Comparison

U.S. Debt vs Borrowed Time

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

U.S. Debt

Features
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Track the U.S. national debt in real time with official Treasury Department data. See America’s debt grow second-by-second with the cleanest, most accurate debt tracker on the App Store. LIVE DEBT COUNTER • Real-time national debt ticker based on official U.S. Treasury data • Watch the debt increase second by second • See exactly how much debt accumulates while you watch HOME SCREEN WIDGET • Add the live national debt counter directly to your home screen • Stay updated without even opening the app KEY STATISTICS • Total national debt • Debt per citizen • Debt per taxpayer • Debt-to-GDP ratio • Annual federal deficit • Interest accruing in real time INTERACTIVE CHARTS • 10-year debt-to-GDP timeline • Federal spending by category • Domestic vs. foreign debt holders • Top foreign holders by country • Debt by presidential administration PUT IT IN PERSPECTIVE • Compare national debt to billionaire wealth • Track historical debt milestones • Trillion-dollar debt tracker • State-by-state debt breakdown OFFICIAL DATA SOURCE All data comes directly from the U.S. Treasury Fiscal Data API (fiscaldata.treasury.gov). When Treasury data is delayed on weekends or holidays, estimated figures are clearly labeled. CLEAN & SIMPLE • Beautiful dark mode interface • Share statistics with friends • No account required • No ads • Updated daily

About

Borrowed Time

This app displays the live U.S. national debt, updated in real-time from official Treasury data. It also features daily rotating American-themed backdrops, historical quotes, and a home-screen widget. No account or tracking is required.

Highlights
  • Live national debt ticker
  • Official U.S. Treasury data
  • Per-person and per-household debt share
  • Daily rotating American art backdrops
  • Historical American voices and quotes
  • Home-screen widget
  • Monthly public domain historical photos
Features
Read full description

Borrowed Time is a live debt clock for people who still get taxes taken out of their paychecks. The number is official — pulled straight from the U.S. Treasury's Debt to the Penny dataset and animated between updates at the pace Treasury actually reported. No estimates pulled from thin air, no drama without a citation. THE BIG BOARD • Total public debt outstanding, ticking live • Debt held by the public and intragovernmental holdings • Your share — per person and per household, from Census figures • The interest burn: what carrying the debt costs this fiscal year, accruing every second • A 90-day trajectory chart of real Treasury records A NEW BACKDROP EVERY DAY The app's look rotates daily through eight original, hand-drawn slices of classic Americana — Route 66 at dusk, a neon roadside diner, a night ballgame, the drive-in, a WPA national-parks poster, Main Street bunting, the space race, and heartland prairie. Same honest number, different view of the country carrying it. AMERICAN VOICES A rotating deck pairs defining words from American history and public life with sourced fiscal, civic, and accountability facts. Each card names the speaker and links separately to the quotation record and the underlying source. WIDGET INCLUDED A home-screen widget with the live number, the daily backdrop, and an American voice of the day. FROM THE AMERICAN ARCHIVE Each month surfaces one public-domain photograph from the national collections — Ansel Adams' Tetons, Lange's Migrant Mother, Earthrise, the March on Washington — with its citation and a link to the holding institution. No account. No tracking. No data collected. Free with no ads; an optional tip jar supports development and unlocks nothing. Just the scoreboard, its sources, and voices from American history.

Screenshots

U.S. Debt4 screens
Borrowed Time4 screens

Verdict

The call

The clearest difference is in-app purchases: U.S. Debt at none against Borrowed Time's 3. U.S. Debt also leads on iOS requirement (14.0 vs 17.0). Borrowed Time's advantage is update cadence (every 5 weeks vs every 4 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Borrowed Time sells 3 one-off in-app purchases. U.S. Debt asks for nothing beyond the download.

UpkeepUpdate frequency

U.S. Debt ships an update every 4 months, Borrowed Time every 5 weeks. Both last shipped on October 1, 2026.

Scorecard3 real differences · 7 level
U.S. Debt versus Borrowed Time: the parameters behind the verdict, then further details
ParameterU.S. DebtBorrowed Time
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 4 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better17.0
Further details — not scored
Size7 MB15 MB
Age rating4+4+
DeveloperRAM GANGISETTYJustin Patterson

In-app purchases

None

U.S. Debt

No in-app purchases

3 purchases

Borrowed Time

One-time3
  • Small Tip$1.99
  • Medium Tip$4.99
  • Large Tip$9.99

Questions

Is U.S. Debt free?
U.S. Debt is free to download, with no in-app purchases.
Is Borrowed Time free?
Borrowed Time is free to download, with in-app purchases available.
Do U.S. Debt or Borrowed Time have ads?
Neither U.S. Debt nor Borrowed Time shows ads.
Which is updated more often, U.S. Debt or Borrowed Time?
U.S. Debt ships an update every 4 months, and Borrowed Time every 5 weeks. Most recently, U.S. Debt was updated on October 1, 2026 and Borrowed Time on October 1, 2026.

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