Comparison

Spendwise AI vs ClickFi

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Spendwise AI

Features
Read full description

NEW IN 2.2 โ€” APPLE PAY AUTOMATIC TRACKING Pay with Apple Pay. Expense logs itself. Set up once via Apple Shortcuts. Works forever. โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€”โ€” Spendwise AI turns your Phone into a smart personal finance manager โ€” powered by AI, 100% private, and works offline. SCAN RECEIPTS INSTANTLY Point your camera at any receipt โ€” in German, English, French, Dutch, Italian, Spanish, or Portuguese. AI extracts the amount, merchant, and category automatically. IMPORT YOUR BANK STATEMENTS Drop in a PDF, CSV, or photo of your bank statement. AI parses and categorises hundreds of transactions in seconds. VOICE EXPENSE ENTRY Just say "Coffee 4.50" or "Aldi 23 euros" โ€” expense logged instantly. No typing needed. TRACK YOUR EMOTIONAL SPENDING Tag how you felt when you spent. Discover patterns โ€” how much more you spend when stressed vs. content. Unique to Spendwise AI. MULTI-CURRENCY TRIP EXPENSES Track expenses abroad in local currency with offline rates for 30+ currencies. No internet required. AI FINANCIAL ADVISOR Ask your AI advisor anything about your spending in plain English. Get personalised answers based on your real data. 6-MONTH CASH FLOW FORECAST AI predicts your financial future based on your recurring expenses and income patterns. COMPLETELY PRIVATE All data stays on your Phone. No account required. PIN and Face ID protection. Your data never leaves your device. EXPORT TO EXCEL Export all expenses and income to a formatted Excel file at any time. FREE TIER: 15 AI interactions/month included at no cost. PRO ($3.99/month or $29.99/year): 150 AI interactions/month โ€” unlock unlimited receipt scanning, bank imports, and AI chat. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

ClickFi

Features
Read full description

Stop wondering where your money went. ClickFi is the AI budget tracker and expense tracker built for Gen Z - the generation dealing with inflation, rising costs, and never enough left at the end of the month. Whether you're living paycheck to paycheck or just trying to save for something real, ClickFi's AI financial assistant has your back. Chat with your finances Ask ClickFi anything: "How much did I spend on food this month?", "Can I afford a trip?", "Help me save $1,200 for a new phone." Your AI money manager builds a personalized savings plan with milestones and tracks your progress automatically. Scan receipts & import bank statements Snap any receipt - ClickFi's AI expense tracker auto-fills amount, date, merchant and category in seconds. Upload PDF or CSV bank statements from any bank worldwide - AI reads and categorizes every transaction. Voice expense tracking Say "Spent $15 on lunch" and it's logged instantly. No typing. No friction. The fastest daily expense tracker you've ever used. Savings goals that actually work Tell ClickFi what you're saving for. Get a smart goal timeline with monthly milestones. The app checks in, celebrates wins, and recalculates if life gets in the way. Budget planner & spending insights Set per-category budgets, get alerts before you overspend, and unlock AI-powered spending insights: "You spent 23% more on restaurants this month. Here's how to fix it." Everything you need in one free budget app โ€ข 3-tap manual entry - fastest spending tracker on the market โ€ข AI auto-categorization that learns your habits โ€ข Shared wallets for couples, roommates & friends โ€ข Multi-currency support for travelers โ€ข iOS widgets - log expenses without opening the app โ€ข Full offline mode - your data, always with you โ€ข No ads, ever Premium features (requires subscription): โ€ข AI receipt scanning โ€ข AI voice input for transactions โ€ข AI Financial Assistant โ€ข Advanced analytics and insights โ€ข Data export (CSV/PDF) โ€ข Unlimited AI Assistant messages Premium pricing: $4.99/week, $9.99/month, or $49.99/year. A 3-day free trial is available with the annual plan. Subscription auto-renews unless cancelled. Looking for the best Mint alternative or Cleo alternative with real AI? You found it. ClickFi. Click once. Know your finances. Terms of Use: https://clickfi.app/terms.html

Screenshots

Spendwise AI4 screens
ClickFi4 screens

Verdict

The call

Spendwise AI and ClickFi are too close to call on the numbers: across 5 compared parameters โ€” price, ads, in-app purchases and device support among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Spendwise AI sells 2 in-app purchases, starting at $3.99 per month and ClickFi sells 3 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Spendwise AI versus ClickFi: the parameters behind the verdict, then further details
ParameterSpendwise AIClickFi
PriceFreeFree
Update frequencyEvery 3 daysโ€”
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPod โ€” better
Requires iOS16.015.1 โ€” better
Further details โ€” not scored
Size6 MB50 MB
Age rating4+12+
DeveloperASIF MUHAMMED THADATHILOlena Ihnatova

In-app purchases

2 purchases

Spendwise AI

Subscriptions2
  • Spendwise AI Pro$3.991 Month
  • Spendwise AI Pro Yearly$29.991 Year
3 purchases

ClickFi

Subscriptions3
  • Weekly Premium3 Days trial$4.997 Days
  • Monthly Subscription$9.991 Month
  • Yearly Premium$49.991 Year

Questions

Is Spendwise AI free?
Spendwise AI is free to download, with in-app purchases available.
Is ClickFi free?
ClickFi is free to download, with in-app purchases available.
Do Spendwise AI or ClickFi have ads?
Neither Spendwise AI nor ClickFi shows ads.

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