Comparison

FinGym vs Wealthio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinGym

This app offers a private and secure way to track your net worth offline. It allows you to manage assets and liabilities with strong encryption, ensuring your financial data remains on your device. Built-in calculators help you make informed decisions about your wealth.

Highlights
  • Offline net worth tracking
  • Encrypted data storage
  • Asset and liability management
  • Automatic net worth calculations
  • Compound interest calculator
  • ROI calculator
Features
Read full description

Your Wealth. Your Privacy. Your Control. Most finance apps ask for your data, FinGym doesn't. FinGym is your offline, encrypted, and fully private net worth tracker, giving you full control of your finances without anyone looking over your shoulder. From day one, FinGym is built to put privacy and security first while helping you track assets, liabilities, and your total net worth. Whether you’re managing investments, clearing debts, or simply keeping track of your wealth, FinGym is the secure and simple way to stay organized. * Complete Privacy & Security All data stays on your device. AES-256 + SQLCipher encryption. No cloud, no accounts, no tracking. * Powerful Net Worth Management Track cash, real estate, stocks, crypto & more. Manage liabilities: loans, debts, credit cards. Automatic net worth calculations. * Smart Built-in Calculators Compound interest & ROI calculator. Make informed financial decisions easily. * Built for Privacy-Lovers Fully offline — even airplane mode works. Lightweight, modern & easy to use. No login, no sync, no data leakage. * Why Users Love FinGym: Finally, a net worth app that respects my privacy. Clean, simple, and no hidden data sharing. Download FinGym today and own your financial story, secure, offline, and 100% yours.

About

Wealthio

Features
Read full description

See your complete financial position—assets, liabilities, and net worth—in one simple multi-currency balance sheet. Wealthio is a focused personal finance app for people who want clarity without the complexity of budgeting tools or bank integrations. Add what you own, record what you owe, and see your net worth in your preferred currency. Track cash, bank accounts, investments, crypto, real estate, vehicles, mortgages, loans, and other assets or debts. Wealthio brings everything together in one calm, easy-to-understand financial snapshot. As you use Wealthio, it automatically builds a private history of your net worth. See up to 90 days of changes directly on the dashboard and inspect individual recorded values on the chart. Keep your financial information protected with optional App Lock using Face ID, Touch ID, or your device passcode. Wealthio also hides sensitive content when the app moves to the background. KEY FEATURES • Track assets and liabilities in one place • See total assets, total liabilities, and net worth • Follow up to 90 days of net worth history • Inspect recorded values on an interactive dashboard chart • Convert your entire balance sheet into your preferred currency • Support for 20+ global currencies • Currency and crypto price updates • App Lock with Face ID, Touch ID, or device passcode • Privacy mode to hide financial totals when needed • Manual entry with no bank connection required WEALTHIO PREMIUM Upgrade to Wealthio Premium for additional tools to keep your financial picture current and available across your devices: • Complete net worth history with extended time periods • Track historical Net Worth, Assets, and Liabilities • Portfolio Review to identify assets and liabilities that may need updating • Review entries one at a time, confirm values, update them, or come back later • Choose a Weekly, Monthly, Quarterly, or Never Portfolio Review cadence • Optional Portfolio Review reminders • iCloud sync across your devices • Home Screen widgets for quick access Wealthio is designed to feel clear, private, and intentional. No transaction feeds. No budgeting clutter. No bank connection required. Just a simple view of what you own, what you owe, and how your financial position changes over time. Privacy Policy: https://marcvitbr.github.io/wealthio-privacy-policy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

FinGym4 screens
Wealthio4 screens

Verdict

The call

The clearest difference is iOS requirement: FinGym at 15.1 against Wealthio's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinGym sells 2 in-app purchases, starting at $4.99 per month and Wealthio sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

FinGym ships an update every 3 weeks, Wealthio every 9 days. The most recent releases landed on October 17, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 7 level
FinGym versus Wealthio: the parameters behind the verdict, then further details
ParameterFinGymWealthio
PriceFreeFree
Positive reviews50.0% of reviews—
Update frequencyEvery 3 weeksEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better18.0
Further details — not scored
Size44 MB5 MB
Age rating17+4+
DeveloperKarthik DechirajuMarcelo Vitoria

In-app purchases

2 purchases

FinGym

Subscriptions2
  • Monthly$4.991 Month
  • Yearly$44.991 Year
1 purchases

Wealthio

One-time1
  • Home Screen Widget Access$0.99

Questions

Is FinGym free?
FinGym is free to download, with in-app purchases available.
Is Wealthio free?
Wealthio is free to download, with in-app purchases available.
Do FinGym or Wealthio have ads?
Neither FinGym nor Wealthio shows ads.
Which is updated more often, FinGym or Wealthio?
FinGym ships an update every 3 weeks, and Wealthio every 9 days. Most recently, FinGym was updated on October 17, 2026 and Wealthio on October 5, 2026.

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