Comparison

Digitt+ vs Raqami Islamic Digital Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Digitt+

A digital financial application designed to simplify money management. It offers specialized wallets for individuals, farmers, and merchants, alongside features like universal payments, instant fund transfers, and bill payments. Security and data protection are paramount.

Highlights
  • Personal, Agri, and Merchant Wallets
  • Universal payments with Paypak Debit Card
  • Instant fund transfers
  • Bill payments and mobile top-ups
  • Uncompromised security and data protection
Features
Read full description

Welcome to Digitt+: Your Gateway to Smarter, Freer Finances Digitt+ is a digital financial application developed, owned and operated by AKHTAR FUIOU TECHNOLOGIES (PRIVATE) LIMITED, the organization responsible for the Digitt+ platform, including its operations, data management and security. Step into a next-generation fintech wallet designed to simplify the way you manage money. Digitt+ empowers you with a smarter, more flexible financial experience—secure, intuitive, and built to fit seamlessly into your everyday life. Digitt+ offers three purpose-built wallet solutions to serve every need: a Personal Wallet for individuals to manage daily finances with ease, an Agri Wallet tailored for farmers to support agricultural transactions and financial access, and a Merchant Wallet designed for businesses to manage collections, payouts, and growth efficiently. Why Digitt+ Stands Out? Universal Payment with Paypak Debit Card: Use your Paypak Debit card everywhere. Whether you're dining out, or picking up groceries, Digitt+ ensures your payment experience is seamless and convenient. Instant Fund Transfers: Transferring funds has never been this easy. With Digitt+, move your money like a flash. Download now for the quickest, most efficient fund transfers. Bill Payments and Mobile Top-Ups on the Fly: Low on mobile credit? Have bills to pay while you're out and about? Digitt+ lets you pay bills and top up your mobile phones effortlessly, even when you're on the move. Uncompromised Security: Your security is our top priority. With Digitt+, engage in safe and secure transactions, all managed under one roof for your peace of mind. Digitt+ is your ultimate partner of financial freedom. It's not just a wallet; it's an experience that enhances your daily life. Download Digitt+ now and step into a world where every transaction is a step towards smarter living! Security and Data Protection: User security and privacy are a top priority. All transactions and personal data are handled securely by AKHTAR FUIOU TECHNOLOGIES (PRIVATE) LIMITED in accordance with applicable regulations.

About

Raqami Islamic Digital Bank

This digital banking app offers a secure and modern Islamic banking experience in Pakistan. It allows for fully digital account opening in under 5 minutes, Shariah-compliant savings and term deposits with competitive profit rates, and everyday banking features like free debit cards and money transfers.

Highlights
  • Fully digital account opening
  • Shariah-compliant savings and term deposits
  • Biometrically secured banking
  • Free PayPak Debit Card
  • Free money transfers via Raast
  • 24/7 customer support
Features
Read full description

