Comparison

Wesplit vs Borrowed Time

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wesplit

Easily track and settle shared expenses with friends and family. This app simplifies splitting bills for trips, roommates, or any group activity, ensuring everyone pays their fair share without awkward conversations.

Highlights
  • AI-defined expense categories
  • Image generation for groups
  • Easy cost split tracking
  • IOU and debt tracking
  • Group expense management
  • Customizable expense division
  • Settle up feature
  • Cross-platform sync
Features
Read full description

WeSplit: The Ultimate Free Group Expense Sharing App! Split expense with friends can be a hassle, but with WeSplit, it's easier than ever! Whether you're splitting bills with roommates, planning a group trip, or just keeping track of IOUs between friends. WeSplit simplifies the process and ensures everyone pays their fair share. Say goodbye to confusing spreadsheets and awkward conversations about money! Just split it. Key Features: - Define expense category with AI - Add image for groups with Dall-e 3 from OpenAi - Easy Cost Split Tracking: Add expenses, assign who paid, and specify how the costs should be split. WeSplit does all the calculations for you. - IOU (I Owe You) and Debt Tracking: Keep track of who owes what with our IOU tracker. Our IOU app feature provides clear and transparent breakdowns, helping you manage who owes me money effortlessly. - Group Expenses Made Simple: Create groups for trips, roommates, family expenses, or any occasion where costs are shared. Whether you’re using it as a group expense manager or a group travel expense manager, WeSplit automatically calculates everyone’s share. - Split wisely: Not all expenses are split equally. WeSplit allows you to customize how each expense is divided among group members based on shares. - Settle Up: Ready to pay your friends back? Use the built-in “Settle Up” feature to record payments and close the loop on who’s paid and who still owes. Our settle up app ensures debts are managed smoothly. - Reports & Summaries: Get clear reports on your spending history, who owes what, and settle balances easily. The app provides easy-to-read history to keep everyone informed. - Cross-Platform Sync: Sync your account across multiple devices and access your expenses on the go. Available on both mobile and web, WeSplit ensures you can split the bill wherever you are. - No More Awkward Conversations: WeSplit handles all the math and calculations, so you can avoid uncomfortable talks about money and focus on enjoying time with your friends and family. - Split Bills Offline: Manage your expenses even without an internet connection. - Multi currency balance at glance. Record bills in different currencies and convert with fx rates to desired one. Perfect For: - Roommates: Easily split rent, utilities, and household expenses with a reliable bill splitter. - Group Trips: Track expenses for vacations, road trips, or weekends away. - Couples: Manage shared costs for groceries, dining, and daily expenses. - Friends: Track shared meals, movie nights, and casual outings. - Events: Organize group gifts, parties, or any social event with ease. Why Choose WeSplit? - Simple and Intuitive Design: WeSplit is designed with simplicity in mind. You don’t need to be a math genius to use it. The intuitive interface makes tracking and settling expenses quick and effortless. - Privacy & Security: Your data is safe with us. WeSplit uses encrypted connections to protect your financial information and ensure privacy. - Reliable and Accurate: Avoid confusion with precise calculations. Whether splitting bills equally or customizing shares, WeSplit ensures everything is accurate. - No Hidden Fees: WeSplit is free to use for basic features, with optional premium features for added convenience. No hidden charges or surprise fees. Get Started Today! WeSplit is the easiest and most effective way to manage shared expenses. Download now and join thousands of users who are simplifying their financial lives. Whether you’re looking to use it as a group expense tracker or a bill splitter, WeSplit makes splitting bills free, transparent, and stress-free. With WeSplit, splitting the bill has never been this simple. Enjoy the convenience of a reliable split money app and take control of your shared expenses today! Lear about privacy policy: https://wesplit.app/privacypolicy/ Learn about terms and conditions of Wesplit: https://wesplit.app/terms/ Download WeSplit today and make splitting expenses a breeze!

About

Borrowed Time

This app displays the live U.S. national debt, updated in real-time from official Treasury data. It also features daily rotating American-themed backdrops, historical quotes, and a home-screen widget. No account or tracking is required.

