Comparison

SpendWise vs Trackova

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SpendWise

Features
Read full description

Take control of your finances with SpendWise, the smart expense tracker designed to help you understand where your money goes and make better financial decisions. Easy Expense Tracking * Add transactions in seconds with our intuitive interface * Categorize expenses automatically * Track both income and expenses * Support for multiple accounts (cash, bank, credit cards) Smart Budgeting * Set monthly budgets by category * Visual progress indicators * Get alerts when approaching budget limits * Track spending patterns over time Recurring Transactions * Set up bills and subscriptions * Never miss a payment with upcoming bill reminders * Support for weekly, monthly, and yearly frequencies * Mark bills as paid with one tap Powerful Analytics * Beautiful charts and visualizations * Monthly spending breakdowns by category * Income vs expense comparisons * Identify your top spending categories AI-Powered Insights (PRO) * Smart spending analysis and recommendations * Personalized financial forecasting * Intelligent categorization suggestions * Natural language transaction entry Privacy First * All data stored locally on your device * No account required * No data collection or tracking * Your financial data stays yours Why SpendWise? Whether you're saving for a goal, paying off debt, or just want to understand your spending habits, SpendWise gives you the tools you need. Our clean, modern interface makes tracking expenses a breeze, while powerful features help you stay on top of your finances. Download SpendWise today and start your journey to financial wellness! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Trackova

Features
Read full description

Trackova helps you take full control of your personal finances - simply and smartly. Whether you're tracking daily expenses or managing monthly income, Trackova makes it effortless. KEY FEATURES: Track Income & Expenses Add transactions in seconds with amount, category, payment method, and description. Smart Dashboard See your total income and expenses at a glance - always know where your money stands. Categories & Filters Filter transactions by date, type, or category. Find any transaction instantly. Multiple Payment Methods Support for Cash, UPI, Bank Account, and more. Attachments Attach receipts or files to any transaction for complete records. Breakdown View Get a visual breakdown of your spending patterns. Simple. Clean. Powerful. Download Trackova today and start managing your finances the smart way!

Screenshots

SpendWise4 screens
Trackova4 screens

Verdict

The call

The clearest difference is in-app purchases: Trackova at none against SpendWise's 3. Trackova also leads on ads (none vs shown). SpendWise's advantage is update cadence (every 5 days vs every 3 weeks). On price, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. SpendWise sells 3 in-app purchases, starting at $1.49 per 7 days. Trackova asks for nothing beyond the download.

UpkeepUpdate frequency

SpendWise ships an update every 5 days, Trackova every 3 weeks. The most recent releases landed on September 9, 2026 and August 11, 2026 respectively.

Scorecard3 real differences ยท 3 level
SpendWise versus Trackova: the parameters behind the verdict, then further details
ParameterSpendWiseTrackova
PriceFreeFree
Update frequencyEvery 5 days โ€” betterEvery 3 weeks
AdsYesNo โ€” better
In-app purchasesYesNo โ€” better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 โ€” better15.6
Further details โ€” not scored
Size51 MB4 MB
Age rating4+4+
DeveloperGlaium Inc.XpWallet

In-app purchases

3 purchases

SpendWise

Subscriptions3
  • Premium Weekly$1.497 Days
  • Premium Monthly$4.991 Month
  • Premium Yearly$29.991 Year
None

Trackova

No in-app purchases

Questions

Is SpendWise free?
SpendWise is free to download, with in-app purchases available.
Is Trackova free?
Trackova is free to download, with no in-app purchases.
Do SpendWise or Trackova have ads?
SpendWise shows ads; Trackova does not.
Which is updated more often, SpendWise or Trackova?
SpendWise ships an update every 5 days, and Trackova every 3 weeks. Most recently, SpendWise was updated on September 9, 2026 and Trackova on August 11, 2026.

Other comparisons