Raqami Islamic Digital Bank is a licensed Islamic bank operating under the State Bank of Pakistan's Digital Retail Bank framework, offering secure, seamless, and Shariah-compliant banking designed around your everyday financial needs — jo tum chaho. Backed by Pakistan Kuwait Investment Company (Private) Limited and Enertech Holding Company, a subsidiary of the Kuwait Investment Authority, Raqami combines global institutional strength with local expertise to deliver a modern Islamic banking experience in Pakistan. Whether you're looking to open a bank account online, earn halal profit on your savings, transfer money instantly, pay bills, or manage your finances securely, Raqami makes Islamic banking simple, accessible, and convenient. OPEN AN ISLAMIC BANK ACCOUNT ONLINE • Open your Islamic bank account in under 5 minutes • 100% paperless onboarding • No paperwork or branch visits required • Start banking anytime, anywhere in Pakistan SECURE ISLAMIC BANKING YOU CAN TRUST • Licensed by the State Bank of Pakistan under the Digital Retail Bank framework • Biometric login and device-bound security • Bank-grade protection designed to safeguard your identity and funds • Shariah-compliant banking solutions built around your financial needs GROW YOUR SAVINGS WITH HALAL PROFIT • Competitive halal profit rates on savings • Monthly profit credited directly to your account • Open and manage Islamic Term Deposits with ease • Swift profit disbursement upon maturity • Pakistan's first Shariah-compliant 7-Day Digital Term Deposit without unnecessary delay in profit disbursement EVERYDAY BANKING MADE SIMPLE • Free PayPak Debit Card accepted nationwide • Free cash withdrawals from designated ATM networks* • Withdraw up to PKR 100,000 in a single transaction from Askari Bank ATMs • Free bill payments anytime, anywhere • Instant money transfers through Raast • Smart routing with automatic fallback to 1LINK when required • Eco-friendly debit card made using recyclable materials MORE REWARDS, MORE VALUE • Exclusive discounts and offers through PayPak and Golootlo partner merchants • Enjoy savings on dining, shopping, travel, and more across Pakistan HIGHER LIMITS, GREATER FLEXIBILITY • Open additional accounts without additional KYC requirements • Daily transaction limits up to PKR 10 million • Built for secure, high-value banking 24/7 CUSTOMER SUPPORT • Dedicated support whenever you need assistance • Call us anytime at 051-111-727-264 • Email: complaints@raqamidigital.com WHY CHOOSE RAQAMI? • Licensed by the State Bank of Pakistan • Shariah-Compliant Banking • Online Account Opening • Halal Profit on Savings • Islamic Term Deposits • Free Bill Payments • Instant Raast Transfers • Free Debit Card • Discounts through PayPak & Golootlo • Secure Banking • High Transaction Limits • 24/7 Customer Support Download Raqami Islamic Digital Bank today and experience secure, Shariah-compliant banking built for Pakistan.

Screenshots

Digitt+4 screens
Raqami Islamic Digital Bank4 screens

Verdict

The call

The clearest difference is rating: Digitt+ at 5.0 against Raqami Islamic Digital Bank's 4.0. Raqami Islamic Digital Bank's advantage is ratings volume (26 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Digitt+ holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Raqami Islamic Digital Bank has 26 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Digitt+ ships an update monthly, Raqami Islamic Digital Bank every 3 weeks. The most recent releases landed on September 15, 2026 and September 14, 2026 respectively.

Scorecard2 real differences · 8 level
Digitt+ versus Raqami Islamic Digital Bank: the parameters behind the verdict, then further details
ParameterDigitt+Raqami Islamic Digital Bank
PriceFreeFree
Rating5.0 (2 ratings) — better4.0 (26 ratings)
Positive reviews—33.3% of reviews
Number of ratings226 — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size194 MB218 MB
Age rating4+17+
DeveloperAKHTAR FUIOU TECHNOLOGIES (PRIVATE) LIMITEDRaqami Islamic Digital Bank Limited

Customer experience

Digitt+

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Raqami Islamic Digital Bank

All ratings26 ratings
Positive76.9%
Neutral0.0%
Negative23.1%
Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

Digitt+

No in-app purchases

None

Raqami Islamic Digital Bank

No in-app purchases

Questions

Is Digitt+ free?
Digitt+ is free to download, with no in-app purchases.
Is Raqami Islamic Digital Bank free?
Raqami Islamic Digital Bank is free to download, with no in-app purchases.
Which has better reviews, Digitt+ or Raqami Islamic Digital Bank?
Digitt+ is rated higher. Digitt+ averages 5.0 out of 5 from 2 ratings, while Raqami Islamic Digital Bank averages 4.0 from 26 ratings.
Do Digitt+ or Raqami Islamic Digital Bank have ads?
Neither Digitt+ nor Raqami Islamic Digital Bank shows ads.
Which is updated more often, Digitt+ or Raqami Islamic Digital Bank?
Digitt+ ships an update monthly, and Raqami Islamic Digital Bank every 3 weeks. Most recently, Digitt+ was updated on September 15, 2026 and Raqami Islamic Digital Bank on September 14, 2026.

Other comparisons