Highlights
  • Live national debt ticker
  • Official U.S. Treasury data
  • Per-person and per-household debt share
  • Daily rotating American art backdrops
  • Historical American voices and quotes
  • Home-screen widget
  • Monthly public domain historical photos
Features
Read full description

Borrowed Time is a live debt clock for people who still get taxes taken out of their paychecks. The number is official — pulled straight from the U.S. Treasury's Debt to the Penny dataset and animated between updates at the pace Treasury actually reported. No estimates pulled from thin air, no drama without a citation. THE BIG BOARD • Total public debt outstanding, ticking live • Debt held by the public and intragovernmental holdings • Your share — per person and per household, from Census figures • The interest burn: what carrying the debt costs this fiscal year, accruing every second • A 90-day trajectory chart of real Treasury records A NEW BACKDROP EVERY DAY The app's look rotates daily through eight original, hand-drawn slices of classic Americana — Route 66 at dusk, a neon roadside diner, a night ballgame, the drive-in, a WPA national-parks poster, Main Street bunting, the space race, and heartland prairie. Same honest number, different view of the country carrying it. AMERICAN VOICES A rotating deck pairs defining words from American history and public life with sourced fiscal, civic, and accountability facts. Each card names the speaker and links separately to the quotation record and the underlying source. WIDGET INCLUDED A home-screen widget with the live number, the daily backdrop, and an American voice of the day. FROM THE AMERICAN ARCHIVE Each month surfaces one public-domain photograph from the national collections — Ansel Adams' Tetons, Lange's Migrant Mother, Earthrise, the March on Washington — with its citation and a link to the holding institution. No account. No tracking. No data collected. Free with no ads; an optional tip jar supports development and unlocks nothing. Just the scoreboard, its sources, and voices from American history.

Screenshots

Wesplit4 screens
Borrowed Time4 screens

Verdict

The call

Wesplit and Borrowed Time both sit at 5.0 stars, but that hides the real split: 100% of Borrowed Time's written reviews are positive against 0% of Wesplit's. Borrowed Time also leads on monetization model (free vs free with in-app purchases). Wesplit's advantage is update cadence (every 3 days vs every 5 weeks) and iOS requirement (15.3 vs 17.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wesplit sells 3 in-app purchases, starting at $0.59 per 7 days and Borrowed Time sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Wesplit against 5.0 for Borrowed Time. Both are backed by a comparable volume of ratings — 2 and 3 respectively. Written reviews are what separate them: 0% of Wesplit's written reviews are positive against 100% of Borrowed Time's.

UpkeepUpdate frequency

Wesplit ships an update every 3 days, Borrowed Time every 5 weeks. Both last shipped on October 1, 2026.

Scorecard4 real differences · 6 level
Wesplit versus Borrowed Time: the parameters behind the verdict, then further details
ParameterWesplitBorrowed Time
PriceFreeFree
Rating5.0 (2 ratings)5.0 (3 ratings)
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings23 — better
Update frequencyEvery 3 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.3 — better17.0
Further details — not scored
Size54 MB15 MB
Age rating17+4+
DeveloperDmitry RyazantsyevJustin Patterson

Customer experience

Wesplit

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

Borrowed Time

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Wesplit

Subscriptions3
  • 1 Week of Wesplit Plus3 Days trial$0.597 Days
  • 1 Month of Wesplit Plus7 Days trial$1.691 Month
  • 1 Year of Wesplit Plus14 Days trial$15.491 Year
3 purchases

Borrowed Time

One-time3
  • Small Tip$1.99
  • Medium Tip$4.99
  • Large Tip$9.99

Questions

Is Wesplit free?
Wesplit is free to download, with in-app purchases available.
Is Borrowed Time free?
Borrowed Time is free to download, with in-app purchases available.
Which has better reviews, Wesplit or Borrowed Time?
Wesplit and Borrowed Time are both rated 5.0 out of 5 on the App Store, from 2 and 3 ratings respectively.
Do Wesplit or Borrowed Time have ads?
Neither Wesplit nor Borrowed Time shows ads.
Which is updated more often, Wesplit or Borrowed Time?
Wesplit ships an update every 3 days, and Borrowed Time every 5 weeks. Most recently, Wesplit was updated on October 1, 2026 and Borrowed Time on October 1, 2026.

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