Pays vs Zelli
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pays
This service offers innovative loan solutions using modern technology to save you time. Borrow between 50,000 and 2,000,000 MNT with repayment terms of 3, 6, 9, 12, or 24 months, without requiring collateral.
- Quick loan application
- Flexible repayment terms
- No collateral required
- Modern technology solutions
- Loan amounts up to 2,000,000 MNT
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Pays үйлчилгээ нь сүүлийн үеийн технологи, ухаалаг шийдлийг ашиглан таны цагыг хэмнэсэн шинэлэг шийдэл юм. НӨХЦӨЛ Харилцагч нь 50,000-2,000,000 төгрөг хүртэлх зээлийг 2 жилийн гэрээ байгуулан 3, 6, 9, 12 болон 24 сарын хугацаатай зээл авах боломжтой. Батлагдсан зээлийн төлбөрийг доорх байдлаар төлнө. ТҮГЭЭМЭЛ АСУУЛТ Хугацаандаа төлбөр төлөхгүй бол яах вэ? Хугацаандаа төлбөр хийгдээгүй тохиолдолд алданги төлөлт хийх ёстой дүн дээр нэмж тооцоно. Барьцаа хөрөнгө шаардагдах уу? Үгүй, барьцаа хөрөнгө шаардахгүй зээлийн үйлчилгээ болно
Zelli
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Money, made meaningful. Your whole financial life - income, bills and wealth - in one calm place. Watch your wealth grow. Savings, pensions, property and debt — switch between trend and breakdown. Never miss a renewal again. Every bill, its price history, and a reminder 30 days before it renews. Know exactly where you stand. A financial health score and your financial age - and how it's worked out. Give your money a boost. Guided checklists to save more, grow more and keep more - across eight areas. Meet your future self. Move the sliders. See where today's choices take you - and when. Yours alone. Private by design. No accounts, no servers. Explore with demo data, then make it your own.
Screenshots
Verdict
The clearest difference is update cadence: Zelli at fortnightly against Pays's every 5 weeks. Pays's advantage is iOS requirement (14.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pays ships an update every 5 weeks, Zelli fortnightly. The most recent releases landed on October 19, 2026 and October 3, 2026 respectively.
| Parameter | Pays | Zelli |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 84 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Main street finance NBFI LLC | Metroun Ltd |
In-app purchases
Pays
No in-app purchases
Zelli
No in-app purchases
