Digitt+ vs Raqami Islamic Digital Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Digitt+
A digital financial application designed to simplify money management. It offers specialized wallets for individuals, farmers, and merchants, alongside features like universal payments, instant fund transfers, and bill payments. Security and data protection are paramount.
- Personal, Agri, and Merchant Wallets
- Universal payments with Paypak Debit Card
- Instant fund transfers
- Bill payments and mobile top-ups
- Uncompromised security and data protection
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Welcome to Digitt+: Your Gateway to Smarter, Freer Finances Digitt+ is a digital financial application developed, owned and operated by AKHTAR FUIOU TECHNOLOGIES (PRIVATE) LIMITED, the organization responsible for the Digitt+ platform, including its operations, data management and security. Step into a next-generation fintech wallet designed to simplify the way you manage money. Digitt+ empowers you with a smarter, more flexible financial experience—secure, intuitive, and built to fit seamlessly into your everyday life. Digitt+ offers three purpose-built wallet solutions to serve every need: a Personal Wallet for individuals to manage daily finances with ease, an Agri Wallet tailored for farmers to support agricultural transactions and financial access, and a Merchant Wallet designed for businesses to manage collections, payouts, and growth efficiently. Why Digitt+ Stands Out? Universal Payment with Paypak Debit Card: Use your Paypak Debit card everywhere. Whether you're dining out, or picking up groceries, Digitt+ ensures your payment experience is seamless and convenient. Instant Fund Transfers: Transferring funds has never been this easy. With Digitt+, move your money like a flash. Download now for the quickest, most efficient fund transfers. Bill Payments and Mobile Top-Ups on the Fly: Low on mobile credit? Have bills to pay while you're out and about? Digitt+ lets you pay bills and top up your mobile phones effortlessly, even when you're on the move. Uncompromised Security: Your security is our top priority. With Digitt+, engage in safe and secure transactions, all managed under one roof for your peace of mind. Digitt+ is your ultimate partner of financial freedom. It's not just a wallet; it's an experience that enhances your daily life. Download Digitt+ now and step into a world where every transaction is a step towards smarter living! Security and Data Protection: User security and privacy are a top priority. All transactions and personal data are handled securely by AKHTAR FUIOU TECHNOLOGIES (PRIVATE) LIMITED in accordance with applicable regulations.
Raqami Islamic Digital Bank
This digital banking app offers a secure and modern Islamic banking experience in Pakistan. It allows for fully digital account opening in under 5 minutes, Shariah-compliant savings and term deposits with competitive profit rates, and everyday banking features like free debit cards and money transfers.
- Fully digital account opening
- Shariah-compliant savings and term deposits
- Biometrically secured banking
- Free PayPak Debit Card
- Free money transfers via Raast
- 24/7 customer support
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Raqami Islamic Digital Bank is a licensed Islamic bank operating under the State Bank of Pakistan's Digital Retail Bank framework, offering secure, seamless, and Shariah-compliant banking designed around your everyday financial needs — jo tum chaho. Backed by Pakistan Kuwait Investment Company (Private) Limited and Enertech Holding Company, a subsidiary of the Kuwait Investment Authority, Raqami combines global institutional strength with local expertise to deliver a modern Islamic banking experience in Pakistan. Whether you're looking to open a bank account online, earn halal profit on your savings, transfer money instantly, pay bills, or manage your finances securely, Raqami makes Islamic banking simple, accessible, and convenient. OPEN AN ISLAMIC BANK ACCOUNT ONLINE • Open your Islamic bank account in under 5 minutes • 100% paperless onboarding • No paperwork or branch visits required • Start banking anytime, anywhere in Pakistan SECURE ISLAMIC BANKING YOU CAN TRUST • Licensed by the State Bank of Pakistan under the Digital Retail Bank framework • Biometric login and device-bound security • Bank-grade protection designed to safeguard your identity and funds • Shariah-compliant banking solutions built around your financial needs GROW YOUR SAVINGS WITH HALAL PROFIT • Competitive halal profit rates on savings • Monthly profit credited directly to your account • Open and manage Islamic Term Deposits with ease • Swift profit disbursement upon maturity • Pakistan's first Shariah-compliant 7-Day Digital Term Deposit without unnecessary delay in profit disbursement EVERYDAY BANKING MADE SIMPLE • Free PayPak Debit Card accepted nationwide • Free cash withdrawals from designated ATM networks* • Withdraw up to PKR 100,000 in a single transaction from Askari Bank ATMs • Free bill payments anytime, anywhere • Instant money transfers through Raast • Smart routing with automatic fallback to 1LINK when required • Eco-friendly debit card made using recyclable materials MORE REWARDS, MORE VALUE • Exclusive discounts and offers through PayPak and Golootlo partner merchants • Enjoy savings on dining, shopping, travel, and more across Pakistan HIGHER LIMITS, GREATER FLEXIBILITY • Open additional accounts without additional KYC requirements • Daily transaction limits up to PKR 10 million • Built for secure, high-value banking 24/7 CUSTOMER SUPPORT • Dedicated support whenever you need assistance • Call us anytime at 051-111-727-264 • Email: complaints@raqamidigital.com WHY CHOOSE RAQAMI? • Licensed by the State Bank of Pakistan • Shariah-Compliant Banking • Online Account Opening • Halal Profit on Savings • Islamic Term Deposits • Free Bill Payments • Instant Raast Transfers • Free Debit Card • Discounts through PayPak & Golootlo • Secure Banking • High Transaction Limits • 24/7 Customer Support Download Raqami Islamic Digital Bank today and experience secure, Shariah-compliant banking built for Pakistan.
Screenshots
Verdict
The clearest difference is rating: Digitt+ at 5.0 against Raqami Islamic Digital Bank's 4.0. Raqami Islamic Digital Bank's advantage is ratings volume (26 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Digitt+ holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Raqami Islamic Digital Bank has 26 ratings behind it against 2, so its average is the more settled of the two.
Digitt+ ships an update monthly, Raqami Islamic Digital Bank every 3 weeks. The most recent releases landed on September 15, 2026 and September 14, 2026 respectively.
| Parameter | Digitt+ | Raqami Islamic Digital Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.0 (26 ratings) |
| Positive reviews | — | 33.3% of reviews |
| Number of ratings | 2 | 26 — better |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 194 MB | 218 MB |
| Age rating | 4+ | 17+ |
| Developer | AKHTAR FUIOU TECHNOLOGIES (PRIVATE) LIMITED | Raqami Islamic Digital Bank Limited |
Customer experience
Digitt+
Raqami Islamic Digital Bank
In-app purchases
Digitt+
No in-app purchases
Raqami Islamic Digital Bank
No in-app purchases
Questions
Is Digitt+ free?
Is Raqami Islamic Digital Bank free?
Which has better reviews, Digitt+ or Raqami Islamic Digital Bank?
Do Digitt+ or Raqami Islamic Digital Bank have ads?
Which is updated more often, Digitt+ or Raqami Islamic Digital Bank?
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