Raqami Islamic Digital Bank

Raqami Islamic Digital Bank

Banking at your fingertips

17 ratings
4 reviews
Free

Details

  • Released
  • Updated
  • February 7, 2026
  • August 3, 2026

Features

Raqami Islamic Digital Bank screenshot #1 for iPhone
Raqami Islamic Digital Bank screenshot #2 for iPhone
Raqami Islamic Digital Bank screenshot #3 for iPhone
Raqami Islamic Digital Bank screenshot #4 for iPhone
Raqami Islamic Digital Bank screenshot #5 for iPhone
Raqami Islamic Digital Bank screenshot #6 for iPhone
Raqami Islamic Digital Bank screenshot #7 for iPhone
Raqami Islamic Digital Bank screenshot #8 for iPhone
Raqami Islamic Digital Bank screenshot #9 for iPhone
Raqami Islamic Digital Bank screenshot #10 for iPhone
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About

This digital banking app offers a secure and modern Islamic banking experience in Pakistan. It allows for fully digital account opening in under 5 minutes, Shariah-compliant savings and term deposits with competitive profit rates, and everyday banking features like free debit cards and money transfers.

Fully digital account opening
Shariah-compliant savings and term deposits
Biometrically secured banking
Free PayPak Debit Card
Free money transfers via Raast
24/7 customer support
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What's New in Raqami Islamic Digital Bank

1.9

August 3, 2026

We’ve updated our security certificates to help keep your connection safe and reliable. This version also includes minor performance and stability improvements.

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User reviews

Account opening error

When I open account first time did not go from number stuck on it general error

Response from developer

Appreciate your feedback. Kindly send us your details to complaints@raqamidigital.com or call us at 051-111-727-264 so that we may guide you further.

Fantastic Experience

Account opening process is very simple and application interface is fast, user-friendly, and easy to understand. Overall, my experience has been excellent

Unable to order Founder Card

I can’t see any option to order founder card as i receive the email. It’s just showing a simple Paypak card to order on my address

Can’t even create an account

It gives “No internet connection” error despite having a working internet connection.

FAQ

How do I open an account with Raqami?

You can open a secure Islamic savings account fully digitally in under 5 minutes through the Raqami app. There is no paperwork or need to visit a branch.

What are the profit rates for savings with Raqami?

Raqami offers the highest Islamic savings profit rates, with monthly profit credited on the 1st of every month. Profit is disbursed on the same day of maturity.

Is Raqami secure?

Yes, Raqami is a biometrically secured banking app bound to your device, with bank-grade security aligned with the SBP digital banking regulatory framework. It is designed to protect your identity and funds.

What everyday banking features does Raqami offer?

Raqami provides a free PayPak Debit Card accepted at all ATMs and POS machines in Pakistan, free money transfers via Raast, and smart routing for transactions.

What are the transaction limits with Raqami?

You can enjoy up to PKR 10 million daily transaction limit from the mobile banking app. There are no additional KYC requirements for opening additional accounts.

What devices does Raqami support?

Raqami is currently supported on iPhone and iPod devices.

How often is Raqami updated?

The latest version of Raqami is 1.1, and it was last updated on March 3, 2026. Updates ensure the app remains secure and functional.

Does Raqami have ads?

No, Raqami does not contain advertisements, providing an ad-free banking experience.