BudgetKit vs Flow

Take Control of Your Finances with BudgetKit – The Simple, Minimal Spending Tracker BudgetKit is a simple and minimal expense tracker designed to help you manage your money with ease. No clutter, no distractions—just a clean and intuitive way to keep tabs on your spending, savings, and budget. Key Features: Quick Transaction Input: Log your income and expenses effortlessly. Snap a receipt or add a note—done in seconds. Clear Monthly Overview: Visualize your spending with a sleek bar chart showing your current month's activity. Balance Insights: Instantly see how your income vs expenses stack up, so you can stay on top of your budget. Minimal Design: A smooth, distraction-free interface that keeps your focus where it belongs—on your money. Smart Money Management: Whether it's tracking bills, planning your savings, or staying within your budget, BudgetKit makes it simple. Why Track Your Finances? Understanding where your money goes is the first step to building better habits. With BudgetKit, you can reduce unnecessary spending, plan ahead, and make smarter choices that lead to real financial freedom. No ads. Just a powerful, personal money manager that fits in your pocket.

Flow is a personal finance app that respects your privacy. Your money data stays on your device. No accounts, no ads, no analytics, no tracking SDKs. WHY FLOW Most finance apps are a privacy black box — they read your transactions, sell your spending patterns, and lock features behind subscriptions. Flow doesn't. Everything works offline. The app costs nothing. WHAT'S INSIDE - Smart Add: type "12 coffee" and Flow predicts the category from a 4-layer model — note keyword, your merchant memory, the time of day, and a fallback. Median add is 3 taps. - Recurring bills: track rent, subscriptions, salary. The Plan tab shows what's coming, what's paid, and what's left in your monthly Disposable. - Budgets per category: a soft warning at 80%, a stop sign at 100%. Rollover supported. - Net worth chart: 24 months of history, four time windows, drill into any account. - Insights: month-over-month deltas per category, income vs. spending by month, spike alerts when a category is 2σ above your rolling mean. - Multi-currency: hold accounts in different currencies, see totals converted to your display currency. FX rates refresh daily from a public provider — opt-in. - 50 locales. Right-to-left layouts for Arabic, Hebrew, Persian, Urdu. - Demo profile bundled — explore the full app with two years of realistic sample data before adding a single real transaction. PRIVACY Your data is stored only on your device (SQLite + MMKV). No backend. No login. No advertising network. No telemetry by default. Optional: FX rates fetched once per day from a public exchange-rate service; you can switch this off. EXPORT Export your full history as JSON or CSV at any time. Restore from a prior JSON export to a fresh install. Monthly and yearly PDF reports. OPEN ROADMAP Cloud sync, home-screen widgets, and Apple Watch / Wear OS companions are tracked for v1.1+. — Privacy: https://aqsaqal.github.io/moneyapp/flow/privacy/ Terms: https://aqsaqal.github.io/moneyapp/flow/terms/ Support: ak.saken@gmail.com