Spending Tracker vs Gilt
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Spending Tracker
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FinPro β Smart, Private & Powerful Finance Tracker Manage your personal finances with FinPro, a budgeting app designed to help you track expenses, monitor income, and gain insights. β’ Free Features: - Add 1 income source - Create 2 expense categories - Record and manage transactions manually - Search transactions by date, category, or note β’ Premium Features (with subscription or one-time purchase): - Unlimited income sources and up to 36 expenses categories - Visual analytics: bar charts for spending and income - Custom Category Order β’ Subscription Options: - Monthly: $2.99/month - Yearly: $14.99/year - Lifetime: $39.99 β one-time purchase Each of them gives you access to all the app's functionality. A 7-day free trial is available for monthly and yearly subscriptions. You can manage or turn off auto-renew in your Account settings at any time after purchase. Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. β’ Privacy First We do not collect any personal data. Your financial information stays secure and completely private. No tracking, no ads - ever.Β Privacy Policy & Terms: https://sites.google.com/view/finpro-money-manager/startseite Start your free trial today and take control of your finances with FinPro.
Gilt
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Gilt is a personal finance tracker that respects two things most finance apps don't: your money and your privacy. START FREE, SUBSCRIBE WHEN IT STICKS Every feature is unlocked from first launch β no account, no card, no countdown. The free start covers your first 10 transactions across 5 different days. After that, a subscription ($2.49/month or $19.99/year, about $1.67 a month) keeps recording; a family plan and a one-time lifetime purchase are also available. And a promise: your data is never held hostage β everything you've recorded stays readable and exportable, free, forever. YOUR DATA NEVER LEAVES YOUR ICLOUD Gilt has no servers. Everything is stored on your iPhone and synced through your personal iCloud, end to end. We couldn't read your data even if we wanted to β there is nothing on our side to read it with. No analytics, no tracking, no ads. Ever. BRING YOUR OWN AI Instead of selling you another built-in chatbot, Gilt works with the AI you already use. Importing history? Hand your bank statement to your AI with Gilt's prepared prompt and it converts the statement into a file Gilt verifies and imports β works with any bank in the world. Analyzing? Export a structured, privacy-filtered snapshot and ask Claude, ChatGPT, or any assistant. You review everything before anything is saved; merchant names and notes stay out of exports unless you say otherwise. EVERYTHING A REAL TRACKER NEEDS Unlimited accounts β checking, savings, cash, credit cards with utilization, loans with payoff schedules, deposits with interest. Budgets with per-category allocations and honest pace projections. Recurring payments and bills. Reports: spending by category, income vs expense, net worth over time. Multi-currency done properly, with transfers and exchange rates. READ ON YOUR IPHONE, NOT ON A SERVER Scan a receipt and, with Apple Intelligence, Gilt fills in the merchant, total, date and category by itself β the model runs on your iPhone and the receipt never leaves it. Ask Siri how much you spent this month, last month or this week, in total or on one category. FOR YOU AND YOUR FAMILY The family plan shares your household through iCloud between your own Apple accounts. Two people, one clear picture of the money β still with no server in the middle. AND THE DETAILS Home-screen widgets, Face ID app lock, CSV import and export, search, custom categories and tags, beautiful native design built entirely with Apple's latest frameworks. Gilt compares you with you β your own history, your own pace β never with strangers' averages. Your finances are personal. Your finance app should be too. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gilt.money/privacy
Screenshots
Verdict
The clearest difference is update cadence: Gilt at weekly against Spending Tracker's every 3 weeks. Spending Tracker's advantage is iOS requirement (17.6 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $2.99 per month and Gilt sells 5 in-app purchases, starting at $2.49 per month. Whichever you choose, the download price is not the number that matters.
Spending Tracker ships an update every 3 weeks, Gilt weekly. Both last shipped on October 25, 2026.
| Parameter | Spending Tracker | Gilt |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Weekly β better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, Mac |
| Requires iOS | 17.6 β better | 26.0 |
| Further details β not scored | ||
| Size | 23 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Igor Cicej | Harutyun Aristakesyan |
In-app purchases
Spending Tracker
- Monthly subscription7 Days trial$2.991 Month
- Yearly Subscription7 Days trial$14.991 Year
- Lifetime$39.99
Gilt
- Gilt Pro14 Days trial$2.491 Month
- Gilt Family14 Days trial$4.491 Month
- Gilt Pro (Yearly)14 Days trial$19.991 Year
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- Gilt Family (Yearly)14 Days trial$36.991 Year
- Gilt Lifetime$69.99







