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HBL Microfinance

HBL Microfinance

HBL Microfinance Bank

21 ratings
6 reviews
💰 Finance
Free

Details

Released
August 11, 2019
Updated
October 25, 2026

Features

Developer

FMFB Pakistan
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About

Manage your finances with this all-in-one banking and mobile wallet app. Send money, pay bills, recharge your phone, and apply for instant digital loans securely. Open a digital account and wallet for convenient mobile banking.

✓Send and receive money instantly
✓Pay utility bills digitally
✓Recharge mobile load and bundles
✓Apply for instant digital loans
✓Manage bank account and debit card
✓Open digital bank account and wallet
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+1

What's New in HBL Microfinance

6.4.6

October 25, 2026

-Bug Fixes. -Dynamic Limit handling.

User reviews

Most RecentHighest RatedLowest Rated

Terrible

A lot of errors and can process ahead. Cant login and it stops trying again.
MMush341

App not working

I created an account and now it does not login takes me to signup registering when already i have created an account pathetic service
M7Malik sunny 7

Worst app

Stuck my 25000 after 7 days still didn’t received
MMuhammad1Umar

Login issue

The app looks nice but the icons and not interactive. Plus it took me to the starting page asking for my number and when i inserted my number it says registered already. Not letting me log in
Jj.chughtai

Login issues all the time

Whenever I try to log in it says customer already registered and nothing happens
__abdullahyousaf

FAQ

What is HBL Microfinance?

HBL Microfinance is a digital banking and mobile wallet app designed for users in Pakistan. It allows for money transfers, bill payments, mobile recharges, and instant loan applications.

Is HBL Microfinance secure?

Yes, HBL Microfinance emphasizes security with features like FPIN for transaction authorization and secure digital banking services. It aims to provide a safe platform for managing your finances.

Can I get a loan through HBL Microfinance?

Yes, HBL Microfinance offers instant nano loans up to PKR 15,000, which can be applied for digitally without paperwork and received directly in your wallet. Flexible repayment options are available.

What types of bills can I pay with HBL Microfinance?

You can pay a variety of utility bills, including electricity, gas, water, and PTCL & internet bills, through the app. It supports multiple utility services for convenient digital payments.

Does HBL Microfinance support transfers to other banks?

Yes, HBL Microfinance allows you to transfer money instantly to any bank account in Pakistan. It also supports sending money to mobile wallet users and transfers within HBL Microfinance accounts.

What devices is HBL Microfinance available on?

HBL Microfinance is available on iPhone, iPad, and iPod devices. It is designed for mobile use across these Apple platforms.

How often is HBL Microfinance updated?

The latest version of HBL Microfinance is 6.4.1, and it was last updated on February 24, 2026. This indicates a commitment to regular updates and improvements.

What is the user rating for HBL Microfinance?

HBL Microfinance has a user rating of 3.2 stars based on 19 ratings. This suggests a mixed but generally positive reception from its user base.