SpendWise vs Spendwise AI

Take control of your finances with SpendWise, the smart expense tracker designed to help you understand where your money goes and make better financial decisions. Easy Expense Tracking * Add transactions in seconds with our intuitive interface * Categorize expenses automatically * Track both income and expenses * Support for multiple accounts (cash, bank, credit cards) Smart Budgeting * Set monthly budgets by category * Visual progress indicators * Get alerts when approaching budget limits * Track spending patterns over time Recurring Transactions * Set up bills and subscriptions * Never miss a payment with upcoming bill reminders * Support for weekly, monthly, and yearly frequencies * Mark bills as paid with one tap Powerful Analytics * Beautiful charts and visualizations * Monthly spending breakdowns by category * Income vs expense comparisons * Identify your top spending categories AI-Powered Insights (PRO) * Smart spending analysis and recommendations * Personalized financial forecasting * Intelligent categorization suggestions * Natural language transaction entry Privacy First * All data stored locally on your device * No account required * No data collection or tracking * Your financial data stays yours Why SpendWise? Whether you're saving for a goal, paying off debt, or just want to understand your spending habits, SpendWise gives you the tools you need. Our clean, modern interface makes tracking expenses a breeze, while powerful features help you stay on top of your finances. Download SpendWise today and start your journey to financial wellness! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

NEW IN 2.2 — APPLE PAY AUTOMATIC TRACKING Pay with Apple Pay. Expense logs itself. Set up once via Apple Shortcuts. Works forever. —————————————————————————— Spendwise AI turns your Phone into a smart personal finance manager — powered by AI, 100% private, and works offline. SCAN RECEIPTS INSTANTLY Point your camera at any receipt — in German, English, French, Dutch, Italian, Spanish, or Portuguese. AI extracts the amount, merchant, and category automatically. IMPORT YOUR BANK STATEMENTS Drop in a PDF, CSV, or photo of your bank statement. AI parses and categorises hundreds of transactions in seconds. VOICE EXPENSE ENTRY Just say "Coffee 4.50" or "Aldi 23 euros" — expense logged instantly. No typing needed. TRACK YOUR EMOTIONAL SPENDING Tag how you felt when you spent. Discover patterns — how much more you spend when stressed vs. content. Unique to Spendwise AI. MULTI-CURRENCY TRIP EXPENSES Track expenses abroad in local currency with offline rates for 30+ currencies. No internet required. AI FINANCIAL ADVISOR Ask your AI advisor anything about your spending in plain English. Get personalised answers based on your real data. 6-MONTH CASH FLOW FORECAST AI predicts your financial future based on your recurring expenses and income patterns. COMPLETELY PRIVATE All data stays on your Phone. No account required. PIN and Face ID protection. Your data never leaves your device. EXPORT TO EXCEL Export all expenses and income to a formatted Excel file at any time. FREE TIER: 15 AI interactions/month included at no cost. PRO ($3.99/month or $29.99/year): 150 AI interactions/month — unlock unlimited receipt scanning, bank imports, and AI chat. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/