secure and convenient access to modern banking services for both individuals and businesses. Manage accounts, make payments, find branches, and view exchange rates anytime, anywhere.
- Account balance and transaction overview
- Deposit and loan information
- Debit and credit card details
- Domestic payment transactions
- Instant payments via QR code
- e-Invoices for business users
- Branch and ATM locator
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ALTA mBank mobilno bankarstvo za fizička i pravna lica, pruža vam brz, jednostavan i siguran pristup modernim bankarskim uslugama – bilo kada i bilo gde. Šta vam omogućava mobilna aplikacija ALTA banke, kao fizičkom licu? - Pregled stanja i prometa na dinarskim i deviznim računima - Pregled informacija o depozitima i kreditima - Informacije o debitnim i kreditnim karticama - Domaći platni promet - Instant plaćanja na prodajnim mestima pomoću IPS QR koda - Prenesi, IPS plaćanje putem broja mobilnog telefona - Lako pronalaženje najbližih filijala i bankomata - Uvid u aktuelnu i istorijske kursne liste Šta vam omogućava mobilna aplikacija ALTA banke, kao poslovnom korisniku? - Pregled stanja i prometa na dinarskim i deviznim poslovnim računima - Pregled informacija o depozitima i kreditima kompanije - Informacije o debitnim i kreditnim poslovnim karticama - Domaći platni promet - Instant plaćanja na prodajnim mestima pomoću IPS QR koda - eFakture - eMenice - Menjačnica - Lako pronalaženje najbližih filijala i bankomata - Uvid u aktuelnu i istorijske kursne liste Brza i jednostavna aktivacija Korisnici koji nisu ranije koristili elektronsko ili mobilno bankarstvo sada mogu lako aktivirati uslugu. Dovoljno je da: 1. Posetite najbližu filijalu i zatražite registraciju za novu ALTA mBank aplikaciju. 2. Nakog toga, preuzmite aplikaciju sa store-a. 3. Unesite par osnovnih informacija i kompletirajte aktivaciju unosom jednokratnog koda. Najviši nivo sigurnosti ALTA mBank aplikacija donosi napredne metode autentifikacije i zaštite podataka. Aktivacijom aplikacije aktivirate sigurnosnu licencu – Token. U kombinaciji sa vašim pametnim telefonom softverski token pruža nivo zaštite jednak hardverskim sigurnosnim uređajima. Pristup web platformi Korisnici mobilne aplikacije mogu pristupiti i e-banking aplikaciji, upotrebom m-token opcije u vašoj mobilnoj aplikaciji. ********** ALTA mBank Mobile Banking for Retail and Corporate Clients, mobile application that provides you with fast, simple and secure access to modern banking services, anytime and anywhere. What does the ALTA Bank mobile application offer to retail clients? - Overview of balances and transactions on RSD and foreign currency accounts - Overview of your deposits and loan accounts - Information on debit and credit cards - Domestic payment transactions - Instant payments at points of sale using IPS QR codes - Prenesi, IPS payments using the recipient’s mobile phone number - Location of the nearest branches and ATMs - Access to current and historical exchange rate lists What does the ALTA Bank mobile application offer to business clients? - Overview of balances and transactions on business accounts in RSD and foreign currencies - Overview of company deposits and loan information - Information on business debit and credit cards - Domestic payment transactions - Instant payments at points of sale using IPS QR codes - e-Invoices - e-bill of exchange - Exchange office - Location of the nearest branches and ATMs - Access to current and historical exchange rate lists Fast and Simple Activation Users who have not previously used mobile banking can easily activate the service by following these steps: - Visit our nearest branch and request registration for the new ALTA mBank application. - Download the application from the app store. - Enter basic information and complete activation by entering a one-time password (OTP) Highest Level of Security ALTA mBank application introduces advanced authentication methods and data protection mechanisms. By activating the application, you also activate a security license, the Token. In combination with your smartphone, the software token provides a level of protection equivalent to hardware security devices. Access to the Web Platform Users of the mobile application can also access the e-banking platform by using the m-token option within the mobile application.
Arca
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Introducing Arca — a beautifully simple AI-powered expense tracker designed to make budgeting effortless. Quickly capture your expenses and let Arca organize everything for you automatically. Whether you're tracking everyday spending, managing your monthly budget, or monitoring expenses while traveling, Arca helps you stay on top of your finances with minimal effort. EFFORTLESS EXPENSE TRACKING Add expenses in seconds using voice input, image scanning, or manual entry. Simply say something like “Spent 5 bucks on coffee and 24 on groceries today” and Arca will intelligently categorize and organize your expenses automatically. Track travel expenses effortlessly across multiple currencies and keep all your spending organized in one place. Create unlimited accounts in different currencies BEAUTIFULLY SIMPLE DESIGN Arca combines powerful budgeting tools with a calm, modern interface designed to feel fast, lightweight, and effortless to use every day. With thoughtfully crafted interactions, elegant visuals, and an intuitive layout, Arca makes expense tracking feel less like accounting — and more like a natural part of your routine. SUBSCRIPTIONS Arca offers optional auto-renewable subscriptions for premium features and AI-powered tools. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription anytime in your App Store account settings. Terms of Service: https://nickmoro.notion.site/Terms-of-Service-ToS-3546852dc8d1800ba9bbf044234bad0a
Screenshots
Verdict
The clearest difference is in-app purchases: ALTA mBank at none against Arca's 2. ALTA mBank also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). Arca's advantage is update cadence (every 9 days vs monthly). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Arca sells 2 in-app purchases, starting at $4.99 per month. ALTA mBank asks for nothing beyond the download.
ALTA mBank ships an update monthly, Arca every 9 days. The most recent releases landed on October 1, 2026 and October 16, 2026 respectively.
| Parameter | ALTA mBank | Arca |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (4 ratings) — better | — |
| Positive reviews | 37.5% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Monthly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 116 MB | 26 MB |
| Age rating | 17+ | 4+ |
| Developer | Alta banka a.d. Beograd | Nikolai Morozov |
In-app purchases
ALTA mBank
No in-app purchases
Arca
- Arca Premium Monthly$4.991 Month
- Arca Premium Yearly7 Days trial$39.991 Year









