Comparison

BudgetKit vs Waterfall

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

BudgetKit

Features
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Take Control of Your Finances with BudgetKit – The Simple, Minimal Spending Tracker BudgetKit is a simple and minimal expense tracker designed to help you manage your money with ease. No clutter, no distractionsβ€”just a clean and intuitive way to keep tabs on your spending, savings, and budget. Key Features: Quick Transaction Input: Log your income and expenses effortlessly. Snap a receipt or add a noteβ€”done in seconds. Clear Monthly Overview: Visualize your spending with a sleek bar chart showing your current month's activity. Balance Insights: Instantly see how your income vs expenses stack up, so you can stay on top of your budget. Minimal Design: A smooth, distraction-free interface that keeps your focus where it belongsβ€”on your money. Smart Money Management: Whether it's tracking bills, planning your savings, or staying within your budget, BudgetKit makes it simple. Why Track Your Finances? Understanding where your money goes is the first step to building better habits. With BudgetKit, you can reduce unnecessary spending, plan ahead, and make smarter choices that lead to real financial freedom. No ads. Just a powerful, personal money manager that fits in your pocket.

About

Waterfall

Features
Read full description

WATERFALL β€” SEE WHERE YOUR MONEY GOES Budgeting shouldn't feel like homework. Waterfall shows your finances the way water flows β€” income pours in from the top, expenses branch out below. One look and you instantly know where every dollar went. No charts to decode. No spreadsheets to maintain. Just a beautiful, flowing picture of your money. ● WHY PEOPLE LOVE WATERFALL "Finally, a budget app I actually understand." β€” That's what we hear most. Other apps give you pie charts and bar graphs. Waterfall gives you something better: clarity. β†’ Income flows in from the TOP as a single stream β†’ Expenses branch DOWNWARD like a waterfall β†’ Thick branches = heavy spending β†’ Thin branches = light spending β†’ The pool at the bottom = your remaining savings It's budgeting you can feel, not just read. ● RIDICULOUSLY FAST Adding an expense takes 2 seconds: 1. Tap + 2. Enter amount 3. Pick category That's it. No forms, no mandatory notes, no friction. We designed every pixel so your thumb does the work. ● FEATURES YOU'LL ACTUALLY USE β—† Waterfall Visualization Animated money flow with smooth transitions. Tap any branch to drill into transaction details. Watch your savings pool grow (or shrink) in real time. β—† Recurring Bills & Income Rent, subscriptions, salary β€” set them once to repeat daily, weekly, monthly, or yearly. Waterfall adds them automatically so nothing slips through. β—† Smart Calendar See your spending by day. Darker dots = bigger spending days. Tap any date to see exactly what you bought. β—† Searchable History Find that one transaction from three weeks ago in seconds. No endless scrolling. β—† Custom Categories Food, Transport, Bills, Shopping, Entertainment, Health β€” all built in. Add your own with custom icons and colors. β—† Monthly Comparison Swipe between months. See if you're spending more or less than last month. No complex reports needed. β—† Daily Reminder An optional gentle evening nudge to log your day. Habits beat willpower. β—† Speaks Your Language 50 languages and 100+ currencies. Waterfall works the way you do, wherever you are. ● YOUR PRIVACY IS SACRED All data lives on YOUR device. No account required. No bank login. No cloud. We literally cannot see your financial data β€” by design. ● FREE FIRST, PREMIUM OPTIONAL Almost everything in Waterfall is free. Premium supports development and unlocks: β€’ No ads β€” ever β€’ Unlimited custom categories β€’ Export to PDF & Excel Flexible monthly or annual plans β€” go annual and save 45%. ● BUILT FOR REAL PEOPLE Waterfall isn't for accountants or finance nerds. It's for: β€’ You, if you've tried budgeting and quit β€’ You, if pie charts make your eyes glaze over β€’ You, if you just want to know "where did my money go?" β€’ You, if you need something that takes seconds, not minutes Download Waterfall and finally see where your money goes β€” beautifully. SUBSCRIPTIONS This app offers auto-renewable subscriptions. - Payment will be charged to your Apple ID account at confirmation of purchase. - Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. - Your account will be charged for renewal within 24 hours prior to the end of the current period. - You can manage or cancel your subscription in your Apple ID account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

BudgetKit4 screens
Waterfall4 screens

Verdict

The call

The clearest difference is ads: BudgetKit at none against Waterfall's shown. BudgetKit also leads on update cadence (every 3 weeks vs every 5 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BudgetKit ships an update every 3 weeks, Waterfall every 5 months. The most recent releases landed on October 25, 2026 and October 22, 2026 respectively.

Scorecard2 real differences Β· 4 level
BudgetKit versus Waterfall: the parameters behind the verdict, then further details
ParameterBudgetKitWaterfall
PriceFreeFree
Update frequencyEvery 3 weeks β€” betterEvery 5 months
AdsNo β€” betterYes
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS13.013.0
Further details β€” not scored
Size30 MB38 MB
Age rating4+4+
DeveloperJose Angel Sanchez CastroHafid Zaini

In-app purchases

None

BudgetKit

No in-app purchases

None

Waterfall

No in-app purchases

Questions

Is BudgetKit free?
BudgetKit is free to download, with no in-app purchases.
Is Waterfall free?
Waterfall is free to download, with no in-app purchases.
Do BudgetKit or Waterfall have ads?
Waterfall shows ads; BudgetKit does not.
Which is updated more often, BudgetKit or Waterfall?
BudgetKit ships an update every 3 weeks, and Waterfall every 5 months. Most recently, BudgetKit was updated on October 25, 2026 and Waterfall on October 22, 2026.

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