Best Microfinance Apps

247+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated September 2026

Whether you're new to microfinance or looking for an upgrade, our curated collection of 247+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Microfinance Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (31K)NoNoSep 2026
2HBL MicrofinanceHBL MicrofinanceFree3.3★ (20)NoNoSep 2026
3Parkway Microfinance BankParkway Microfinance BankFreeNoNoMay 2026
4FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoSep 2026
5SALT MicrofinanceSALT MicrofinanceFree5.0★ (2)NoNoSep 2026
6NPF Microfinance BankNPF Microfinance BankFree3.6★ (7)NoNoSep 2026
7Aella MFBAella MFBFree4.6★ (157)NoNoSep 2026
8Starfish MicrofinanceStarfish MicrofinanceFree5.0★ (1)NoNoJul 2026

Top Picks for Microfinance

Moniepoint Personal Banking#1

Moniepoint Personal Banking by Moniepoint

Savings account | Send money
Editor's Choice
💰 Finance
4.6😞(31K ratings)
Free
Moniepoint Personal Banking screenshot 1
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Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

What We Love

  • 🚀 Fast transactions
  • 👍 Smooth onboarding
  • 🔒 Secure banking
  • 💡 Innovative features

Room to Improve

  • 🐛 Login issues
  • 🐛 Transfer failures
  • 🔒 Account restrictions
  • 💸 Unexpected charges
HBL Microfinance#2

HBL Microfinance by FMFB Pakistan

HBL Microfinance Bank
Strong Contender
💰 Finance
3.3(20 ratings)
Free
HBL Microfinance screenshot 1
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Manage your finances with this all-in-one banking and mobile wallet app. Send money, pay bills, recharge your phone, and apply for instant digital loans securely. Open a digital account and wallet for convenient mobile banking.

More Microfinance apps to explore

FAQ about Microfinance

What are the best microfinance apps for iPhone?
Moniepoint Personal Banking tops our microfinance apps ranking as of September 2026, with a 4.6-star average from 31K App Store ratings, and it's free to download.
Yes — 20 of the top microfinance apps we rank are free to download, including Moniepoint Personal Banking and HBL Microfinance.
Moniepoint Personal Banking has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 247+ microfinance apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
You can open a bank account instantly, send and receive money fast, manage your savings with up to 18% interest per annum, pay bills conveniently, buy airtime and data with cashback, and request a debit card. The app also offers secure online banking and offline banking options via USSD.
To open an account, download the Moniepoint Personal Banking App, sign up, and complete the process in under 5 minutes. You can then request your debit card directly within the app for fast delivery.

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