Comparison

Subbie vs SpendWise

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Subbie

Read full description

Take control of your recurring expenses with our intuitive subscription tracker. Monitor payments, get insights, and never miss a bill. Stay organized and save money with smart reminders and beautiful analytics.

About

SpendWise

Features
Read full description

Take control of your finances with SpendWise, the smart expense tracker designed to help you understand where your money goes and make better financial decisions. Easy Expense Tracking * Add transactions in seconds with our intuitive interface * Categorize expenses automatically * Track both income and expenses * Support for multiple accounts (cash, bank, credit cards) Smart Budgeting * Set monthly budgets by category * Visual progress indicators * Get alerts when approaching budget limits * Track spending patterns over time Recurring Transactions * Set up bills and subscriptions * Never miss a payment with upcoming bill reminders * Support for weekly, monthly, and yearly frequencies * Mark bills as paid with one tap Powerful Analytics * Beautiful charts and visualizations * Monthly spending breakdowns by category * Income vs expense comparisons * Identify your top spending categories AI-Powered Insights (PRO) * Smart spending analysis and recommendations * Personalized financial forecasting * Intelligent categorization suggestions * Natural language transaction entry Privacy First * All data stored locally on your device * No account required * No data collection or tracking * Your financial data stays yours Why SpendWise? Whether you're saving for a goal, paying off debt, or just want to understand your spending habits, SpendWise gives you the tools you need. Our clean, modern interface makes tracking expenses a breeze, while powerful features help you stay on top of your finances. Download SpendWise today and start your journey to financial wellness! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Subbie4 screens
SpendWise4 screens

Verdict

The call

The clearest difference is ads: Subbie at none against SpendWise's shown. SpendWise's advantage is update cadence (every 5 days vs every 6 months) and device support (3 vs 1). On price and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Subbie sells 1 one-off in-app purchase and SpendWise sells 3 in-app purchases, starting at $1.49 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subbie ships an update every 6 months, SpendWise every 5 days. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

Scorecard4 real differences ยท 2 level
Subbie versus SpendWise: the parameters behind the verdict, then further details
ParameterSubbieSpendWise
PriceFreeFree
Update frequencyEvery 6 monthsEvery 5 days โ€” better
AdsNo โ€” betterYes
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad, iPod โ€” better
Requires iOS18.215.1 โ€” better
Further details โ€” not scored
Size8 MB51 MB
Age rating4+4+
DeveloperPau Ribot PujolrasGlaium Inc.

In-app purchases

1 purchases

Subbie

One-time1
  • Lifetime$1.99
3 purchases

SpendWise

Subscriptions3
  • Premium Weekly$1.497 Days
  • Premium Monthly$4.991 Month
  • Premium Yearly$29.991 Year

Questions

Is Subbie free?
Subbie is free to download, with in-app purchases available.
Is SpendWise free?
SpendWise is free to download, with in-app purchases available.
Do Subbie or SpendWise have ads?
SpendWise shows ads; Subbie does not.
Which is updated more often, Subbie or SpendWise?
Subbie ships an update every 6 months, and SpendWise every 5 days. Most recently, Subbie was updated on October 30, 2026 and SpendWise on October 25, 2026.

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