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Raqami Islamic Digital Bank

Raqami Islamic Digital Bank

Banking at your fingertips

26 ratings
6 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • February 7, 2026
  • August 21, 2026

Features

Developer

Raqami Islamic Digital Bank Limited
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Raqami Islamic Digital Bank screenshot #1 for iPhone
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Raqami Islamic Digital Bank screenshot #5 for iPhone
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Raqami Islamic Digital Bank screenshot #7 for iPhone
Raqami Islamic Digital Bank screenshot #8 for iPhone
Raqami Islamic Digital Bank screenshot #9 for iPhone
Raqami Islamic Digital Bank screenshot #10 for iPhone
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About

This digital banking app offers a secure and modern Islamic banking experience in Pakistan. It allows for fully digital account opening in under 5 minutes, Shariah-compliant savings and term deposits with competitive profit rates, and everyday banking features like free debit cards and money transfers.

✓Fully digital account opening
✓Shariah-compliant savings and term deposits
✓Biometrically secured banking
✓Free PayPak Debit Card
✓Free money transfers via Raast
✓24/7 customer support
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What's New in Raqami Islamic Digital Bank

2.0

August 21, 2026

• Introducing the new Donations module for a simpler and more seamless giving experience. • Explore Telecom Bundles designed to offer more value and convenience. • Improved onboarding journeys to help you get started faster and more easily. • Optimisations across key app experiences for smoother navigation and better performance. • Enhanced user experience across multiple touchpoints, with usability improvements and refinements throughout the app. • General bug fixes and performance improvements

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User reviews

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Server down

Aaye din app me koi na koi problem rehti hai urgent payment karni ho kisi ko to ap logon ki app ka server down ya error ata rehta hai… really disappointing service !!!
Ruba azharRuba azhar

Response from developer

We sincerely apologize for the inconvenience and understand how frustrating this can be, especially when you need to make an urgent payment. Kindly share your details with us at complaints@raqamidigital.com so we can review your specific case and investigate the issue accordingly. Please note that transaction processing may also involve network dependencies; however, we will ensure that your concern is thoroughly looked into and addressed.

Suggestion

Plz do something for non pta iPhone users we stock on otp option
fareedlasharifareedlashari

Response from developer

We sincerely apologize for the inconvenience. As part of our security and compliance measures, the registered SIM is required to be inserted in the mobile device during the account opening process. This helps us ensure the security of your account and personal information. Thank you for your cooperation and understanding.

Account opening error

When I open account first time did not go from number stuck on it general error
Miirzasaeed1Miirzasaeed1

Response from developer

Appreciate your feedback. Kindly send us your details to complaints@raqamidigital.com or call us at 051-111-727-264 so that we may guide you further.

Fantastic Experience

Account opening process is very simple and application interface is fast, user-friendly, and easy to understand. Overall, my experience has been excellent
Syed302Syed302

Unable to order Founder Card

I can’t see any option to order founder card as i receive the email. It’s just showing a simple Paypak card to order on my address
IwahabhereIwahabhere

FAQ

How do I open an account with Raqami?

You can open a secure Islamic savings account fully digitally in under 5 minutes through the Raqami app. There is no paperwork or need to visit a branch.

What are the profit rates for savings with Raqami?

Raqami offers the highest Islamic savings profit rates, with monthly profit credited on the 1st of every month. Profit is disbursed on the same day of maturity.

Is Raqami secure?

Yes, Raqami is a biometrically secured banking app bound to your device, with bank-grade security aligned with the SBP digital banking regulatory framework. It is designed to protect your identity and funds.

What everyday banking features does Raqami offer?

Raqami provides a free PayPak Debit Card accepted at all ATMs and POS machines in Pakistan, free money transfers via Raast, and smart routing for transactions.

What are the transaction limits with Raqami?

You can enjoy up to PKR 10 million daily transaction limit from the mobile banking app. There are no additional KYC requirements for opening additional accounts.

What devices does Raqami support?

Raqami is currently supported on iPhone and iPod devices.

How often is Raqami updated?

The latest version of Raqami is 1.1, and it was last updated on March 3, 2026. Updates ensure the app remains secure and functional.

Does Raqami have ads?

No, Raqami does not contain advertisements, providing an ad-free banking experience.